Create personalised loyalty, cashback, recognition and reward experiences that encourage participation, strengthen customer loyalty and make everyday banking more rewarding.
Moneythor embeds earning, recognition and redemption directly within the bank’s own digital channels.
Many traditional loyalty programmes rely on disconnected campaigns and generic offers that do not reflect individual customer behaviour, eligibility or progress.
When rewards arrive late, feel irrelevant or recognise only spending, participation falls and the programme becomes easier to ignore.
Banks need a more relevant way to recognise meaningful customer activity and make earning and redemption part of the banking experience.
Moneythor connects customer activity, programme rules, offers, rewards and redemption within the bank’s digital experience.
Define how customers earn, from eligible transactions and product activity to milestones and other qualifying events.
Reward qualifying customer activity with cashback or configurable rewards based on programme rules.
Surface offers available to everyone alongside targeted offers based on defined eligibility criteria.
Create earning structures that recognise customer activity and give customers a clear view of their progress.
Reward repeat participation through configurable digital stamp-card experiences with visible progress and redemption.
Recognise anniversaries, achievements and other meaningful customer milestones with personalised gestures or rewards.
Enable customers to redeem rewards through options such as cashback, vouchers or promotional codes within the digital banking journey.
Banks move beyond isolated reward campaigns towards loyalty programmes that recognise participation continuously and give customers more reasons to engage.
Customers can see how they earn, understand what is available to them and redeem rewards without leaving the bank’s digital experience.
engagement rates on personalised and rewarding interactions vs 1–2% traditional
more transactions driven by behaviour-led engagement
A leading NeoBank uses Moneythor to deliver an end-to-end loyalty experience embedded directly within its mobile banking app.
The result is a loyalty journey that connects earning, recognition and redemption without relying on separate portals or manual processes.
points assignment across activities
voucher and gift-card catalogue
visibility of points and earning
conversion with reward redemption
Build loyalty experiences that recognise meaningful participation, make rewards easier to earn and redeem, and keep customers connected to your brand.