Category: White Paper

The Power Of Prize-Linked Savings Accounts

What are Prize-Linked Savings Accounts (PLSAs)? Prize-linked savings accounts (PLSAs) merge the conventional concept of [...]

A Guide to Successful Referral Programs in Banking

The value of incentivised referrals With many financial institutions vying for market share, the pressure [...]

Balancing Security and Seamless Experiences

Introduction In an era where digital transactions and online banking have become the norm, financial [...]

Enhancing Financial Wellbeing: The Role of Australian Mutuals

The Role of Australian Mutuals in the Financial Ecosystem The role of mutual banks (mutuals), [...]

Digital Banking and PFM in Africa

The Current State of Play in African Banking African consumers are swiftly embracing and adopting [...]

Financial Wellbeing in a Cost-Of-Living Crisis

The cost-of-living has continued to increase in many parts of the world. Factors such as [...]

A new era of digital banking: How banks are turning what their customers want into a business advantage

Introduction Traditionally, fintech and banking product marketing teams are constantly ideating to come up with [...]

Customer-centricity in retail banking: Personalization

Digital banks have been hailed as forerunners within an era of rapid technological advances, propelling [...]

A New Digital Era for Family Banking

The importance of financial literacy It is undeniable that there is a relationship between financial [...]

Unpacking Gamification in Digital Banking

Recent years have seen significant changes in the movement of people, goods, and even financial [...]

Elevating the Digital Experience of Islamic Banking

Consumers from both traditional and Islamic financial institutions want direct and immediate access to their [...]

AI Ethics And Their Application to Digital Banking

The Artificial Intelligence Challenge Artificial intelligence (AI) is understood to be this generation’s biggest challenge. [...]

Enhancing Digital Banking with Loyalty Programs

In recent years, financial institutions have come to the understanding that loyalty program features are [...]

Understanding Financial Wellbeing

What is financial wellbeing?  As far as buzzwords go, financial wellbeing (also known as financial [...]

Carbon Footprint Tracking In Digital Banking

  What is a carbon footprint and how can digital banking play a role?  As [...]

PFM Solutions for Banks

  What are PFM Solutions PFM stands for Personal Financial Management and refers to the [...]

A Guide to Profitability for Digital Banks

  The Long Road to Profitability  Growth at all costs is a prominent business model [...]

A Guide to Personalisation in Banking

Table of Contents 1. What is Personalisation in Banking?2. Benefits of Personalisation in Banking3. What [...]

Global Open Banking 2.0

In 2019 we launched our first global Open Banking report to take a look at [...]

Open Banking – A Global Outlook | Whitepaper

Since the launch of PSD2 in Europe and Open Banking in the UK, the concept [...]

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