{"id":6819,"date":"2023-06-12T10:44:25","date_gmt":"2023-06-12T02:44:25","guid":{"rendered":"https:\/\/www.moneythor.com\/?p=6819"},"modified":"2024-03-04T18:22:21","modified_gmt":"2024-03-04T10:22:21","slug":"%e3%83%87%e3%82%b8%e3%82%bf%e3%83%ab%e3%83%90%e3%83%b3%e3%82%ad%e3%83%b3%e3%82%b0%e3%81%ab%e3%81%8a%e3%81%91%e3%82%8b%e3%83%87%e3%83%bc%e3%82%bf%e5%88%86%e9%a1%9e%e3%81%ae%e5%bd%b9%e5%89%b2","status":"publish","type":"post","link":"https:\/\/www.moneythor.com\/jp\/%e3%83%86%e3%82%af%e3%83%8e%e3%83%ad%e3%82%b8%e3%83%bc\/%e3%83%87%e3%82%b8%e3%82%bf%e3%83%ab%e3%83%90%e3%83%b3%e3%82%ad%e3%83%b3%e3%82%b0\/%e3%83%87%e3%82%b8%e3%82%bf%e3%83%ab%e3%83%90%e3%83%b3%e3%82%ad%e3%83%b3%e3%82%b0%e3%81%ab%e3%81%8a%e3%81%91%e3%82%8b%e3%83%87%e3%83%bc%e3%82%bf%e5%88%86%e9%a1%9e%e3%81%ae%e5%bd%b9%e5%89%b2\/","title":{"rendered":"\u30c7\u30b8\u30bf\u30eb\u30d0\u30f3\u30ad\u30f3\u30b0\u306b\u304a\u3051\u308b\u30c7\u30fc\u30bf\u5206\u985e\u306e\u5f79\u5272"},"content":{"rendered":"<p>\u73fe\u5728\u3001\u9280\u884c\u304c\u76f4\u9762\u3057\u3066\u3044\u308b\u6700\u5927\u306e\u8ab2\u984c\u306e 1 \u3064\u306f\u3001\u30b7\u30b9\u30c6\u30e0\u3067\u51e6\u7406\u3059\u308b\u53d6\u5f15\u30c7\u30fc\u30bf\u3092\u3044\u304b\u306b\u52b9\u679c\u7684\u306b\u5206\u6790\u3057\u3001\u4f7f\u7528\u3059\u308b\u304b\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002\u3053\u308c\u307e\u3067\u4f55\u5ea6\u3082\u3001\u6d88\u8cbb\u8005\u5411\u3051\u9280\u884c\u30c7\u30fc\u30bf\u3068\u305d\u306e\u591a\u304f\u306e\u4f7f\u7528\u4f8b\u3068\u3044\u3046\u91d1\u9271\u3092\u4e2d\u5fc3\u306b\u8b70\u8ad6\u3055\u308c\u3066\u304d\u307e\u3057\u305f\u3002\u3057\u304b\u3057\u3001\u73fe\u5b9f\u306b\u306f\u3001\u591a\u304f\u306e\u30ea\u30c6\u30fc\u30eb\u9280\u884c\u306f\u3001\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u306e\u6d1e\u5bdf\u3084\u5b9f\u7528\u7684\u306a\u63a8\u5968\u4e8b\u9805\u3092\u4f5c\u6210\u3059\u308b\u305f\u3081\u306b\u4f7f\u7528\u3067\u304d\u308b\u30c7\u30fc\u30bf\u306e\u5206\u985e\u306b\u82e6\u52b4\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u30c7\u30b8\u30bf\u30eb 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(MCC)\u3001\u305d\u306e\u4ed6\u306e\u30e1\u30bf\u30c7\u30fc\u30bf\u306a\u3069\u306e\u4e8b\u524d\u5b9a\u7fa9\u3055\u308c\u305f\u57fa\u6e96\u306b\u57fa\u3065\u3044\u3066\u53d6\u5f15\u30c7\u30fc\u30bf\u3092\u6574\u7406\u3059\u308b\u3053\u3068\u3092\u6307\u3057\u307e\u3059\u3002\u3053\u308c\u306b\u3088\u308a\u3001\u53d6\u5f15\u306e\u6b63\u78ba\u306a\u5b9a\u7fa9\u3068\u30b0\u30eb\u30fc\u30d7\u5316\u304c\u5bb9\u6613\u306b\u306a\u308a\u3001\u9280\u884c\u30c1\u30e3\u30cd\u30eb\u5168\u4f53\u306b\u308f\u305f\u308b\u30cf\u30a4\u30d1\u30fc\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30bc\u30fc\u30b7\u30e7\u30f3\u306e\u57fa\u790e\u304c\u5f62\u6210\u3055\u308c\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h2><strong>\u30c7\u30fc\u30bf\u306e\u5206\u985e\u304c\u91cd\u8981\u306a\u306e\u306f\u306a\u305c\u3067\u3059\u304b?<\/strong><\/h2>\n<p>\u53d6\u5f15\u30c7\u30fc\u30bf\u306b\u306f\u3001\u9280\u884c\u304c\u9867\u5ba2\u3092\u7406\u89e3\u3059\u308b\u4e0a\u3067\u6700\u3082\u5f79\u7acb\u3064\u60c5\u5831\u304c\u542b\u307e\u308c\u3066\u3044\u307e\u3059\u3002\u4eba\u3005\u306e\u751f\u6d3b\u3001\u597d\u304d\u306a\u3053\u3068\u3001\u597d\u304d\u306a\u98df\u4e8b\u5834\u6240\u3001\u65c5\u884c\u5148\u306e\u56fd\u3001\u5b9a\u671f\u7684\u306b\u8cfc\u5165\u3059\u308b\u54c1\u7269\u3001\u53ce\u5165\u6e90\u306a\u3069\u306b\u3064\u3044\u3066\u3001\u9a5a\u304f\u3079\u304d\u6d1e\u5bdf\u304c\u5f97\u3089\u308c\u307e\u3059\u3002\u5206\u985e\u306b\u3088\u308a\u3001\u30c7\u30fc\u30bf\u306f\u3088\u308a\u30b9\u30de\u30fc\u30c8\u3067\u5f79\u7acb\u3064\u3082\u306e\u306b\u306a\u308a\u307e\u3059\u3002\u3053\u308c\u306b\u3088\u308a\u3001\u9280\u884c\u3068\u305d\u306e\u9867\u5ba2\u306f\u3001\u65e5\u3005\u306e\u91d1\u878d\u6d3b\u52d5\u3092\u660e\u78ba\u304b\u3064\u4f53\u7cfb\u7684\u306b\u628a\u63e1\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u308a\u307e\u3059\u3002\u53d6\u5f15\u306b\u30ab\u30c6\u30b4\u30ea\u3084\u305d\u306e\u4ed6\u306e\u5f37\u5316\u3092\u9069\u7528\u3059\u308b\u3053\u3068\u3067\u3001\u904e\u53bb\u304a\u3088\u3073\u5c06\u6765\u306e\u53ce\u5165\u3068\u652f\u51fa\u3001\u3055\u3089\u306b\u4e00\u822c\u7684\u306a\u884c\u52d5\u3092\u8ffd\u8de1\u3001\u5206\u6790\u3001\u4e88\u6e2c\u3059\u308b\u3053\u3068\u304c\u5bb9\u6613\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h2><strong>Moneythor \u30a8\u30f3\u30b8\u30f3\u306f\u53d6\u5f15\u30c7\u30fc\u30bf\u3092\u3069\u306e\u3088\u3046\u306b\u5206\u985e\u3057\u307e\u3059\u304b?<\/strong><\/h2>\n<p>\u3088\u308a\u8c4a\u5bcc\u3067\u5b9f\u7528\u7684\u306a\u30c7\u30fc\u30bf\u3092\u63d0\u4f9b\u3057\u3001\u30a4\u30f3\u30c6\u30ea\u30b8\u30a7\u30f3\u30c8\u306a\u8cc7\u91d1\u7ba1\u7406\u3068\u30ed\u30a4\u30e4\u30eb\u30c6\u30a3\u6a5f\u80fd\u3001\u305d\u3057\u3066\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30ba\u3055\u308c\u305f\u6d1e\u5bdf\u3092\u751f\u307f\u51fa\u3059\u305f\u3081\u306b\u3001 <a href=\"https:\/\/www.moneythor.com\/jp\/%e3%83%97%e3%83%a9%e3%83%83%e3%83%88%e3%83%9b%e3%83%bc%e3%83%a0\/\">\u30de\u30cb\u30fc\u30bd\u30fc\u30a8\u30f3\u30b8\u30f3<\/a> \u5b9f\u884c\u3059\u308b <strong>\u30c8\u30e9\u30f3\u30b6\u30af\u30b7\u30e7\u30f3\u306e\u5206\u985e\uff06\u30a8\u30f3\u30ea\u30c3\u30c1\u30e1\u30f3\u30c8<\/strong><strong> \u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u304b\u3064\u5927\u898f\u6a21\u306b<\/strong> \u3042\u3089\u3086\u308b\u7a2e\u985e\u306e\u30a2\u30ab\u30a6\u30f3\u30c8\u3001\u30ab\u30fc\u30c9\u3001\u96fb\u5b50\u30a6\u30a9\u30ec\u30c3\u30c8\u3067\u5229\u7528\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-6821\" src=\"https:\/\/www.moneythor.com\/wp-content\/uploads\/2023\/06\/Data-categorisation-process-Image-1024x538.png\" alt=\"\u30c7\u30fc\u30bf\u5206\u985e\u30d7\u30ed\u30bb\u30b9\u30a4\u30e1\u30fc\u30b8\" width=\"1024\" height=\"538\" srcset=\"https:\/\/www.moneythor.com\/wp-content\/uploads\/2023\/06\/Data-categorisation-process-Image-1024x538.png 1024w, https:\/\/www.moneythor.com\/wp-content\/uploads\/2023\/06\/Data-categorisation-process-Image-768x403.png 768w, https:\/\/www.moneythor.com\/wp-content\/uploads\/2023\/06\/Data-categorisation-process-Image.png 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p>&nbsp;<\/p>\n<h4>1. \u751f\u30c7\u30fc\u30bf<\/h4>\n<p>Moneythor \u306e\u9ad8\u6027\u80fd\u30a8\u30f3\u30b8\u30f3\u306f\u3001\u53e3\u5ea7\u3001\u30ab\u30fc\u30c9\u3001\u30c7\u30b8\u30bf\u30eb\u30a6\u30a9\u30ec\u30c3\u30c8\u306a\u3069\u306e\u3059\u3079\u3066\u306e\u8cc7\u7523\u3068\u8ca0\u50b5\u3001\u304a\u3088\u3073 Open Banking \u3092\u4ecb\u3057\u305f\u4ed6\u306e\u9280\u884c\u306e\u30c7\u30fc\u30bf\u306b\u308f\u305f\u308b\u9867\u5ba2\u60c5\u5831\u306e\u30b9\u30c8\u30ea\u30fc\u30df\u30f3\u30b0\u307e\u305f\u306f\u30d0\u30c3\u30c1 \u30c7\u30fc\u30bf \u30bb\u30c3\u30c8\u3092\u6d88\u8cbb\u3057\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h4>2. \u5206\u985e\u3055\u308c\u305f\u30c7\u30fc\u30bf<\/h4>\n<p>Moneythor \u30a8\u30f3\u30b8\u30f3\u306f\u3001\u63d0\u4f9b\u3055\u308c\u305f\u751f\u30c7\u30fc\u30bf\u304b\u3089\u30d1\u30bf\u30fc\u30f3\u3084\u985e\u4f3c\u306e\u53d6\u5f15\u3092\u63a2\u3057\u3001\u6700\u3082\u6b63\u78ba\u306a\u30ab\u30c6\u30b4\u30ea\u3068\u30a8\u30f3\u30ea\u30c3\u30c1\u30e1\u30f3\u30c8\u6226\u7565\u3092\u81ea\u52d5\u7684\u306b\u5272\u308a\u5f53\u3066\u307e\u3059\u3002\u30a8\u30f3\u30b8\u30f3\u306f\u3001\u591a\u8a00\u8a9e\u30c6\u30ad\u30b9\u30c8\u5206\u6790\u3001\u6b63\u898f\u8868\u73fe\u3068\u512a\u5148\u5ea6\u306b\u57fa\u3065\u304f\u30eb\u30fc\u30eb\u3001\u6a5f\u68b0\u5b66\u7fd2\u3001\u8a72\u5f53\u3059\u308b\u5834\u5408\u306f\u5916\u90e8\u30b5\u30fc\u30d3\u30b9\u3001\u304a\u3088\u3073\u4f7f\u7528\u983b\u5ea6\u306e\u5897\u52a0\u306b\u4f34\u3046\u500b\u3005\u306e\u9867\u5ba2\u306e\u9078\u629e\u304b\u3089\u306e\u5b66\u7fd2\u3092\u4f7f\u7528\u3057\u307e\u3059\u3002\u5206\u985e\u304c\u884c\u308f\u308c\u308b\u3068\u304d\u306b\u3001\u5185\u90e8\u3067\u4f55\u304c\u8d77\u3053\u3063\u3066\u3044\u308b\u304b\u3092\u4ee5\u4e0b\u306b\u793a\u3057\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-6823\" src=\"https:\/\/www.moneythor.com\/wp-content\/uploads\/2023\/06\/Data-categorisation-process-Image-1-1024x538.png\" alt=\"\u30c7\u30fc\u30bf\u5206\u985e\u30d7\u30ed\u30bb\u30b9\u30a4\u30e1\u30fc\u30b8\" width=\"1024\" height=\"538\" srcset=\"https:\/\/www.moneythor.com\/wp-content\/uploads\/2023\/06\/Data-categorisation-process-Image-1-1024x538.png 1024w, https:\/\/www.moneythor.com\/wp-content\/uploads\/2023\/06\/Data-categorisation-process-Image-1-768x403.png 768w, https:\/\/www.moneythor.com\/wp-content\/uploads\/2023\/06\/Data-categorisation-process-Image-1.png 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>\u81ea\u52d5\u7684\u306b\u5206\u985e\u3067\u304d\u306a\u3044\u53d6\u5f15\u3084\u30ab\u30b9\u30bf\u30de\u30a4\u30ba\u3055\u308c\u305f\u30ab\u30c6\u30b4\u30ea\u304c\u671b\u307e\u3057\u3044\u5834\u5408\u306b\u306f\u3001\u9867\u5ba2\u304c\u30bb\u30eb\u30d5\u30b5\u30fc\u30d3\u30b9\u65b9\u5f0f\u3067\u30ab\u30c6\u30b4\u30ea\u3092\u624b\u52d5\u3067\u5272\u308a\u5f53\u3066\u308b\u3053\u3068\u3082\u3067\u304d\u307e\u3059\u3002\u3053\u308c\u306b\u3088\u308a\u3001\u30a8\u30f3\u30b8\u30f3\u306b\u3088\u308b\u81ea\u52d5\u5b66\u7fd2\u30d7\u30ed\u30bb\u30b9\u304c\u958b\u59cb\u3055\u308c\u307e\u3059\u3002<\/p>\n<p>\u5404\u9280\u884c\u306f\u3001\u9867\u5ba2\u306b\u63d0\u4f9b\u3059\u308b\u6700\u3082\u9069\u5207\u306a\u30c7\u30d5\u30a9\u30eb\u30c8 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id=\"col-604932976\" class=\"col medium-6 small-12 large-6\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\t<div class=\"img has-hover x md-x lg-x y md-y lg-y\" id=\"image_1616024095\">\n\t\t\t\t\t\t\t\t<div class=\"img-inner dark\" >\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"486\" height=\"974\" src=\"https:\/\/www.moneythor.com\/wp-content\/uploads\/2023\/06\/Screenshot-2023-06-12-at-10.36.17-AM.png\" class=\"attachment-original size-original\" alt=\"\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30ba\u3055\u308c\u305f\u30c7\u30fc\u30bf\u306e\u5206\u985e\" srcset=\"https:\/\/www.moneythor.com\/wp-content\/uploads\/2023\/06\/Screenshot-2023-06-12-at-10.36.17-AM.png 486w, https:\/\/www.moneythor.com\/wp-content\/uploads\/2023\/06\/Screenshot-2023-06-12-at-10.36.17-AM-299x600.png 299w\" sizes=\"auto, (max-width: 486px) 100vw, 486px\" \/>\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\n<style>\n#image_1616024095 {\n  width: 86%;\n}\n<\/style>\n\t<\/div>\n\t\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n<\/div>\n<p>&nbsp;<\/p>\n<p>\u8cea\u306e\u60aa\u3044\u30c7\u30fc\u30bf\u3092\u5165\u529b\u3059\u308b\u3068\u3001\u8cea\u306e\u60aa\u3044\u30c7\u30fc\u30bf\u304c\u751f\u6210\u3055\u308c\u3001\u8cea\u306e\u60aa\u3044\u30a8\u30af\u30b9\u30da\u30ea\u30a8\u30f3\u30b9\u304c\u751f\u307e\u308c\u307e\u3059\u3002\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30ba\u3055\u308c\u305f\u30c7\u30b8\u30bf\u30eb \u30d0\u30f3\u30ad\u30f3\u30b0 \u30a8\u30af\u30b9\u30da\u30ea\u30a8\u30f3\u30b9\u3092\u6210\u529f\u3055\u305b\u308b\u306b\u306f\u3001\u30c7\u30fc\u30bf\u306e\u5206\u985e\u3068\u62e1\u5f35\u304c\u4e0d\u53ef\u6b20\u3067\u3059\u3002Moneythor \u306f\u3001\u9280\u884c\u3084\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u306e\u304a\u5ba2\u69d8\u306b\u9ad8\u5ea6\u306a\u5206\u985e\u3068\u5f37\u5316\u6a5f\u80fd\u3001\u305d\u3057\u3066\u771f\u306b\u67d4\u8edf\u3067\u30b9\u30b1\u30fc\u30e9\u30d6\u30eb\u306a\u30a8\u30f3\u30b8\u30f3\u3092\u63d0\u4f9b\u3067\u304d\u308b\u3053\u3068\u3092\u8a87\u308a\u306b\u601d\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p><a href=\"https:\/\/www.moneythor.com\/jp\/%e6%8e%a5%e8%a7%a6\/\">\u9023\u7d61\u3092\u53d6\u308b<\/a> \u751f\u306e\u53d6\u5f15\u30c7\u30fc\u30bf\u3092\u3055\u3089\u306b\u6d3b\u7528\u3059\u308b\u65b9\u6cd5\u306b\u3064\u3044\u3066\u8a73\u3057\u304f\u77e5\u308a\u305f\u3044\u5834\u5408\u3002<\/p>\n\t<div class=\"img has-hover x md-x lg-x y md-y lg-y\" id=\"image_1532913900\">\n\t\t<a class=\"\" href=\"#newsletter-subscription-blog\" >\t\t\t\t\t\t<div class=\"img-inner dark\" >\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1020\" height=\"299\" src=\"https:\/\/www.moneythor.com\/wp-content\/uploads\/2024\/02\/Article-CTA-NEW-BRANDING.png\" class=\"attachment-large size-large\" alt=\"\u30de\u30cd\u30fc\u30bd\u30fc\u306e\u30cb\u30e5\u30fc\u30b9\u30ec\u30bf\u30fc\u3092\u8cfc\u8aad\u3059\u308b\" srcset=\"https:\/\/www.moneythor.com\/wp-content\/uploads\/2024\/02\/Article-CTA-NEW-BRANDING.png 1024w, https:\/\/www.moneythor.com\/wp-content\/uploads\/2024\/02\/Article-CTA-NEW-BRANDING-768x225.png 768w\" sizes=\"auto, (max-width: 1020px) 100vw, 1020px\" \/>\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/a>\t\t\n<style>\n#image_1532913900 {\n  width: 100%;\n}\n<\/style>\n\t<\/div>","protected":false},"excerpt":{"rendered":"<p>One of the biggest challenges facing banks today is how to effectively analyse and use the transaction data that they process in their systems. Time and time again, discussion has centred around the goldmine that is consumer banking data and its many use cases. But in reality, many retail banks struggle with data categorisation so that it can be used to produce real-time insights and actionable recommendations. There are many layers to personalisation in digital banking, one of the first and most crucial layers is the categorisation of data. It is easy to get carried away with the UX design of an in-app widget or the look of a cross-sell [&#8230;]\n","protected":false},"author":11,"featured_media":6831,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[279,64,9,10],"tags":[],"class_list":["post-6819","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","category-digital-banking","category-products","category-technology"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>The Role of Data Categorisation in Digital Banking | Moneythor<\/title>\n<meta name=\"description\" content=\"There are many layers to personalisation in digital banking, one of the first and most crucial layers is the categorisation of data.\" \/>\n<meta name=\"robots\" content=\"index, follow, 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