Privacy and Security Policy

Moneythor.com is a personal finance information management service allowing you to aggregate and monitor various aspects of your financial activities. It does so by integrating with your existing online banking services with your third party financial institutions and your trust in the way we treat your confidential and sensitive information is absolutely fundamental to us.

Your privacy and the security of the Service are critically important to us and Moneythor is committed to maintaining the confidentiality, integrity and security of our Members' and users' personal information. This Privacy Policy (which forms a part of the Terms of Use ("Terms")) explains how we protect personal information provided through www.moneythor.com and how we use that information in connection with our Service.

1. Founding Principles

  • We will never sell nor lease your personal information to anyone, for any reason.
  • We do not share your personal information with anyone except as described in this Privacy Policy, to provide the Service and Moneythor.com as described in the Terms, comply with relevant laws, rules and regulations, develop and improve our products, or protect our rights.
  • We don't ask you for personal information unless we truly need it. We only store this information if it is required to provide, develop or improve our services and products.
  • We want you to be in control of your own personal information.
  • We will never spam you, and never allow others to spam you.

2. Gathering & Use of Personal Information

Like most website operators, Moneythor collects non-personally identifying information of the sort that web browsers and servers typically make available, such as your Internet Protocol (IP) address, the browser type, operating system, language preference, referring/exit site, date and time of visitor requests, etc. Moneythor's purpose in collecting such information is to:

  • Better understand how Moneythor.com's visitors and Members use the Service.
  • Respond to customer service requests
  • Improve our services, products and marketing efforts
  • Conduct internal research and analysis
  • Display content based upon your interests
  • From time to time, release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of the Service.

3. Sharing of Information

Moneythor may share your personal information to those of our employees, affiliates, contractors and agents that provide products and services to help us with our business activities, such as offering customer service. These individuals/organisations are authorized to use your personal information only to the extent needed to provide these products and services to us.

We may also disclose your personal information when this is required by any relevant law, rule or regulation (e.g. to comply with a subpoena), when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud or any alleged criminal action, or respond to the request of any governmental or regulatory body.

We may also share non-personally-identifying information to providers of Other Offerings so that they may market their products and services to Moneythor's Members and users.

If Moneythor, or any part of our assets is to be acquired, or in the event that Moneythor becomes insolvent or contemplates liquidation proceedings, personal information of our Members and users may be one of the assets that is transferred to or acquired by a third party. If this happens, you agree that any such acquirer may continue to use your personal information described in this Privacy Policy.

4. Cookies

A cookie is information that a website stored as text strings on your computer which your browser provides to the website each time you return. We may use cookies to keep track of your preferences, profile information and visits which can help enhance your experience. We may also use cookies (which may be placed by us or by a third party) to collect general usage and volume statistical information that does not include personally-identifying information. If you do not wish to have cookies placed on your computer, you can set your browser to refuse cookies before using Moneythor.com or the Service. However, if you do so, some features of Moneythor.com or the Service may not perform as we intended.

5. Security

Our founding team members have, in aggregate, over 25 years of experience in banking software and security. We place paramount importance on the security of our software, service and operating procedures. Our employees use private keys and other secure methods to access our servers, and are bound by strict contractual obligations to safeguard our Members' and users' data at all times and to comply with this Privacy Policy.

Moneythor does not access the credentials (such as user names and passwords) you use to log into your third-party financial institutions' websites. Such credentials will not be affected even in the unlikely event that our servers become compromised. We do, however, take reasonable precautions to safeguard your personal information that we do store.

Whenever you access Moneythor.com and exchange sensitive information with the Service, we always encrypt the transmission of that information using secure socket layer technology (SSL).

Moneythor.com is hosted in Singapore and operates on servers provided by a service provider. This service provider employs in-depth security measures, maintains advanced security certifications and is a Level 1 service provider under the Payment Card Industry (PCI) Data Security Standard (DSS).

However, you should be aware that no web transmission or electronic storage can be guaranteed to be absolutely secure.

6. Policy Changes

This Privacy Policy may be changed at any time. The changes will be made available on Moneythor.com and you will be able to read, print and save the new Privacy Policy. The effective date of the changes will be indicated. If you continue to use the Service after that effective date, you will be taken to have accepted and agreed to those changes.

7. Request for Information

If you require specific information on:

  1. Our policies and practices in protecting your personal data
  2. Process by which we receive and respond to your queries and complaints regarding your personal data

Please do email us at .

Last Update: 1st March 2013