{"id":2392,"date":"2019-08-27T11:33:55","date_gmt":"2019-08-27T03:33:55","guid":{"rendered":"https:\/\/www.moneythor.com\/?p=2392"},"modified":"2024-03-05T16:23:38","modified_gmt":"2024-03-05T08:23:38","slug":"psd2-%e5%bc%b7%e5%8a%9b%e3%81%aa%e9%a1%a7%e5%ae%a2%e8%aa%8d%e8%a8%bc","status":"publish","type":"post","link":"https:\/\/www.moneythor.com\/jp\/%e5%88%86%e6%9e%90%e6%84%8f%e8%a6%8b\/psd2-%e5%bc%b7%e5%8a%9b%e3%81%aa%e9%a1%a7%e5%ae%a2%e8%aa%8d%e8%a8%bc\/","title":{"rendered":"\u5f37\u529b\u306a\u9867\u5ba2\u8a8d\u8a3c |\u30aa\u30fc\u30d7\u30f3\u30d0\u30f3\u30ad\u30f3\u30b0"},"content":{"rendered":"<h2>\u5f37\u529b\u306a\u9867\u5ba2\u8a8d\u8a3c\u3068\u306f\u4f55\u3067\u3059\u304b?<\/h2>\n<p>\u5f37\u529b\u306a\u9867\u5ba2\u8a8d\u8a3c (SCA) \u306f\u3001\u3088\u308a\u5e83\u7bc4\u306a\u6b27\u5dde PSD2 \u30aa\u30fc\u30d7\u30f3 \u30d0\u30f3\u30ad\u30f3\u30b0\u898f\u5236\u306e\u4e00\u90e8\u3092\u69cb\u6210\u3059\u308b\u65b0\u3057\u3044\u898f\u5236\u8981\u4ef6\u3067\u3059\u3002SCA \u306e\u5c0e\u5165\u306b\u3088\u308a\u3001\u6b27\u5dde\u306e\u9867\u5ba2\u306f\u30aa\u30f3\u30e9\u30a4\u30f3\u3067\u5546\u54c1\u3084\u30b5\u30fc\u30d3\u30b9\u3092\u8cfc\u5165\u3059\u308b\u969b\u306b\u3001\u3088\u308a\u591a\u304f\u306e\u60c5\u5831\u3092\u63d0\u4f9b\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u73fe\u5728\u5fc5\u8981\u306a\u306e\u306f\u3001\u9867\u5ba2\u306e\u30ab\u30fc\u30c9\u756a\u53f7\u3001CVC \u756a\u53f7\u3001\u5834\u5408\u306b\u3088\u3063\u3066\u306f 3D \u30bb\u30ad\u30e5\u30a2 \u30b3\u30fc\u30c9\u306a\u3069\u3060\u3051\u3067\u3059\u3002SCA \u3067\u306f\u3001\u652f\u6255\u3044\u6642\u306b\u3055\u3089\u306b\u9ad8\u5ea6\u306a\u8a8d\u8a3c\u304c\u5fc5\u8981\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>SCA \u306e\u91cd\u8981\u306a\u6982\u5ff5\u306f\u3001\u53d6\u5f15\u304c\u627f\u8a8d\u3055\u308c\u308b\u524d\u306b\u7b2c 2 \u30ec\u30d9\u30eb\u306e\u8a8d\u8a3c\u3092\u5fc5\u8981\u3068\u3059\u308b 2 \u8981\u7d20\u8a8d\u8a3c\u3067\u3059\u3002\u591a\u304f\u306e\u30ab\u30fc\u30c9\u767a\u884c\u4f1a\u793e\u304c 2 \u8981\u7d20\u8a8d\u8a3c\u306e\u5f62\u5f0f\u3092\u5b9f\u88c5\u3057\u3066\u3044\u307e\u3059\u304c (\u305f\u3068\u3048\u3070\u3001\u30ab\u30fc\u30c9\u306e\u8a73\u7d30\u3092\u5165\u529b\u3057\u305f\u5f8c\u3001\u5225\u306e Web \u30da\u30fc\u30b8\u3067\u30d1\u30b9\u30ef\u30fc\u30c9\u3092\u5165\u529b\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b 3D \u30bb\u30ad\u30e5\u30a2\u306a\u3069)\u3001SCA \u3067\u306f\u9280\u884c\u304c\u73fe\u5728\u306e 2 \u8981\u7d20\u8a8d\u8a3c\u306e\u65b9\u6cd5\u3092\u7f6e\u304d\u63db\u3048\u3001\u3088\u308a\u9ad8\u3044\u30ec\u30d9\u30eb\u306e\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u3092\u78ba\u4fdd\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<div class=\"column2\"><a href=\"https:\/\/moneythor.eo.page\/2f2jk\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"center\" src=\"https:\/\/www.moneythor.com\/wp-content\/uploads\/2020\/08\/Download-Guide-in-Blog.png\" width=\"350\" height=\"400\" \/><\/a><\/div>\n<p>\u307b\u3068\u3093\u3069\u306e\u9280\u884c\u304c\u73fe\u5728\u63d0\u4f9b\u3057\u3066\u3044\u308b\u8a8d\u8a3c\u30d5\u30ed\u30fc\u306f\u3001Web \u30ea\u30c0\u30a4\u30ec\u30af\u30c8\u3092\u4f34\u3044\u307e\u3059\u304c\u3001\u30e6\u30fc\u30b6\u30fc \u30a8\u30af\u30b9\u30da\u30ea\u30a8\u30f3\u30b9\u304c\u60aa\u304f\u3001\u30d5\u30a3\u30c3\u30b7\u30f3\u30b0\u653b\u6483\u3092\u53d7\u3051\u3084\u3059\u3044\u50be\u5411\u304c\u3042\u308a\u307e\u3059\u3002SCA \u306e\u8981\u4ef6\u3067\u306f\u3001\u66f4\u65b0\u3055\u308c\u305f\u8a8d\u8a3c\u30d5\u30ed\u30fc\u306b\u306f\u8ffd\u52a0\u624b\u9806\u304c\u6700\u5c0f\u9650\u306b\u6291\u3048\u3089\u308c\u308b\u5fc5\u8981\u304c\u3042\u308a\u3001\u5f93\u6765\u306e Web \u30ea\u30c0\u30a4\u30ec\u30af\u30c8\u306e\u4ee3\u308f\u308a\u306b\u3001\u57cb\u3081\u8fbc\u307f\u3001\u5206\u96e2\u3001\u307e\u305f\u306f\u30a2\u30d7\u30ea\u9593\u30ea\u30c0\u30a4\u30ec\u30af\u30c8\u306e\u3044\u305a\u308c\u304b\u3092\u542b\u3080\u4ee3\u66ff\u30d5\u30ed\u30fc\u304c\u63d0\u6848\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u307e\u305f\u3001SCA \u3067\u306f\u3001\u30c8\u30e9\u30f3\u30b6\u30af\u30b7\u30e7\u30f3\u3092\u8a8d\u8a3c\u3059\u308b\u305f\u3081\u306b\u3001\u6b21\u306e 2 \u3064\u304c\u63d0\u4f9b\u3055\u308c\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<ul>\n<li>\u3042\u306a\u305f\u304c\u77e5\u3063\u3066\u3044\u308b\u3053\u3068\uff08\u4f8b\uff1a\u30d1\u30b9\u30ef\u30fc\u30c9\u3001PIN\u3001\u500b\u4eba\u60c5\u5831\uff09<\/li>\n<li>\u643a\u5e2f\u96fb\u8a71\u3001\u30a6\u30a7\u30a2\u30e9\u30d6\u30eb\u3001\u30c8\u30fc\u30af\u30f3\u306a\u3069\u3001\u6240\u6709\u3057\u3066\u3044\u308b\u3082\u306e<\/li>\n<li>\u3042\u306a\u305f\u306b\u95a2\u3059\u308b\u3082\u306e\uff08\u4f8b\uff1a\u6307\u7d0b\u3001\u9854\u306e\u7279\u5fb4\u3001\u58f0\u306e\u30d1\u30bf\u30fc\u30f3\uff09<\/li>\n<\/ul>\n<p>\u00a0<\/p>\n<h2>SCA \u306e\u514d\u9664<\/h2>\n<p>\u3059\u3079\u3066\u306e\u53d6\u5f15\u304c SCA \u898f\u5236\u306b\u6e96\u62e0\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u4f4e\u984d\u304a\u3088\u3073\u4f4e\u30ea\u30b9\u30af\u306e\u53d6\u5f15\u306f\u3001SCA \u30d7\u30ed\u30bb\u30b9\u306e\u5c0e\u5165\u304c\u514d\u9664\u3055\u308c\u307e\u3059\u3002\u305f\u3068\u3048\u3070\u300130 \u30e6\u30fc\u30ed\u672a\u6e80\u306e\u53d6\u5f15\u306b\u306f SCA \u306f\u5fc5\u8981\u3042\u308a\u307e\u305b\u3093\u3002\u307e\u305f\u3001\u8a50\u6b3a\u306e\u5e73\u5747\u4ef6\u6570\u304c\u7279\u306b\u5c11\u306a\u3044\u53d6\u5f15\u306b\u3082 SCA \u306f\u5fc5\u8981\u3042\u308a\u307e\u305b\u3093\u3002\u5b9a\u671f\u7684\u306a\u652f\u6255\u3044\u3084\u30b5\u30d6\u30b9\u30af\u30ea\u30d7\u30b7\u30e7\u30f3\u3082\u3001\u6700\u521d\u306e\u652f\u6255\u3044\u5f8c\u306f\u514d\u9664\u3055\u308c\u307e\u3059\u3002<\/p>\n<p>\u9867\u5ba2\u306b\u306f\u7279\u5b9a\u306e\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u3092\u30db\u30ef\u30a4\u30c8\u30ea\u30b9\u30c8\u306b\u767b\u9332\u3059\u308b\u30aa\u30d7\u30b7\u30e7\u30f3\u3082\u63d0\u4f9b\u3055\u308c\u308b\u305f\u3081\u3001\u30db\u30ef\u30a4\u30c8\u30ea\u30b9\u30c8\u306b\u767b\u9332\u3055\u308c\u305f\u30d9\u30f3\u30c0\u30fc\u3068\u884c\u3046\u3059\u3079\u3066\u306e\u53d6\u5f15\u3067 SCA \u3092\u63d0\u4f9b\u3059\u308b\u5fc5\u8981\u304c\u306a\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u00a0<\/p>\n<h2>SCA \u306e\u826f\u3044\u70b9\u3068\u60aa\u3044\u70b9<\/h2>\n<p>\u5c0f\u58f2\u696d\u8005\u306b\u3068\u3063\u3066\u3001SCA \u3092\u5c0e\u5165\u3059\u308b\u3053\u3068\u306b\u3088\u308b\u4e3b\u306a\u30e1\u30ea\u30c3\u30c8\u306f\u3001\u8a50\u6b3a\u306e\u6e1b\u5c11\u3001\u9867\u5ba2\u9593\u306e\u4fe1\u983c\u306e\u5411\u4e0a\u3001\u9867\u5ba2\u306b\u3068\u3063\u3066\u306e\u30d7\u30ed\u30bb\u30b9\u306e\u5186\u6ed1\u5316\u3001\u5229\u7528\u53ef\u80fd\u306a\u652f\u6255\u3044\u30aa\u30d7\u30b7\u30e7\u30f3\u306e\u5897\u52a0\u3067\u3059\u3002\u4e00\u822c\u7684\u306b\u3001SCA \u306f\u3088\u308a\u5b89\u5168\u306a\u30aa\u30f3\u30e9\u30a4\u30f3\u652f\u6255\u3044\u3092\u4fc3\u9032\u3057\u3001\u3088\u308a\u591a\u304f\u306e\u96fb\u5b50\u5546\u53d6\u5f15\u53d6\u5f15\u306e\u5c65\u884c\u306b\u3064\u306a\u304c\u308b\u306f\u305a\u3067\u3059\u3002<\/p>\n<p>\u3057\u304b\u3057\u3001SCA \u306e\u5c0e\u5165\u5f53\u521d\u306f\u3001\u30ab\u30fc\u30c8\u306e\u653e\u68c4\u3084\u652f\u6255\u3044\u306e\u53d6\u308a\u6d88\u3057\u304c\u6025\u5897\u3059\u308b\u6050\u308c\u304c\u3042\u308a\u307e\u3059\u3002\u5c0f\u58f2\u696d\u8005\u306f\u3001\u65b0\u3057\u3044\u8981\u4ef6\u3092\u6e80\u305f\u3059\u52b9\u7387\u7684\u306a\u30b7\u30b9\u30c6\u30e0\u3092\u5c0e\u5165\u3057\u3001\u652f\u6255\u3044\u30d7\u30ed\u30bb\u30b9\u306b\u5bfe\u3059\u308b\u9867\u5ba2\u306e\u671f\u5f85\u3092\u7ba1\u7406\u3057\u3066\u652f\u6255\u3044\u306e\u53d6\u308a\u6d88\u3057\u3092\u6e1b\u3089\u3059\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u00a0<\/p>\n<h2>SCA \u306f\u3044\u3064\u767a\u52b9\u3057\u307e\u3059\u304b?<\/h2>\n<p>SCA \u306f 2019 \u5e74 9 \u6708 14 \u65e5\u306b\u30e8\u30fc\u30ed\u30c3\u30d1\u5168\u57df\u3067\u767a\u52b9\u3059\u308b\u4e88\u5b9a\u3067\u3057\u305f\u304c\u3001\u6c7a\u6e08\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u3068\u5c0f\u58f2\u696d\u8005\u306e\u6e96\u5099\u304c\u4e0d\u5341\u5206\u3060\u3063\u305f\u305f\u3081\u3001\u6b27\u5dde\u9280\u884c\u76e3\u7763\u6a5f\u69cb (EBA) \u306f\u5404\u56fd\u306e\u898f\u5236\u5f53\u5c40\u306b\u5ef6\u671f\u3092\u8a8d\u3081\u307e\u3057\u305f\u30022019 \u5e74 10 \u6708 17 \u65e5\u3001EBA \u306f SCA \u306e\u65b0\u305f\u306a\u5b9f\u65bd\u671f\u9650\u3092 2020 \u5e74 12 \u6708 31 \u65e5\u3068\u767a\u8868\u3057\u307e\u3057\u305f\u3002<\/p>\n<p><i>\u30d6\u30ed\u30b0\u6295\u7a3f\u306f2020\u5e748\u6708\u306b\u66f4\u65b0\u3055\u308c\u307e\u3057\u305f<\/i><\/p>\n<p>\u00a0<\/p>\n<p><style>\n .column2 {\n        float: right;\n        width: 50%;\n    }\n<\/style>\n<\/p>\n\t<div class=\"img has-hover x md-x lg-x y md-y lg-y\" id=\"image_845490859\">\n\t\t<a class=\"\" href=\"#newsletter-subscription-blog\" >\t\t\t\t\t\t<div class=\"img-inner dark\" >\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1020\" height=\"299\" src=\"https:\/\/www.moneythor.com\/wp-content\/uploads\/2024\/02\/Article-CTA-NEW-BRANDING.png\" class=\"attachment-large size-large\" alt=\"\u30de\u30cd\u30fc\u30bd\u30fc\u306e\u30cb\u30e5\u30fc\u30b9\u30ec\u30bf\u30fc\u3092\u8cfc\u8aad\u3059\u308b\" srcset=\"https:\/\/www.moneythor.com\/wp-content\/uploads\/2024\/02\/Article-CTA-NEW-BRANDING.png 1024w, https:\/\/www.moneythor.com\/wp-content\/uploads\/2024\/02\/Article-CTA-NEW-BRANDING-768x225.png 768w\" sizes=\"auto, (max-width: 1020px) 100vw, 1020px\" \/>\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/a>\t\t\n<style>\n#image_845490859 {\n  width: 100%;\n}\n<\/style>\n\t<\/div>","protected":false},"excerpt":{"rendered":"<p>What is Strong Customer Authentication? Strong customer authentication or SCA is a new regulatory requirement that forms part of the wider European PSD2 Open Banking regulation. With its introduction, European customers will be required to provide more information when purchasing goods or services online. Currently all that is required is a customer\u2019s card number, CVC digits and at times a 3D secure code or similar. SCA will mean further levels of authentication are needed at the time of payment. A key concept of SCA is two-factor authentication which requires a second level of authentication before a transaction is approved. While many card issuers have implemented a form of two-factor authentication,(for [&#8230;]\n","protected":false},"author":4,"featured_media":2394,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[7,279,66],"tags":[],"class_list":["post-2392","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-analysis-opinions","category-blog","category-open-banking"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Strong Customer Authentication | Open Banking | Moneythor<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.moneythor.com\/jp\/\u5206\u6790\u610f\u898b\/psd2-\u5f37\u529b\u306a\u9867\u5ba2\u8a8d\u8a3c\/\" \/>\n<meta property=\"og:locale\" content=\"ja_JP\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Strong Customer Authentication | Open Banking | Moneythor\" \/>\n<meta property=\"og:description\" content=\"What is Strong Customer Authentication? Strong customer authentication or SCA is a new regulatory requirement that forms part of the wider European PSD2 Open Banking regulation. With its introduction, European customers will be required to provide more information when purchasing goods or services online. Currently all that is required is a customer\u2019s card number, CVC digits and at times a 3D secure code or similar. SCA will mean further levels of authentication are needed at the time of payment. A key concept of SCA is two-factor authentication which requires a second level of authentication before a transaction is approved. 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