{"id":10386,"date":"2026-09-16T20:51:54","date_gmt":"2026-09-16T12:51:54","guid":{"rendered":"https:\/\/www.moneythor.com\/?p=10386"},"modified":"2026-09-16T20:57:58","modified_gmt":"2026-09-16T12:57:58","slug":"%e9%8a%80%e8%a1%8c%e3%81%ab%e3%81%8a%e3%81%91%e3%82%8b%e3%82%b5%e3%83%96%e3%82%b9%e3%82%af%e3%83%aa%e3%83%97%e3%82%b7%e3%83%a7%e3%83%b3%e7%ae%a1%e7%90%86%ef%bc%9a%e3%82%ab%e3%83%bc%e3%83%89%e4%bf%9d","status":"publish","type":"post","link":"https:\/\/www.moneythor.com\/jp\/%e3%83%96%e3%83%ad%e3%82%b0\/%e9%8a%80%e8%a1%8c%e3%81%ab%e3%81%8a%e3%81%91%e3%82%8b%e3%82%b5%e3%83%96%e3%82%b9%e3%82%af%e3%83%aa%e3%83%97%e3%82%b7%e3%83%a7%e3%83%b3%e7%ae%a1%e7%90%86%ef%bc%9a%e3%82%ab%e3%83%bc%e3%83%89%e4%bf%9d\/","title":{"rendered":"\u9867\u5ba2\u306f\u30ab\u30fc\u30c9\u3092\u505c\u6b62\u3059\u308b\u3053\u3068\u3067\u5b9a\u671f\u8cfc\u5165\u3092\u30ad\u30e3\u30f3\u30bb\u30eb\u3057\u3066\u3044\u307e\u3059\u3002"},"content":{"rendered":"<p><span data-contrast=\"auto\">\u9280\u884c\u306b\u304a\u3051\u308b\u30b5\u30d6\u30b9\u30af\u30ea\u30d7\u30b7\u30e7\u30f3\u7ba1\u7406\u306b\u3064\u3044\u3066\u771f\u5263\u306b\u8b70\u8ad6\u3059\u308b\u306a\u3089\u3001\u307e\u305a\u306f\u88fd\u54c1\u5206\u6790\u30c7\u30fc\u30bf\u306b\u306f\u53cd\u6620\u3055\u308c\u306a\u3044\u89e3\u7d04\u30eb\u30fc\u30c8\u304b\u3089\u59cb\u3081\u308b\u3079\u304d\u3067\u3059\u3002\u30b5\u30d6\u30b9\u30af\u30ea\u30d7\u30b7\u30e7\u30f3\u306e\u89e3\u7d04\u304c\u56f0\u96e3\u306b\u306a\u308b\u3068\u3001\u9867\u5ba2\u306f\u8ca9\u58f2\u696d\u8005\u306b\u9023\u7d61\u3092\u53d6\u308d\u3046\u3068\u3059\u308b\u306e\u3092\u3084\u3081\u3001\u9280\u884c\u306b\u76f4\u63a5\u9023\u7d61\u3092\u53d6\u308a\u3001\u652f\u6255\u3044\u3092\u505c\u6b62\u3057\u305f\u308a\u3001\u65b0\u3057\u3044\u30ab\u30fc\u30c9\u306e\u767a\u884c\u3092\u4f9d\u983c\u3057\u305f\u308a\u3059\u308b\u3088\u3046\u306b\u306a\u308a\u307e\u3059\u3002.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Z\u4e16\u4ee3\u306e\u6d88\u8cbb\u8005\u306e\u534a\u6570\u304c\u3001\u5b9a\u671f\u8cfc\u8aad\u3092\u30ad\u30e3\u30f3\u30bb\u30eb\u3059\u308b\u305f\u3081\u306b\u652f\u6255\u3044\u3092\u505c\u6b62\u3057\u3066\u3044\u308b\u3068\u7b54\u3048\u3066\u3044\u308b\u3002\u3053\u306e\u65b9\u6cd5\u306f\u52b9\u679c\u7684\u3067\u30011\u5206\u3082\u304b\u304b\u3089\u305a\u3001\u307b\u3068\u3093\u3069\u306e\u9867\u5ba2\u306b\u3068\u3063\u3066\u3001\u9280\u884c\u304c\u63d0\u4f9b\u3057\u3066\u3044\u308b\u552f\u4e00\u306e\u30ad\u30e3\u30f3\u30bb\u30eb\u624b\u6bb5\u306a\u306e\u3060\u3002.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u307e\u305f\u3001\u9867\u5ba2\u306e\u610f\u56f3\u3092\u306f\u308b\u304b\u306b\u8d85\u3048\u308b\u640d\u5bb3\u3092\u3082\u305f\u3089\u3057\u3001\u305d\u306e\u640d\u5bb3\u306e\u307b\u307c\u3059\u3079\u3066\u304c\u30ab\u30fc\u30c9\u304a\u3088\u3073\u9867\u5ba2\u30ed\u30a4\u30e4\u30eb\u30c6\u30a3\u306e\u640d\u76ca\u8a08\u7b97\u66f8\u306b\u8a08\u4e0a\u3055\u308c\u308b\u4e00\u65b9\u3067\u3001\u305d\u306e\u89e3\u6c7a\u7b56\u306f\u30c7\u30b8\u30bf\u30eb\u30ed\u30fc\u30c9\u30de\u30c3\u30d7\u306e\u3069\u3053\u304b\u5225\u306e\u5834\u6240\u306b\u653e\u7f6e\u3055\u308c\u308b\u3002.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u4ee5\u4e0b\u306b3\u3064\u306e\u8ad6\u70b9\u3092\u793a\u3057\u307e\u3059\u3002\u307e\u305a\u3001\u30b5\u30d6\u30b9\u30af\u30ea\u30d7\u30b7\u30e7\u30f3\u7ba1\u7406\u3092\u63d0\u4f9b\u3057\u306a\u3044\u3053\u3068\u306b\u3088\u308b\u30b3\u30b9\u30c8\u306f\u65e2\u306b\u767a\u751f\u3057\u3066\u304a\u308a\u3001\u4ed6\u306e\u4e88\u7b97\u9805\u76ee\u306e\u4e2d\u306b\u96a0\u308c\u3066\u3044\u307e\u3059\u3002\u6b21\u306b\u3001\u3053\u306e\u6a5f\u80fd\u306f\u7d99\u7d9a\u7684\u306a\u540c\u610f\u3068\u7ba1\u7406\u3068\u3044\u3046\u89b3\u70b9\u304b\u3089\u3082\u7406\u89e3\u3067\u304d\u3001\u9280\u884c\u5185\u3067\u8ab0\u304c\u305d\u306e\u8cac\u4efb\u3092\u8ca0\u3046\u3079\u304d\u304b\u3068\u3044\u3046\u70b9\u3082\u5909\u308f\u3063\u3066\u304d\u307e\u3059\u3002\u305d\u3057\u3066\u3001\u6771\u5357\u30a2\u30b8\u30a2\u3068\u6e7e\u5cb8\u5730\u57df\u3067\u306f\u3001\u73fe\u5728\u69cb\u7bc9\u3055\u308c\u3066\u3044\u308b\u30d5\u30ec\u30fc\u30e0\u30ef\u30fc\u30af\u306b\u3088\u3063\u3066\u3001\u9867\u5ba2\u306e\u540c\u610f\u30d3\u30e5\u30fc\u304c\u3069\u3053\u306b\u914d\u7f6e\u3055\u308c\u308b\u3079\u304d\u304b\u304c\u9759\u304b\u306b\u6c7a\u5b9a\u3055\u308c\u3064\u3064\u3042\u308a\u307e\u3059\u3002.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u3053\u308c\u3089\u3092\u7dcf\u5408\u3059\u308b\u3068\u3001\u30b5\u30d6\u30b9\u30af\u30ea\u30d7\u30b7\u30e7\u30f3\u7ba1\u7406\u306f\u5358\u306a\u308b\u91d1\u878d\u30a6\u30a7\u30eb\u30d3\u30fc\u30a4\u30f3\u30b0\u6a5f\u80fd\u4ee5\u4e0a\u306e\u3082\u306e\u3068\u306a\u308b\u3002\u30ab\u30fc\u30c9\u306e\u7dad\u6301\u7387\u3001\u30b5\u30fc\u30d3\u30b9\u30b3\u30b9\u30c8\u3001\u9867\u5ba2\u306b\u3088\u308b\u7ba1\u7406\u3001\u305d\u3057\u3066\u9867\u5ba2\u304c\u81ea\u8eab\u306e\u91d1\u878d\u751f\u6d3b\u3092\u7406\u89e3\u3057\u7ba1\u7406\u3059\u308b\u305f\u3081\u306b\u983c\u308b\u5834\u6240\u3068\u3057\u3066\u9280\u884c\u304c\u5b58\u7d9a\u3067\u304d\u308b\u304b\u3069\u3046\u304b\u3068\u3044\u3063\u305f\u70b9\u306b\u3082\u5f71\u97ff\u3092\u4e0e\u3048\u308b\u3002.<\/span><\/p>\n<h2><b><span data-contrast=\"auto\">\u5168\u3066\u3092\u53f0\u7121\u3057\u306b\u3059\u308b\u30ad\u30e3\u30f3\u30bb\u30eb\u30eb\u30fc\u30c8<\/span><\/b><span data-ccp-props=\"{}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">\u30ab\u30fc\u30c9\u304c\u30d6\u30ed\u30c3\u30af\u3055\u308c\u308b\u3068\u30011\u3064\u306e\u5b9a\u671f\u8cfc\u8aad\u304c\u89e3\u7d04\u3055\u308c\u308b\u3060\u3051\u3067\u306a\u304f\u3001\u305d\u306e\u30ab\u30fc\u30c9\u3067\u6c7a\u6e08\u3055\u308c\u3066\u3044\u305f\u3059\u3079\u3066\u306e\u30ab\u30fc\u30c9\u767b\u9332\u5951\u7d04\u304c\u89e3\u7d04\u3055\u308c\u307e\u3059\u3002.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u30b9\u30c8\u30ea\u30fc\u30df\u30f3\u30b0\u30b5\u30fc\u30d3\u30b9\u3001\u516c\u5171\u6599\u91d1\u306e\u652f\u6255\u3044\u3001\u30a6\u30a9\u30ec\u30c3\u30c8\u3078\u306e\u30c1\u30e3\u30fc\u30b8\u3001\u5b9a\u671f\u4e57\u8eca\u5238\u3001\u8ab0\u3082\u767b\u9332\u3057\u305f\u899a\u3048\u306e\u306a\u3044\u30af\u30e9\u30a6\u30c9\u30b9\u30c8\u30ec\u30fc\u30b8\u3002\u3053\u308c\u3089\u3059\u3079\u3066\u304c\u3001\u6b21\u306e\u8acb\u6c42\u6642\u306b\u5931\u6557\u3059\u308b\u3002\u9867\u5ba2\u306f\u5fc5\u8981\u306a\u30b5\u30fc\u30d3\u30b9\u3092\u518d\u767b\u9332\u3059\u308b\u304c\u3001\u305d\u306e\u969b\u3001\u624b\u8fd1\u306b\u3042\u308b\u30ab\u30fc\u30c9\u306b\u624b\u3092\u4f38\u3070\u3057\u3066\u3057\u307e\u3046\u3002\u305d\u308c\u304c\u7af6\u5408\u4ed6\u793e\u306e\u30ab\u30fc\u30c9\u3067\u3042\u308b\u5834\u5408\u3082\u3042\u308b\u3002.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u6708\u984d9\u30c9\u30eb\u306e\u624b\u6570\u6599\u3092\u56de\u907f\u3057\u3088\u3046\u3068\u3059\u308b\u9867\u5ba2\u306f\u3001\u767a\u884c\u4f1a\u793e\u306b\u3068\u3063\u3066\u300112\u306e\u52a0\u76df\u5e97\u3068\u306e\u53d6\u5f15\u95a2\u4fc2\u306b\u304a\u3051\u308b\u6700\u4e0a\u4f4d\u306e\u5730\u4f4d\u3092\u5931\u3046\u539f\u56e0\u3068\u306a\u308a\u5f97\u308b\u3002\u9280\u884c\u304c\u8a18\u9332\u3059\u308b\u306e\u306f\u30ab\u30fc\u30c9\u518d\u767a\u884c\u4f9d\u983c\u306e\u307f\u3067\u3042\u308a\u3001\u5931\u3046\u306e\u306f\u5b9a\u671f\u7684\u306a\u53d6\u5f15\u91cf\u306e\u9014\u7d76\u3067\u3042\u308a\u3001\u30b7\u30b9\u30c6\u30e0\u4e0a\u306b\u306f\u4e21\u8005\u3092\u7d50\u3073\u3064\u3051\u308b\u8a3c\u62e0\u306f\u4f55\u3082\u306a\u3044\u3002.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u3053\u308c\u306f\u8a08\u7b97\u3059\u308b\u4fa1\u5024\u306e\u3042\u308b\u6570\u5b57\u3067\u3042\u308a\u3001\u305d\u308c\u3092\u9054\u6210\u3057\u3066\u3044\u308b\u6a5f\u95a2\u306f\u3054\u304f\u308f\u305a\u304b\u3067\u3059\u3002 <\/span><b><span data-contrast=\"auto\">\u30ab\u30fc\u30c9\u306e\u518d\u767a\u884c\u4ef6\u6570\u3092\u53d6\u308a\u3001\u7d1b\u5931\u3084\u4e0d\u6b63\u5229\u7528\u3067\u306f\u306a\u304f\u3001\u5b9a\u671f\u8cfc\u8aad\u306e\u89e3\u7d04\u306b\u3088\u3063\u3066\u767a\u751f\u3059\u308b\u5272\u5408\u3092\u63a8\u5b9a\u3057\u3001\u4e00\u822c\u7684\u306a\u30a2\u30af\u30c6\u30a3\u30d6\u30ab\u30fc\u30c9\u304c\u6301\u3064\u30ab\u30fc\u30c9\u767b\u9332\u4ef6\u6570\u3092\u639b\u3051\u5408\u308f\u305b\u308b\u3002.<\/span><\/b><span data-contrast=\"auto\"> \u307b\u3068\u3093\u3069\u306e\u9280\u884c\u306f\u305d\u306e\u3088\u3046\u306a\u6570\u5b57\u3092\u63d0\u793a\u3067\u304d\u306a\u3044\u3002\u306a\u305c\u306a\u3089\u3001\u3053\u308c\u307e\u3067\u8ab0\u3082\u305d\u306e\u3088\u3046\u306a\u5f62\u3067\u8981\u6c42\u3057\u305f\u3053\u3068\u304c\u306a\u3044\u304b\u3089\u3060\u3002\u63d0\u793a\u3067\u304d\u308b\u9280\u884c\u306f\u3001\u3053\u308c\u3092\u9867\u5ba2\u4f53\u9a13\u306e\u9805\u76ee\u3068\u3057\u3066\u8a18\u9332\u3057\u306a\u304f\u306a\u308b\u3002.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u3053\u308c\u304c\u6700\u521d\u306e\u8996\u70b9\u306e\u8ee2\u63db\u70b9\u3067\u3059\u3002\u30b5\u30d6\u30b9\u30af\u30ea\u30d7\u30b7\u30e7\u30f3\u7ba1\u7406\u3092PFM\uff08\u500b\u4eba\u8ca1\u52d9\u7ba1\u7406\uff09\u6a5f\u80fd\u3084\u9867\u5ba2\u4f53\u9a13\u6a5f\u80fd\u3068\u3057\u3066\u306e\u307f\u8a55\u4fa1\u3059\u308b\u3068\u3001\u30c7\u30b8\u30bf\u30eb\u30ed\u30fc\u30c9\u30de\u30c3\u30d7\u4e0a\u306e\u4ed6\u306e\u3042\u3089\u3086\u308b\u9805\u76ee\u3068\u4e88\u7b97\u3092\u5de1\u3063\u3066\u7af6\u5408\u3059\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002\u3057\u304b\u3057\u3001\u30b5\u30d6\u30b9\u30af\u30ea\u30d7\u30b7\u30e7\u30f3\u7ba1\u7406\u306e\u6b20\u5982\u304c\u30ab\u30fc\u30c9\u306e\u518d\u767a\u884c\u3001\u5b9a\u671f\u652f\u6255\u3044\u306e\u6e1b\u5c11\u3001\u7d1b\u4e89\u3001\u30b5\u30fc\u30d3\u30b9\u9700\u8981\u306e\u5897\u52a0\u306b\u3064\u306a\u304c\u3063\u3066\u3044\u308b\u3068\u3057\u305f\u3089\u3001\u7d4c\u6e08\u7684\u306a\u30e1\u30ea\u30c3\u30c8\u306f\u5225\u306e\u3068\u3053\u308d\u306b\u3042\u308b\u306f\u305a\u3067\u3059\u3002.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u3088\u308a\u5b89\u4fa1\u306a\u4ecb\u5165\u7b56\u304c\u5b58\u5728\u3057\u3001\u3057\u304b\u3082\u305d\u306e\u59a5\u5f53\u6027\u306f\u8abf\u67fb\u30c7\u30fc\u30bf\u306b\u4f9d\u5b58\u3057\u306a\u3044\u3002\u30ab\u30fc\u30c9\u3092\u7dad\u6301\u3059\u308b\u51fa\u53e3\u6226\u7565\u306f\u3001\u30ab\u30fc\u30c9\u3092\u7834\u58ca\u3059\u308b\u51fa\u53e3\u6226\u7565\u3088\u308a\u3082\u512a\u308c\u3066\u3044\u308b\u3002\u306a\u305c\u306a\u3089\u3001\u4ed6\u306e\u3042\u3089\u3086\u308b\u53cd\u5fa9\u7684\u306a\u53d6\u308a\u6c7a\u3081\u306f\u3001\u305d\u306e\u30ab\u30fc\u30c9\u306b\u652f\u3048\u3089\u308c\u3066\u3044\u308b\u304b\u3089\u3060\u3002. <\/span><a href=\"https:\/\/www.mastercard.com\/europe\/en\/news-and-trends\/Insights\/2026\/the-future-of-subscription-management.html\"><span data-contrast=\"none\">\u30de\u30b9\u30bf\u30fc\u30ab\u30fc\u30c9\u306f\u98df\u6b32\u3092\u6570\u5024\u5316\u3059\u308b<\/span><\/a><span data-contrast=\"auto\">, \u5831\u544a\u306b\u3088\u308b\u3068 <\/span><b><span data-contrast=\"auto\">\u6d88\u8cbb\u8005\u306e34%\u306f\u3001\u89e3\u7d04\u3067\u306f\u306a\u304f\u4e00\u6642\u505c\u6b62\u3067\u304d\u308b\u306e\u3067\u3042\u308c\u3070\u3001\u8cfc\u8aad\u3092\u7d99\u7d9a\u3059\u308b\u3060\u308d\u3046\u3002<\/span><\/b><span data-contrast=\"auto\">, \u305f\u3060\u3057\u3001\u305d\u306e\u6570\u5b57\u306e\u80cc\u5f8c\u306b\u3042\u308b\u30b5\u30f3\u30d7\u30eb\u3084\u5730\u57df\u306f\u516c\u8868\u3055\u308c\u3066\u3044\u307e\u305b\u3093\u3002\u4e00\u6642\u505c\u6b62\u30aa\u30d7\u30b7\u30e7\u30f3\u306b\u3088\u308a\u3001\u30ab\u30fc\u30c9\u306f\u6709\u52b9\u306a\u307e\u307e\u7dad\u6301\u3055\u308c\u3001\u52a0\u76df\u5e97\u3068\u306e\u95a2\u4fc2\u3082\u7dad\u6301\u3055\u308c\u3001\u767a\u884c\u4f1a\u793e\u3082\u6c7a\u6e08\u30d5\u30ed\u30fc\u306b\u95a2\u4e0e\u3057\u7d9a\u3051\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u540c\u3058\u30dc\u30bf\u30f3\u304b\u30893\u3064\u306e\u95a2\u4fc2\u8005\u304c\u6069\u6075\u3092\u53d7\u3051\u308b\u3068\u3044\u3046\u306e\u306f\u3001\u6ce8\u76ee\u306b\u5024\u3059\u308b\u307b\u3069\u73cd\u3057\u3044\u3053\u3068\u3067\u3059\u3002.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u3053\u306e\u88fd\u54c1\u306e\u30dd\u30a4\u30f3\u30c8\u306f\u3001\u3059\u3079\u3066\u306e\u9280\u884c\u304c\u3059\u3079\u3066\u306e\u52a0\u76df\u5e97\u306e\u89e3\u7d04\u7a93\u53e3\u306b\u306a\u308b\u5fc5\u8981\u304c\u3042\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u9867\u5ba2\u306f\u3059\u3067\u306b\u9280\u884c\u3092\u6700\u7d42\u624b\u6bb5\u3068\u3057\u3066\u306e\u8cfc\u8aad\u7ba1\u7406\u30c4\u30fc\u30eb\u3068\u3057\u3066\u5229\u7528\u3057\u3066\u304a\u308a\u3001\u305d\u306e\u5229\u7528\u65b9\u6cd5\u306f\u4e0d\u5fc5\u8981\u306b\u7834\u58ca\u7684\u3067\u3042\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h2><b><span data-contrast=\"auto\">\u306a\u305c\u3053\u306e\u30b3\u30b9\u30c8\u306f\u3069\u306e\u30c0\u30c3\u30b7\u30e5\u30dc\u30fc\u30c9\u306b\u3082\u8868\u793a\u3055\u308c\u306a\u3044\u306e\u304b<\/span><\/b><span data-ccp-props=\"{}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">\u8cfc\u8aad\u7ba1\u7406\u3092\u884c\u308f\u306a\u3044\u3053\u3068\u306b\u3088\u308b\u30b3\u30b9\u30c8\u306f\u30013\u3064\u306e\u30b3\u30b9\u30c8\u30bb\u30f3\u30bf\u30fc\u306b\u5206\u6563\u3055\u308c\u3001\u305d\u308c\u305e\u308c\u7570\u306a\u308b\u540d\u79f0\u3067\u8a18\u9332\u3055\u308c\u308b\u305f\u3081\u3001\u660e\u7d30\u9805\u76ee\u3068\u3057\u3066\u8868\u793a\u3055\u308c\u308b\u3053\u3068\u306f\u3042\u308a\u307e\u305b\u3093\u3002.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u9867\u5ba2\u304c\u52a0\u76df\u5e97\u3092\u8a8d\u8b58\u3067\u304d\u306a\u304b\u3063\u305f\u305f\u3081\u306b\u767a\u751f\u3057\u305f\u7d1b\u4e89\u306f\u3001\u4e0d\u6b63\u5229\u7528\u306b\u95a2\u3059\u308b\u7d1b\u4e89\u3068\u3057\u3066\u8a18\u9332\u3055\u308c\u307e\u3059\u3002\u5b9a\u671f\u7684\u306a\u8acb\u6c42\u3092\u505c\u6b62\u3059\u308b\u305f\u3081\u306b\u30ab\u30fc\u30c9\u304c\u30d6\u30ed\u30c3\u30af\u3055\u308c\u305f\u5834\u5408\u306f\u3001\u30ab\u30fc\u30c9\u4ea4\u63db\u3068\u3057\u3066\u8a18\u9332\u3055\u308c\u307e\u3059\u3002\u8a8d\u8b58\u3067\u304d\u306a\u3044\u652f\u6255\u3044\u306b\u95a2\u3059\u308b\u554f\u3044\u5408\u308f\u305b\u306f\u3001\u4e00\u822c\u7684\u306a\u30b5\u30fc\u30d3\u30b9\u3068\u3057\u3066\u8a18\u9332\u3055\u308c\u307e\u3059\u3002\u300c\u5f53\u793e\u306f\u30b5\u30d6\u30b9\u30af\u30ea\u30d7\u30b7\u30e7\u30f3\u7ba1\u7406\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u305b\u3093\u300d\u3068\u3044\u3046\u30ab\u30c6\u30b4\u30ea\u306b\u96c6\u7d04\u3055\u308c\u308b\u3053\u3068\u306f\u6c7a\u3057\u3066\u306a\u304f\u3001\u307e\u3055\u306b\u305d\u308c\u304c\u3001\u30b5\u30d6\u30b9\u30af\u30ea\u30d7\u30b7\u30e7\u30f3\u7ba1\u7406\u3092\u63d0\u4f9b\u3059\u308b\u305f\u3081\u306e\u30d3\u30b8\u30cd\u30b9\u30b1\u30fc\u30b9\u304c\u4f5c\u6210\u3055\u308c\u306a\u3044\u7406\u7531\u3067\u3059\u3002.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u305d\u306e\u91cf\u306f\u76f8\u5f53\u306a\u3082\u306e\u3060\u3002. <\/span><b><span data-contrast=\"auto\">\u6d88\u8cbb\u8005\u306e29%\u304c\u3001\u4e0d\u6b63\u306a\u652f\u6255\u3044\u3060\u3068\u601d\u308f\u308c\u308b\u5b9a\u671f\u652f\u6255\u3044\u306b\u3064\u3044\u3066\u7570\u8b70\u3092\u7533\u3057\u7acb\u3066\u305f\u3002.<\/span><\/b> <b><span data-contrast=\"auto\">67%\u306f\u3001\u9280\u884c\u30a2\u30d7\u30ea\u3067\u60c5\u5831\u304c\u78ba\u8a8d\u3067\u304d\u308c\u3070\u3001\u7570\u8b70\u7533\u3057\u7acb\u3066\u3092\u3059\u308b\u4ef6\u6570\u306f\u3082\u3063\u3068\u5c11\u306a\u304b\u3063\u305f\u3060\u308d\u3046\u3068\u8ff0\u3079\u3066\u3044\u308b\u3002.<\/span><\/b><span data-contrast=\"auto\"> \u305d\u308c\u3089\u306f\u3059\u3079\u3066\u3001\u7d44\u7e54\u304c\u65e2\u306b\u8ca0\u62c5\u3057\u3066\u3044\u308b\u904b\u55b6\u30b3\u30b9\u30c8\u3067\u3042\u308a\u3001\u4f55\u306e\u898b\u8fd4\u308a\u3082\u5f97\u3089\u308c\u306a\u3044\u3002.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><i><span data-contrast=\"auto\">\u3053\u308c\u3089\u306e\u6570\u5b57\u306b\u95a2\u3059\u308b\u6ce8\u8a18\u3002. <\/span><\/i><a href=\"https:\/\/www.mastercard.com\/europe\/en\/news-and-trends\/Insights\/2026\/the-future-of-subscription-management.html\"><i><span data-contrast=\"none\">\u30de\u30b9\u30bf\u30fc\u30ab\u30fc\u30c9<\/span><\/i><\/a><i><span data-contrast=\"auto\"> \u3053\u308c\u3089\u306e\u6570\u5024\u306f\u3001\u30b5\u30f3\u30d7\u30eb\u30b5\u30a4\u30ba\u3001\u8abf\u67fb\u671f\u9593\u3001\u5730\u57df\u3092\u660e\u793a\u305b\u305a\u306b\u516c\u8868\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u3053\u308c\u3089\u306f\u3053\u306e\u884c\u52d5\u306b\u95a2\u3059\u308b\u5165\u624b\u53ef\u80fd\u306a\u6700\u826f\u306e\u6570\u5024\u3067\u3042\u308a\u3001\u5f8c\u8ff0\u3059\u308b\u72ec\u7acb\u7cfb\u8abf\u67fb\u3068\u3082\u4e00\u81f4\u3057\u3066\u3044\u307e\u3059\u304c\u3001\u3042\u304f\u307e\u3067\u3082\u4e00\u6a5f\u95a2\u306e\u6570\u5024\u3067\u3042\u308a\u3001\u691c\u8a3c\u53ef\u80fd\u306a\u8abf\u67fb\u30c7\u30fc\u30bf\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002.<\/span><\/i><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h2><b><span data-contrast=\"auto\">\u8a00\u3044\u63db\u3048\u308c\u3070\u3001\u8cfc\u8aad\u306f\u7d99\u7d9a\u7684\u306a\u540c\u610f\u3067\u3042\u308b\u3002<\/span><\/b><span data-ccp-props=\"{}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">\u3053\u306e\u30ab\u30c6\u30b4\u30ea\u30fc\u306b\u3064\u3044\u3066\u3088\u308a\u6709\u76ca\u306a\u8003\u3048\u65b9\u304c\u3042\u308a\u3001\u305d\u308c\u306b\u3088\u3063\u3066\u9280\u884c\u5185\u3067\u8ab0\u304c\u3053\u306e\u30ab\u30c6\u30b4\u30ea\u30fc\u3092\u6240\u6709\u3059\u3079\u304d\u304b\u3068\u3044\u3046\u554f\u984c\u3082\u5909\u308f\u3063\u3066\u304d\u307e\u3059\u3002.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u8cfc\u8aad\u3068\u306f\u3001\u6599\u91d1\u3092\u8acb\u6c42\u3055\u308c\u308b\u3053\u3068\u3078\u306e\u7d99\u7d9a\u7684\u306a\u540c\u610f\u3067\u3059\u3002\u30de\u30fc\u30b1\u30c6\u30a3\u30f3\u30b0\u8a31\u53ef\u3068\u306f\u3001\u9023\u7d61\u3092\u53d7\u3051\u308b\u3053\u3068\u3078\u306e\u7d99\u7d9a\u7684\u306a\u540c\u610f\u3067\u3059\u3002\u30aa\u30fc\u30d7\u30f3\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u627f\u8a8d\u3068\u306f\u3001\u95b2\u89a7\u3055\u308c\u308b\u3053\u3068\u3078\u306e\u7d99\u7d9a\u7684\u306a\u540c\u610f\u3067\u3059\u3002\u307b\u3068\u3093\u3069\u306e\u9280\u884c\u306f\u3053\u308c\u30893\u3064\u3059\u3079\u3066\u3092\u4fdd\u6709\u3057\u3066\u304a\u308a\u3001\u305d\u308c\u305e\u308c\u7570\u306a\u308b\u30c1\u30fc\u30e0\u304c\u7ba1\u7406\u3057\u3066\u3044\u307e\u3059\u3002\u6700\u521d\u306e\u3082\u306e\u306f\u6c7a\u6e08\u307e\u305f\u306f\u30ab\u30fc\u30c9\u90e8\u9580\u304c\u30012\u3064\u76ee\u306f\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u304a\u3088\u3073\u30de\u30fc\u30b1\u30c6\u30a3\u30f3\u30b0\u90e8\u9580\u304c\u30013\u3064\u76ee\u306f\u30aa\u30fc\u30d7\u30f3\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u30d7\u30ed\u30b0\u30e9\u30e0\u304c\u62c5\u5f53\u3057\u3066\u3044\u307e\u3059\u3002.\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u9867\u5ba2\u306f\u4e21\u8005\u306e\u9593\u306b\u4f55\u3089\u9055\u3044\u3092\u611f\u3058\u307e\u305b\u3093\u3002\u5f7c\u3089\u304c\u77e5\u308a\u305f\u3044\u306e\u306f\u305f\u3060\u4e00\u3064\u3067\u3059\u3002 <\/span><b><span data-contrast=\"auto\">\u79c1\u306f\u4f55\u306b\u540c\u610f\u3057\u305f\u306e\u304b\u3001\u305d\u3057\u3066\u305d\u308c\u3092\u3069\u3046\u3059\u308c\u3070\u6b62\u3081\u3089\u308c\u308b\u306e\u304b\uff1f<\/span><\/b><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u3053\u308c\u306f\u30013\u3064\u306e\u540c\u610f\u5f62\u614b\u304c\u6cd5\u7684\u306b\u3082\u6280\u8853\u7684\u306b\u3082\u540c\u4e00\u3067\u3042\u308b\u3053\u3068\u3092\u610f\u5473\u3059\u308b\u3082\u306e\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u305d\u308c\u305e\u308c\u306b\u72ec\u81ea\u306e\u898f\u5236\u8981\u4ef6\u3001\u64a4\u56de\u624b\u7d9a\u304d\u3001\u304a\u3088\u3073\u652f\u63f4\u30a4\u30f3\u30d5\u30e9\u304c\u3042\u308a\u307e\u3059\u3002\u3057\u304b\u3057\u3001\u9867\u5ba2\u306e\u8996\u70b9\u304b\u3089\u898b\u308b\u3068\u3001\u91cd\u8981\u306a\u5171\u901a\u70b9\u304c\u3042\u308a\u307e\u3059\u3002\u305d\u308c\u306f\u3001\u3044\u305a\u308c\u3082\u4f55\u3089\u304b\u306e\u5909\u66f4\u304c\u751f\u3058\u308b\u307e\u3067\u6709\u52b9\u306a\u3001\u7d99\u7d9a\u7684\u306a\u8a31\u53ef\u307e\u305f\u306f\u7d04\u675f\u3067\u3042\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002\u3053\u306e\u305f\u3081\u3001\u540c\u610f\u306f\u9867\u5ba2\u4f53\u9a13\u3092\u8003\u3048\u308b\u4e0a\u3067\u6709\u7528\u306a\u8996\u70b9\u3068\u306a\u308a\u307e\u3059\u304c\u3001\u9280\u884c\u304c3\u3064\u306e\u7570\u306a\u308b\u898f\u5236\u30b7\u30b9\u30c6\u30e0\u30921\u3064\u3068\u3057\u3066\u6271\u3046\u3079\u304d\u3060\u3068\u3044\u3046\u610f\u5473\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h2><b><span data-contrast=\"auto\">\u9867\u5ba2\u3082\u305d\u308c\u306b\u7b54\u3048\u308b\u3053\u3068\u306f\u3067\u304d\u306a\u3044\u3002<\/span><\/b><span data-ccp-props=\"{}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">\u3053\u3053\u3067\u5f97\u3089\u308c\u308b\u8a3c\u62e0\u306f\u7570\u4f8b\u306a\u307b\u3069\u7387\u76f4\u3067\u3042\u308a\u3001\u305d\u306e\u4e2d\u3067\u3082\u6700\u3082\u6709\u7528\u306a\u3082\u306e\u306f\u3001\u3053\u306e\u5730\u57df\u306e\u9280\u884c\u306b\u3068\u3063\u3066\u6700\u3082\u91cd\u8981\u306a\u5e02\u5834\u304b\u3089\u5f97\u3089\u308c\u305f\u3082\u306e\u3067\u3042\u308b\u3002.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><a href=\"https:\/\/bango.com\/asian-consumers-think-there-are-too-many-subscription-services\/\"><span data-contrast=\"none\">2023\u5e74\u306b\u767a\u8868\u3055\u308c\u305f\u7814\u7a76<\/span><\/a><span data-contrast=\"auto\"> \u30a4\u30f3\u30c9\u3001\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u3001\u30de\u30ec\u30fc\u30b7\u30a2\u3001\u30d5\u30a3\u30ea\u30d4\u30f3\u3001\u30bf\u30a4\u3001\u30d9\u30c8\u30ca\u30e0\u306e6,000\u4eba\u4ee5\u4e0a\u306e\u6d88\u8cbb\u8005\u3092\u5bfe\u8c61\u306b\u8abf\u67fb\u3057\u305f\u7d50\u679c\u3001 <\/span><b><span data-contrast=\"auto\">44%\u306f\u6709\u52b9\u306a\u30b5\u30d6\u30b9\u30af\u30ea\u30d7\u30b7\u30e7\u30f3\u3092\u5fd8\u308c\u3066\u3001\u652f\u6255\u3044\u3092\u7d9a\u3051\u3066\u3044\u305f\u3002<\/span><\/b><span data-contrast=\"auto\">, \u3001 \u305d\u306e\u9593 <\/span><b><span data-contrast=\"auto\">32%\u306f\u5229\u7528\u3057\u306a\u3044\u30b5\u30fc\u30d3\u30b9\u306b\u6599\u91d1\u3092\u652f\u6255\u3063\u3066\u3044\u308b<\/span><\/b><span data-contrast=\"auto\">. A <\/span><a href=\"https:\/\/yougov.com\/articles\/50030-subscription-graveyard-how-many-unused-subscriptions-are-consumers-currently-paying-for\"><span data-contrast=\"none\">2024\u5e742\u6708\u306b\u5b9f\u65bd\u3055\u308c\u305f17\u5e02\u5834\u8abf\u67fb<\/span><\/a><span data-contrast=\"auto\"> \u767a\u898b\u3057\u305f <\/span><b><span data-contrast=\"auto\">\u52a0\u5165\u8005\u306e\u3046\u3061\u3001\u904e\u53bb6\u304b\u6708\u9593\u306b\u3059\u3079\u3066\u306e\u5951\u7d04\u3092\u4f7f\u3044\u5207\u3063\u305f\u306e\u306f\u308f\u305a\u304b38%\u3060\u3063\u305f\u3002<\/span><\/b><span data-contrast=\"auto\">, \u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u3067\u306f <\/span><b><span data-contrast=\"auto\">14%\u306f\u3001\u81ea\u793e\u306e\u30b5\u30fc\u30d3\u30b9\u3092\u3069\u308c\u3060\u3051\u5229\u7528\u3057\u305f\u304b\u3055\u3048\u8a00\u3048\u306a\u304b\u3063\u305f\u3002<\/span><\/b><span data-contrast=\"auto\">. \u591a\u3059\u304e\u305f\u308f\u3051\u3067\u306f\u306a\u3044\u3002\u305d\u308c\u306f\u8a00\u3048\u306a\u304b\u3063\u305f\u3002.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u540c\u610f\u306b\u95a2\u3059\u308b\u72b6\u6cc1\u306f\u3001\u652f\u51fa\u306b\u95a2\u3059\u308b\u72b6\u6cc1\u3088\u308a\u3082\u60aa\u3044\u3002. <\/span><a href=\"https:\/\/www.citizensadvice.org.uk\/about-us\/media-centre\/press-releases\/consumers-spend-688-million-on-unused-subscriptions-in-the-last-year\/\"><span data-contrast=\"none\">2024\u5e74\u521d\u982d\u306b\u82f1\u56fd\u306e\u6210\u4eba3,000\u4eba\u3092\u5bfe\u8c61\u306b\u5b9f\u65bd\u3057\u305f\u4e16\u8ad6\u8abf\u67fb<\/span><\/a><span data-contrast=\"auto\"> \u898b\u3064\u304b\u3063\u305f <\/span><b><span data-contrast=\"auto\">26%\u306f\u904e\u53bb12\u30f6\u6708\u9593\u306b\u8aa4\u3063\u3066\u30b5\u30d6\u30b9\u30af\u30ea\u30d7\u30b7\u30e7\u30f3\u306b\u767b\u9332\u3057\u3066\u3044\u307e\u3057\u305f<\/span><\/b><span data-contrast=\"auto\">, \u305d\u3057\u3066\u305d\u306e\u4e2d\u3067\u3082\u3001, <\/span><b><span data-contrast=\"auto\">24%\u306f\u3001\u4e00\u5ea6\u9650\u308a\u306e\u8cfc\u5165\u3060\u3068\u4fe1\u3058\u3066\u3044\u305f\u3002<\/span><\/b><span data-contrast=\"auto\">. \u8aa4\u3063\u3066\u767b\u9332\u3057\u3066\u3057\u307e\u3063\u305f\u4eba\u306e4\u5206\u306e1\u306f\u3001\u5229\u7528\u898f\u7d04\u306b\u3064\u3044\u3066\u6df7\u4e71\u3057\u3066\u3044\u307e\u305b\u3093\u3067\u3057\u305f\u3002\u5f7c\u3089\u306f\u4e00\u5ea6\u5546\u54c1\u3092\u8cfc\u5165\u3057\u305f\u3068\u601d\u3063\u3066\u3044\u305f\u306e\u3067\u3059\u3002.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u3064\u307e\u308a\u3001\u5e73\u5747\u7684\u306a\u9867\u5ba2\u306f\u3001\u81ea\u5206\u304c\u540c\u610f\u3057\u305f\u3053\u3068\u3092\u899a\u3048\u3066\u3044\u306a\u3044\u3082\u306e\u3084\u3001\u5b9a\u671f\u7684\u306b\u767a\u751f\u3059\u308b\u3053\u3068\u306b\u6c17\u3065\u3044\u3066\u3044\u306a\u3044\u3082\u306e\u3082\u542b\u3081\u3001\u6570\u3048\u304d\u308c\u306a\u3044\u307b\u3069\u306e\u7d99\u7d9a\u7684\u306a\u5951\u7d04\u3092\u62b1\u3048\u3066\u304a\u308a\u3001\u305d\u308c\u3089\u306f\u76ee\u306b\u898b\u3048\u306a\u30443\u3064\u306e\u30ab\u30c6\u30b4\u30ea\u30fc\u306b\u307e\u305f\u304c\u3063\u3066\u3044\u308b\u3002\u898f\u5236\u5f53\u5c40\u306f\u3053\u306e\u72b6\u6cc1\u306b\u6c17\u4ed8\u304d\u3001\u305d\u306e\u305f\u30813\u3064\u306e\u30ab\u30c6\u30b4\u30ea\u30fc\u3059\u3079\u3066\u304c\u540c\u6642\u306b\u52d5\u304d\u51fa\u3057\u3066\u3044\u308b\u306e\u3060\u3002.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h2><b><span data-contrast=\"auto\">\u898f\u5236\u306f3\u3064\u306e\u5074\u9762\u3059\u3079\u3066\u306b\u304a\u3044\u3066\u500b\u5225\u306b\u5f37\u5316\u3055\u308c\u3066\u3044\u308b\u3002<\/span><\/b><span data-ccp-props=\"{}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">\u540c\u610f\u306e\u30ab\u30c6\u30b4\u30ea\u30fc\u3054\u3068\u306b\u72ec\u81ea\u306e\u30eb\u30fc\u30eb\u30d6\u30c3\u30af\u304c\u3042\u308a\u3001\u305d\u308c\u3089\u306f\u3069\u308c\u3082\u7d71\u4e00\u3055\u308c\u3066\u3044\u306a\u3044\u3002.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">\u5b9a\u671f\u7684\u306a\u6599\u91d1\u3002.<\/span><\/b><span data-contrast=\"auto\"> EU\u3067\u306f\u3001\u6d88\u8cbb\u8005\u6a29\u5229\u6307\u4ee4\u306b\u3088\u308a\u3001\u30aa\u30f3\u30e9\u30a4\u30f3\u30a4\u30f3\u30bf\u30fc\u30d5\u30a7\u30fc\u30b9\u4e0a\u306b\u30e9\u30d9\u30eb\u4ed8\u304d\u306e\u5e38\u6642\u5229\u7528\u53ef\u80fd\u306a\u300c\u5951\u7d04\u89e3\u9664\u306f\u3053\u3061\u3089\u300d\u6a5f\u80fd\u304c\u7fa9\u52d9\u4ed8\u3051\u3089\u308c\u3066\u304a\u308a\u30012026\u5e746\u6708\u304b\u3089\u306f\u305d\u306e\u7fa9\u52d9\u304c <\/span><a href=\"https:\/\/eur-lex.europa.eu\/legal-content\/EN\/TXT\/HTML\/?uri=CELEX:32023L2673\"><span data-contrast=\"none\">\u9060\u9694\u5730\u3067\u7de0\u7d50\u3055\u308c\u305f\u6d88\u8cbb\u8005\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u5951\u7d04\u306b\u3082\u9069\u7528\u3055\u308c\u308b<\/span><\/a><span data-contrast=\"auto\">. \u56fd\u5185\u6cd5\u3078\u306e\u79fb\u884c\u3092\u901a\u3058\u3066\u9069\u7528\u3055\u308c\u308b\u305f\u3081\u3001\u30bf\u30a4\u30df\u30f3\u30b0\u306f\u52a0\u76df\u56fd\u306b\u3088\u3063\u3066\u7570\u306a\u308a\u307e\u3059\u3002UAE\u3067\u306f\u3001CBUAE\u6d88\u8cbb\u8005\u4fdd\u8b77\u57fa\u6e96\u304c\u8981\u6c42\u3057\u3066\u3044\u307e\u3059\u3002 <\/span><a href=\"https:\/\/rulebook.centralbank.ae\/en\/rulebook\/article-2-disclosure-and-transparency\"><span data-contrast=\"none\">\u81ea\u52d5\u89e3\u7d04\u306e30\u65e5\u524d\u307e\u3067\u306b\u66f8\u9762\u306b\u3088\u308b\u901a\u77e5\u304c\u5fc5\u8981 <\/span><b><span data-contrast=\"none\">\u5e74\u9593<\/span><\/b><span data-contrast=\"none\"> \u30ea\u30cb\u30e5\u30fc\u30a2\u30eb<\/span><\/a><span data-contrast=\"auto\">, \u30ad\u30e3\u30f3\u30bb\u30eb\u65b9\u6cd5\u3084\u30ad\u30e3\u30f3\u30bb\u30eb\u6642\u671f\u306a\u3069\u3082\u542b\u307e\u308c\u307e\u3059\u3002\u82f1\u56fd\u3067\u306f\u3001FCA\u306f\u6b21\u306e\u3088\u3046\u306b\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002 <\/span><a href=\"https:\/\/www.fca.org.uk\/consumers\/recurring-card-payments\"><span data-contrast=\"none\">\u30ab\u30fc\u30c9\u767a\u884c\u4f1a\u793e\u306f\u3001\u8981\u8acb\u306b\u5fdc\u3058\u3066\u5b9a\u671f\u7684\u306a\u30ab\u30fc\u30c9\u652f\u6255\u3044\u3092\u505c\u6b62\u3057\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044\u3002<\/span><\/a><span data-contrast=\"auto\"> \u307e\u305f\u3001\u9867\u5ba2\u306b\u307e\u305a\u8ca9\u58f2\u696d\u8005\u306b\u9023\u7d61\u3059\u308b\u3088\u3046\u5f37\u5236\u3059\u308b\u3053\u3068\u306f\u3067\u304d\u306a\u3044\u3002.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">\u30de\u30fc\u30b1\u30c6\u30a3\u30f3\u30b0\u306b\u95a2\u3059\u308b\u8a31\u53ef\u3002.<\/span><\/b><span data-contrast=\"auto\"> CBUAE\u306e\u57fa\u6e96 <\/span><a href=\"https:\/\/rulebook.centralbank.ae\/en\/rulebook\/article-5-business-conduct\"><span data-contrast=\"none\">\u30de\u30fc\u30b1\u30c6\u30a3\u30f3\u30b0\u3092\u30c7\u30d5\u30a9\u30eb\u30c8\u3067\u30aa\u30d5\u306b\u8a2d\u5b9a\u3059\u308b<\/span><\/a><span data-contrast=\"auto\">\u660e\u793a\u7684\u306a\u30aa\u30d7\u30c8\u30a4\u30f3\u304c\u306a\u3044\u5834\u5408\u3001\u6d88\u8cbb\u8005\u306f\u3042\u3089\u3086\u308b\u7a2e\u985e\u306e\u30d7\u30ed\u30e2\u30fc\u30b7\u30e7\u30f3\u901a\u4fe1\u3092\u62d2\u5426\u3057\u305f\u3082\u306e\u3068\u307f\u306a\u3055\u308c\u307e\u3059\u3002\u6d88\u8cbb\u8005\u306f\u3001 <\/span><a href=\"https:\/\/rulebook.centralbank.ae\/en\/rulebook\/article-6-protection-consumer-data-and-assets\"><span data-contrast=\"none\">\u3044\u3064\u3067\u3082\u540c\u610f\u3092\u64a4\u56de\u3067\u304d\u307e\u3059<\/span><\/a><span data-contrast=\"auto\">, \u307e\u305f\u3001\u7279\u306b\u6307\u5b9a\u304c\u306a\u3044\u9650\u308a\u3001\u89e3\u7d04\u306f30\u66a6\u65e5\u4ee5\u5185\u306b\u52b9\u529b\u3092\u751f\u3058\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044\u3002 <\/span><a href=\"https:\/\/rulebook.centralbank.ae\/en\/rulebook\/article-7-obtaining-consent\"><span data-contrast=\"none\">CBUAE\u30c6\u30ec\u30de\u30fc\u30b1\u30c6\u30a3\u30f3\u30b0\u898f\u5236<\/span><\/a><span data-contrast=\"auto\">, \u8a8d\u53ef\u3092\u53d7\u3051\u305f\u91d1\u878d\u6a5f\u95a2\u306b\u62d8\u675f\u529b\u304c\u3042\u308a\u30012026\u5e743\u670831\u65e5\u306b\u767a\u52b9\u3059\u308b\u3053\u306e\u6cd5\u5f8b\u306f\u3001\u540c\u610f\u66f8\u81ea\u4f53\u306b\u3001\u9867\u5ba2\u306e\u5e0c\u671b\u3059\u308b\u8a00\u8a9e\u3001\u9078\u629e\u3057\u305f\u30c1\u30e3\u30cd\u30eb\u3001AI\u30a8\u30fc\u30b8\u30a7\u30f3\u30c8\u3084\u81ea\u52d5\u97f3\u58f0\u901a\u8a71\u3092\u542b\u3080\u5e0c\u671b\u3059\u308b\u9023\u7d61\u65b9\u6cd5\u3001\u304a\u3088\u3073\u9867\u5ba2\u304c\u60c5\u5831\u63d0\u4f9b\u3092\u5e0c\u671b\u3059\u308b\u88fd\u54c1\u306e\u7a2e\u985e\u3092\u660e\u8a18\u3059\u308b\u3053\u3068\u3092\u7fa9\u52d9\u4ed8\u3051\u3066\u3044\u308b\u3002. <\/span><a href=\"https:\/\/rulebook.sama.gov.sa\/sites\/default\/files\/en_net_file_store\/SAMA_EN_1715_VER1.pdf\"><span data-contrast=\"none\">SAMA\u306e\u5e83\u544a\u898f\u5247<\/span><\/a><span data-contrast=\"auto\"> \u9867\u5ba2\u306b <\/span><b><span data-contrast=\"auto\">\u6c38\u4e45\u306b<\/span><\/b><span data-contrast=\"auto\"> \u30de\u30fc\u30b1\u30c6\u30a3\u30f3\u30b0\u3092\u300c\u7c21\u5358\u304b\u3064\u660e\u78ba\u3067\u5177\u4f53\u7684\u306a\u65b9\u6cd5\u3067\u300d\u62d2\u5426\u3059\u308b\u3002.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">\u30c7\u30fc\u30bf\u5171\u6709\u3002.<\/span><\/b><span data-contrast=\"auto\"> \u306e <\/span><a href=\"https:\/\/rulebook.centralbank.ae\/en\/rulebook\/open-finance-regulation\"><span data-contrast=\"none\">CBUAE\u30aa\u30fc\u30d7\u30f3\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u898f\u5236<\/span><\/a><span data-contrast=\"auto\"> \u8a8d\u53ef\u3092\u53d7\u3051\u305f\u91d1\u878d\u6a5f\u95a2\u306f\u3001\u540c\u610f\u306b\u57fa\u3065\u304f\u5171\u6709\u3092\u901a\u3058\u3066\u53e3\u5ea7\u304a\u3088\u3073\u5546\u54c1\u30c7\u30fc\u30bf\u3092\u516c\u958b\u3059\u308b\u3053\u3068\u304c\u7fa9\u52d9\u4ed8\u3051\u3089\u308c\u3066\u3044\u307e\u3059\u3002\u5bfe\u8c61\u3068\u306a\u308b\u306e\u306f\u3001\u9810\u91d1\u3001\u6c7a\u6e08\u53e3\u5ea7\u304a\u3088\u3073\u30b5\u30fc\u30d3\u30b9\u3001\u8caf\u84c4\u9810\u91d1\u304a\u3088\u3073\u5b9a\u671f\u9810\u91d1\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3001\u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9\u304a\u3088\u3073\u30c1\u30e3\u30fc\u30b8\u30ab\u30fc\u30c9\u3001\u81ea\u52d5\u632f\u66ff\u3001\u53e3\u5ea7\u632f\u66ff\u3001\u30d7\u30ea\u30da\u30a4\u30c9\u53e3\u5ea7\u304a\u3088\u3073\u30d7\u30ea\u30da\u30a4\u30c9\u53e3\u5ea7\u3001\u5916\u56fd\u70ba\u66ff\u5546\u54c1\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u304a\u3088\u3073\u500b\u4eba\u91d1\u878d\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u304a\u3088\u3073\u8cc7\u7523\u62c5\u4fdd\u30ed\u30fc\u30f3\u3001\u4eee\u60f3\u53e3\u5ea7\u304a\u3088\u3073\u4fdd\u967a\u306a\u3069\u591a\u5c90\u306b\u308f\u305f\u308a\u307e\u3059\u3002\u3053\u306e\u898f\u5236\u3067\u306f\u3001\u540c\u610f\u306e\u64a4\u56de\u306b\u3064\u3044\u3066\u898f\u5b9a\u3057\u3066\u3044\u307e\u3059\u3002 <\/span><a href=\"https:\/\/rulebook.centralbank.ae\/en\/rulebook\/article-22-data-privacy-and-consent-use-personal-data\"><span data-contrast=\"none\">\u201c\u300c\u904e\u5ea6\u306e\u52b4\u529b\u3092\u5fc5\u8981\u3068\u3057\u306a\u3044\u300d\u201d<\/span><\/a><span data-contrast=\"auto\"> \u307e\u305f\u3001\u300c\u540c\u610f\u3092\u4e0e\u3048\u308b\u30d7\u30ed\u30bb\u30b9\u3068\u5c11\u306a\u304f\u3068\u3082\u540c\u7a0b\u5ea6\u306b\u30b7\u30f3\u30d7\u30eb\u3067\u8fc5\u901f\u304b\u3064\u5bb9\u6613\u3067\u3042\u308b\u3079\u304d\u300d\u3068\u3057\u3001\u7e70\u308a\u8fd4\u3057\u30a2\u30af\u30bb\u30b9\u3059\u308b\u5834\u5408\u306e\u540c\u610f\u671f\u9593\u309212\u30f6\u6708\u306b\u5236\u9650\u3057\u3066\u3044\u308b\u3002.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><a href=\"https:\/\/www.bnm.gov.my\/-\/ed-ofin-25\"><span data-contrast=\"none\">\u30de\u30ec\u30fc\u30b7\u30a2\u4e2d\u592e\u9280\u884c<\/span><\/a><span data-contrast=\"auto\"> \u6700\u3082\u9060\u304f\u307e\u3067\u9032\u3093\u3060\u3002 <\/span><a href=\"https:\/\/www.bnm.gov.my\/documents\/20124\/938039\/ED_Open_Finance_2025.pdf\"><span data-contrast=\"none\">\u30aa\u30fc\u30d7\u30f3\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u516c\u958b\u8349\u6848<\/span><\/a><span data-contrast=\"auto\"> \u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u306b\u7dad\u6301\u3092\u7fa9\u52d9\u4ed8\u3051\u308b <\/span><b><span data-contrast=\"auto\">\u9867\u5ba2\u304c\u30a2\u30af\u30bb\u30b9\u3067\u304d\u308b\u30c7\u30b8\u30bf\u30eb\u30c0\u30c3\u30b7\u30e5\u30dc\u30fc\u30c9\u306b\u306f\u3001\u73fe\u5728\u6709\u52b9\u306a\u540c\u610f\u3068\u904e\u53bb\u306b\u4ed8\u4e0e\u3055\u308c\u305f\u3059\u3079\u3066\u306e\u540c\u610f\u304c\u8868\u793a\u3055\u308c\u307e\u3059\u3002<\/span><\/b><span data-contrast=\"auto\">, \u540c\u610f\u306e\u64a4\u56de\u306f\u300c\u540c\u610f\u3092\u5f97\u308b\u306e\u3068\u540c\u3058\u304f\u3089\u3044\u7c21\u5358\u300d\u3067\u3042\u308a\u3001\u540c\u610f\u306e\u7d99\u7d9a\u671f\u9593\u306f\u6700\u95776\u30f6\u6708\u306b\u5236\u9650\u3055\u308c\u308b\u3002\u3053\u308c\u306f\u307e\u3060\u63d0\u6848\u6bb5\u968e\u3067\u3042\u308a\u30012026\u5e743\u6708\u307e\u3067\u5354\u8b70\u304c\u884c\u308f\u308c\u30012027\u5e741\u67081\u65e5\u304c\u65bd\u884c\u4e88\u5b9a\u65e5\u3068\u306a\u3063\u3066\u3044\u308b\u304c\u3001\u6700\u7d42\u7684\u306a\u653f\u7b56\u6587\u66f8\u306f\u307e\u3060\u516c\u8868\u3055\u308c\u3066\u3044\u306a\u3044\u3002\u3057\u304b\u3057\u3001\u3053\u308c\u306f\u3053\u306e\u653f\u7b56\u304c\u3069\u3053\u306b\u5411\u304b\u3063\u3066\u3044\u308b\u306e\u304b\u3092\u6700\u3082\u660e\u78ba\u306b\u793a\u3057\u305f\u3082\u306e\u3068\u8a00\u3048\u308b\u3060\u308d\u3046\u3002.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">2\u3064\u306e\u70b9\u304c\u983b\u7e41\u306b\u8aa4\u3063\u3066\u4f1d\u3048\u3089\u308c\u3066\u3044\u308b\u305f\u3081\u3001\u8a02\u6b63\u3059\u308b\u4fa1\u5024\u304c\u3042\u308b\u3002EU\u306e <\/span><a href=\"https:\/\/eur-lex.europa.eu\/legal-content\/EN\/TXT\/HTML\/?uri=CELEX:52023PC0360\"><span data-contrast=\"none\">\u91d1\u878d\u30c7\u30fc\u30bf\u30a2\u30af\u30bb\u30b9\u898f\u5236<\/span><\/a><span data-contrast=\"auto\"> \u30c7\u30fc\u30bf\u4fdd\u6709\u8005\u306b\u8a31\u53ef\u30c0\u30c3\u30b7\u30e5\u30dc\u30fc\u30c9\u306e\u7fa9\u52d9\u3092\u8ab2\u3059\u3068\u3044\u3046\u5185\u5bb9\u3060\u304c\u3001\u3053\u308c\u306f2023\u5e74\u306e\u6b27\u5dde\u59d4\u54e1\u4f1a\u306e\u63d0\u6848\u3067\u3042\u308a\u30012025\u5e74\u306b\u4e09\u8005\u5354\u8b70\u304c\u505c\u6ede\u3057\u3001\u6b27\u5dde\u59d4\u54e1\u4f1a\u306f2026\u5e74\u306b\u5236\u5ea6\u306e\u8ca0\u62c5\u3092\u8efd\u6e1b\u3059\u308b\u305f\u3081\u306e\u9078\u629e\u80a2\u3092\u691c\u8a0e\u3057\u305f\u3002\u3053\u308c\u306f\u6cd5\u5f8b\u306b\u306f\u306a\u3089\u305a\u3001\u30c0\u30c3\u30b7\u30e5\u30dc\u30fc\u30c9\u306b\u95a2\u3059\u308b\u6761\u9805\u306f\u73fe\u72b6\u306e\u307e\u307e\u3067\u306f\u5b58\u7d9a\u3057\u306a\u3044\u53ef\u80fd\u6027\u304c\u3042\u308b\u3002\u4e00\u65b9\u3001\u82f1\u56fd\u3067\u306f\u3001FCA\u304c <\/span><a href=\"https:\/\/www.fca.org.uk\/publication\/policy\/ps21-19.pdf\"><span data-contrast=\"none\">2021\u5e74\u306b\u540c\u610f\u30c0\u30c3\u30b7\u30e5\u30dc\u30fc\u30c9\u306e\u7fa9\u52d9\u5316\u3092\u691c\u8a0e\u3057\u305f\u304c\u3001\u5374\u4e0b\u3057\u305f\u3002<\/span><\/a><span data-contrast=\"auto\"> \u305d\u308c\u3092\u8ab0\u306b\u5bfe\u3057\u3066\u3082\u7fa9\u52d9\u4ed8\u3051\u3001\u4ee3\u308f\u308a\u306b\u30a2\u30ab\u30a6\u30f3\u30c8\u60c5\u5831\u63d0\u4f9b\u8005\u304c\u5b9a\u671f\u7684\u306b\u540c\u610f\u3092\u518d\u78ba\u8a8d\u3059\u308b\u8cac\u4efb\u3092\u8ca0\u3046\u3088\u3046\u306b\u3059\u308b\u3002.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u305d\u306e2\u3064\u76ee\u306e\u70b9\u306f\u3001\u4e00\u898b\u3057\u305f\u4ee5\u4e0a\u306b\u91cd\u8981\u306a\u610f\u5473\u3092\u6301\u3064\u3002\u4eca\u65e5\u306e\u307b\u3068\u3093\u3069\u306e\u5e02\u5834\u306b\u304a\u3044\u3066\u3001\u7d71\u4e00\u3055\u308c\u305f\u540c\u610f\u30d3\u30e5\u30fc\u3092\u69cb\u7bc9\u3059\u308b\u9280\u884c\u306f\u3001\u7af6\u4e89\u4e0a\u306e\u512a\u4f4d\u6027\u3092\u78ba\u7acb\u3057\u305f\u3068\u8a00\u3048\u308b\u3002\u3057\u304b\u3082\u3001\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u90e8\u9580\u304c\u305d\u308c\u3092\u6c42\u3081\u305f\u308f\u3051\u3067\u306f\u306a\u3044\u3002.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h2><b><span data-contrast=\"auto\">\u3053\u306e\u5730\u57df\u3067\u306f\u3001\u67a0\u7d44\u307f\u304c\u3059\u3067\u306b\u3053\u308c\u3092\u6c7a\u5b9a\u3057\u3066\u3044\u308b<\/span><\/b><span data-ccp-props=\"{}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">\u3053\u3053\u304b\u3089\u304c\u3058\u3063\u304f\u308a\u8003\u3048\u308b\u3079\u304d\u90e8\u5206\u3067\u3001\u7279\u306b\u6771\u5357\u30a2\u30b8\u30a2\u3068\u6e7e\u5cb8\u5730\u57df\u306b\u95a2\u4fc2\u3059\u308b\u5185\u5bb9\u3067\u3059\u3002.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u3053\u308c\u3089\u306e\u5e02\u5834\u306e\u3044\u304f\u3064\u304b\u3067\u306f\u3001\u540c\u610f\u30ec\u30a4\u30e4\u30fc\u306f\u30b9\u30ad\u30fc\u30e0\u30ec\u30d9\u30eb\u307e\u305f\u306f\u56fd\u5bb6\u30ec\u30d9\u30eb\u306b\u4f4d\u7f6e\u3059\u308b\u3088\u3046\u306b\u8a2d\u8a08\u3055\u308c\u3066\u3044\u308b\u3002UAE\u306e\u30aa\u30fc\u30d7\u30f3\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u30d5\u30ec\u30fc\u30e0\u30ef\u30fc\u30af\u306f\u540c\u610f\u3092\u4e2d\u592e\u30ec\u30a4\u30e4\u30fc\u7d4c\u7531\u3067\u30eb\u30fc\u30c6\u30a3\u30f3\u30b0\u3057\u3001 <\/span><a href=\"https:\/\/openfinanceuae.atlassian.net\/wiki\/spaces\/OF\/pages\/365035521\/AlTareq+Consent+Mobile+App+User+Guide\"><span data-contrast=\"none\">\u4ed8\u5c5e\u306e\u6d88\u8cbb\u8005\u5411\u3051\u30a2\u30d7\u30ea<\/span><\/a><span data-contrast=\"auto\"> \u3053\u306e\u30d5\u30ec\u30fc\u30e0\u30ef\u30fc\u30af\u306e\u4e0b\u3067\u4ed8\u4e0e\u3055\u308c\u305f\u3059\u3079\u3066\u306e\u6709\u52b9\u306a\u540c\u610f\u3068\u7121\u52b9\u306a\u540c\u610f\u306e\u6982\u8981\u3092\u793a\u3057\u307e\u3059\u3002, <\/span><b><span data-contrast=\"auto\">\u3055\u307e\u3056\u307e\u306a\u91d1\u878d\u6a5f\u95a2\u306b\u308f\u305f\u3063\u3066<\/span><\/b><span data-contrast=\"auto\">, \u3044\u3064\u3067\u3082\u53d6\u308a\u6d88\u3057\u53ef\u80fd\u3067\u3059\u3002\u30b7\u30f3\u30ac\u30dd\u30fc\u30eb\u3067\u306f\u3001, <\/span><a href=\"https:\/\/www.mas.gov.sg\/development\/fintech\/sgfindex\"><span data-contrast=\"none\">SG\u30d5\u30a3\u30f3\u30c7\u30c3\u30af\u30b9<\/span><\/a><span data-contrast=\"auto\"> \u56fd\u5bb6\u30c7\u30b8\u30bf\u30ebID\u3068\u4e2d\u592e\u7ba1\u7406\u578b\u306e\u540c\u610f\u30b7\u30b9\u30c6\u30e0\u3092\u57fa\u76e4\u3068\u3057\u3066\u69cb\u7bc9\u3055\u308c\u3066\u3044\u308b\u3002\u30a4\u30f3\u30c9\u3067\u306f\u3001\u540c\u610f\u7ba1\u7406\u306f\u72ec\u7acb\u3057\u305f\u30e9\u30a4\u30bb\u30f3\u30b9\u304c\u5fc5\u8981\u306a\u4e8b\u696d\u3068\u306a\u3063\u3066\u3044\u308b\u3002 <\/span><a href=\"https:\/\/sahamati.org.in\/\"><span data-contrast=\"none\">17\u306e\u904b\u7528\u4e2d\u306e\u53e3\u5ea7\u96c6\u7d04\u696d\u8005\u3001\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u4e0a\u306e1,100\u4ee5\u4e0a\u306e\u7a3c\u50cd\u4e2d\u306e\u6a5f\u95a2\u3001\u305d\u3057\u30664\u51049,000\u4e07\u4ef6\u3092\u8d85\u3048\u308b\u540c\u610f\u8981\u6c42\u306e\u51e6\u7406\u5b9f\u7e3e<\/span><\/a><span data-contrast=\"auto\">.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">UAE\u306e\u898f\u5236\u304c\u30e9\u30a4\u30bb\u30f3\u30b9\u53d6\u5f97\u8005\u306b\u4f55\u3092\u6c42\u3081\u3066\u3044\u308b\u304b\u306b\u6ce8\u76ee\u3057\u3066\u304f\u3060\u3055\u3044\u3002\u5bfe\u8c61\u3068\u306a\u308b\u3059\u3079\u3066\u306e\u6a5f\u95a2\u306f <\/span><a href=\"https:\/\/www.pinsentmasons.com\/out-law\/guides\/uae-open-finance\"><span data-contrast=\"none\">\u30a4\u30f3\u30bf\u30fc\u30d5\u30a7\u30fc\u30b9\u3092\u78ba\u7acb\u3057\u3001\u7dad\u6301\u3059\u308b<\/span><\/a><span data-contrast=\"auto\"> \u4e2d\u592e\u30cf\u30d6\u3092\u901a\u3058\u3066\u53e3\u5ea7\u60c5\u5831\u3084\u5546\u54c1\u60c5\u5831\u3092\u516c\u958b\u3059\u308b\u3053\u3068\u306f\u3001\u81ea\u793e\u3067\u30aa\u30fc\u30d7\u30f3\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3059\u308b\u610f\u56f3\u304c\u3042\u308b\u304b\u3069\u3046\u304b\u306b\u95a2\u308f\u3089\u305a\u7fa9\u52d9\u3067\u3042\u308b\u3002\u3053\u306e\u7fa9\u52d9\u306b\u3088\u3063\u3066\u3001\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u306b\u6e96\u62e0\u3057\u305f\u30d1\u30a4\u30d7\u304c\u69cb\u7bc9\u3055\u308c\u308b\u3002\u305d\u306e\u30d1\u30a4\u30d7\u3092\u9867\u5ba2\u304c\u958b\u304f\u3082\u306e\u306b\u3059\u308b\u304b\u3069\u3046\u304b\u306f\u5225\u306e\u6c7a\u5b9a\u4e8b\u9805\u3067\u3042\u308a\u3001\u898f\u5247\u96c6\u306b\u306f\u305d\u306e\u3088\u3046\u306a\u6c7a\u5b9a\u3092\u4fc3\u3059\u6761\u9805\u306f\u4e00\u5207\u306a\u3044\u3002.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u30c0\u30c3\u30b7\u30e5\u30dc\u30fc\u30c9\u304c\u6700\u3082\u9577\u304f\u5b58\u5728\u3057\u3066\u3044\u308b\u5206\u91ce\u3067\u306f\u3001\u30c7\u30b6\u30a4\u30f3\u306f\u610f\u56f3\u7684\u306b\u7d30\u5206\u5316\u3055\u308c\u3066\u304d\u305f\u3002 <\/span><a href=\"https:\/\/standards.openbanking.org.uk\/customer-experience-guidelines\/dashboards\/about\/v3-1-0\/\"><span data-contrast=\"none\">\u82f1\u56fd\u898f\u683c<\/span><\/a><span data-contrast=\"auto\"> \u9280\u884c\u5074\u3067\u306f\u7b2c\u4e09\u8005\u30a2\u30af\u30bb\u30b9\u7528\u306e\u30c0\u30c3\u30b7\u30e5\u30dc\u30fc\u30c9\u30921\u3064\u3001\u7b2c\u4e09\u8005\u5074\u3067\u306f\u540c\u610f\u7528\u306e\u30c0\u30c3\u30b7\u30e5\u30dc\u30fc\u30c9\u3092\u5225\u9014\u6307\u5b9a\u3057\u3001\u3055\u3089\u306b\u53e3\u5ea7\u60c5\u5831\u3001\u5909\u52d5\u5b9a\u671f\u652f\u6255\u3044\u3001\u30ab\u30fc\u30c9\u6c7a\u6e08\u624b\u6bb5\u3054\u3068\u306b\u5206\u5272\u3059\u308b\u3002\u898f\u683c\u81ea\u4f53\u304c\u3001\u9867\u5ba2\u304c1\u3064\u306e\u8a31\u53ef\u3092\u53d6\u308a\u6d88\u3057\u3066\u3082\u3001\u5225\u306e\u8a31\u53ef\u304c\u307e\u3060\u6709\u52b9\u306b\u306a\u3063\u3066\u3044\u308b\u3053\u3068\u306b\u6c17\u3065\u304b\u306a\u3044\u53ef\u80fd\u6027\u304c\u3042\u308b\u3068\u4f01\u696d\u306b\u8b66\u544a\u3057\u3066\u3044\u308b\u3002.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u4e00\u65b9\u3001\u30d7\u30e9\u30a4\u30de\u30ea\u30fc\u30d0\u30f3\u30af\u306e\u5b9a\u7fa9\u306f\u3001\u696d\u754c\u5185\u3067\u9577\u5e74\u306b\u308f\u305f\u308a\u5909\u5316\u3057\u7d9a\u3051\u3066\u3044\u308b\u3002. <\/span><a href=\"https:\/\/www.raddon.com\/en\/insights\/raddon_report\/the-primary-financial-institution-problem.html\"><span data-contrast=\"none\">2020\u5e74\u306b\u767a\u8868\u3055\u308c\u305f\u7c73\u56fd\u306e\u7814\u7a76<\/span><\/a><span data-contrast=\"auto\"> \u6700\u3082\u3088\u304f\u4f7f\u308f\u308c\u3066\u3044\u308b\u5f53\u5ea7\u9810\u91d1\u53e3\u5ea7\u306f <\/span><b><span data-contrast=\"auto\">81%\u304b\u308954%<\/span><\/b><span data-contrast=\"auto\"> 2015\u5e74\u304b\u30892020\u5e74\u306e\u9593\u306b\u6d88\u8cbb\u8005\u304c\u9078\u629e\u3057\u305f\u8b58\u5225\u5b50\u3068\u3057\u3066\u3002; <\/span><a href=\"https:\/\/thefinancialbrand.com\/news\/bank-culture\/primary-bank-financial-institution-cross-sell-megabank-bank-america-104663\"><span data-contrast=\"none\">\u540c\u3058\u7814\u7a76\u306b\u95a2\u3059\u308b\u696d\u754c\u5831\u9053<\/span><\/a><span data-contrast=\"auto\"> \u5831\u544a\u306b\u3088\u308b\u3068 <\/span><b><span data-contrast=\"auto\">\u6700\u3082\u5229\u7528\u3055\u308c\u3066\u3044\u308b\u30e2\u30d0\u30a4\u30eb\u30a2\u30d7\u30ea\u306f24%\u306b\u3088\u3063\u3066\u9078\u3070\u308c\u305f\u304c\u30012015\u5e74\u306b\u306f\u5168\u304f\u8a00\u53ca\u3055\u308c\u3066\u3044\u306a\u304b\u3063\u305f\u3002<\/span><\/b><span data-contrast=\"auto\">. \u305d\u306e\u30c7\u30fc\u30bf\u306f\u30a2\u30e1\u30ea\u30ab\u306e\u3082\u306e\u3067\u3001\u6570\u5e74\u524d\u306e\u3082\u306e\u306a\u306e\u3067\u3001\u304a\u305d\u3089\u304f\u63a7\u3048\u3081\u306a\u89e3\u91c8\u306b\u306a\u308b\u3060\u308d\u3046\u3002\u4e3b\u306a\u5229\u7528\u72b6\u6cc1\u306f\u3001\u7d66\u4e0e\u304c\u632f\u308a\u8fbc\u307e\u308c\u3066\u3044\u308b\u53e3\u5ea7\u3067\u306f\u306a\u304f\u3001\u3088\u304f\u958b\u304b\u308c\u308b\u30a2\u30d7\u30ea\u3078\u3068\u79fb\u884c\u3057\u3064\u3064\u3042\u308b\u3002.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u7279\u306b\u30b5\u30d6\u30b9\u30af\u30ea\u30d7\u30b7\u30e7\u30f3\u306e\u30ab\u30c6\u30b4\u30ea\u30fc\u3067\u306f\u3001\u3059\u3067\u306b\u8ab0\u304b\u304c\u305d\u306e\u671f\u5f85\u3092\u4e3b\u5f35\u3057\u3066\u3044\u307e\u3059\u3002 <\/span><a href=\"https:\/\/bango.com\/asian-consumers-think-there-are-too-many-subscription-services\/\"><span data-contrast=\"none\">2023\u5e74\u306eAPAC\u8abf\u67fb\u3082\u540c\u69d8<\/span><\/a><span data-contrast=\"auto\">, <\/span><b><span data-contrast=\"auto\">\u6d88\u8cbb\u8005\u306e93%\u304c\u3001\u3059\u3079\u3066\u306e\u30b5\u30d6\u30b9\u30af\u30ea\u30d7\u30b7\u30e7\u30f3\u3092\u7ba1\u7406\u3067\u304d\u308b\u5358\u4e00\u306e\u30cf\u30d6\u3092\u671b\u3093\u3067\u3044\u308b\u3068\u56de\u7b54\u3057\u305f\u3002<\/span><\/b><span data-contrast=\"auto\"> \u305d\u3057\u3066 <\/span><b><span data-contrast=\"auto\">95%\u306f\u3001<\/span><\/b><span data-contrast=\"auto\">. \u8ab0\u306b\u5efa\u8a2d\u3092\u4efb\u305b\u305f\u306e\u304b\u3068\u5c0b\u306d\u3089\u308c\u305f\u3068\u3053\u308d\u3001, <\/span><b><span data-contrast=\"auto\">81%\u306f\u901a\u4fe1\u4f1a\u793e\u3092\u9078\u3093\u3060\u3002.<\/span><\/b><span data-contrast=\"auto\"> \u9280\u884c\u306f\u89e3\u6c7a\u7b56\u3067\u306f\u306a\u304b\u3063\u305f\u3002\u305d\u308c\u306f3\u5e74\u524d\u306e\u3053\u3068\u3060\u304c\u3001\u3053\u306e\u5730\u57df\u306e\u5927\u624b\u9280\u884c\u306f\u3069\u3053\u3082\u72b6\u6cc1\u3092\u5909\u3048\u3088\u3046\u3068\u3057\u3066\u3044\u306a\u3044\u3002.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h2><b><span data-contrast=\"auto\">\u9280\u884c\u3060\u3051\u304c\u898b\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3001\u4ed6\u306e\u8ab0\u3082\u898b\u308b\u3053\u3068\u306e\u3067\u304d\u306a\u3044\u3082\u306e<\/span><\/b><span data-ccp-props=\"{}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">\u9280\u884c\u306e\u771f\u306e\u5f37\u307f\u306f\u3001\u3088\u308a\u512a\u308c\u305f\u540c\u610f\u78ba\u8a8d\u30b7\u30b9\u30c6\u30e0\u3092\u69cb\u7bc9\u3059\u308b\u3053\u3068\u3068\u306f\u5168\u304f\u95a2\u4fc2\u304c\u306a\u3044\u3002\u305d\u308c\u306f\u3001\u4ed6\u306e\u3069\u306e\u5f53\u4e8b\u8005\u3082\u30013\u3064\u306e\u540c\u610f\u30ab\u30c6\u30b4\u30ea\u30fc\u3059\u3079\u3066\u3092\u540c\u6642\u306b\u78ba\u8a8d\u3067\u304d\u306a\u3044\u3068\u3044\u3046\u70b9\u306b\u3042\u308b\u3002.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u5168\u56fd\u898f\u6a21\u306e\u540c\u610f\u30a2\u30d7\u30ea\u306f\u3001\u9867\u5ba2\u304c\u3059\u3079\u3066\u306e\u6a5f\u95a2\u3067\u8a31\u53ef\u3057\u305f\u30c7\u30fc\u30bf\u5171\u6709\u306b\u95a2\u3059\u308b\u3059\u3079\u3066\u306e\u540c\u610f\u3092\u8868\u793a\u3067\u304d\u307e\u3059\u3002\u3057\u304b\u3057\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306b\u8acb\u6c42\u3055\u308c\u305f\u30b9\u30c8\u30ea\u30fc\u30df\u30f3\u30b0\u30b5\u30fc\u30d3\u30b9\u306e\u8cfc\u8aad\u6599\u306f\u8868\u793a\u3067\u304d\u307e\u305b\u3093\u3002\u306a\u305c\u306a\u3089\u3001\u305d\u306e\u8acb\u6c42\u306f\u3069\u3053\u306b\u3082\u540c\u610f\u3068\u3057\u3066\u767b\u9332\u3055\u308c\u3066\u304a\u3089\u305a\u3001\u5358\u306a\u308b\u53d6\u5f15\u3068\u3057\u3066\u51e6\u7406\u3055\u308c\u305f\u304b\u3089\u3067\u3059\u3002.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u5c02\u9580\u7684\u306a\u8cfc\u8aad\u7ba1\u7406\u30c4\u30fc\u30eb\u306f\u3001\u9867\u5ba2\u306b\u5b9a\u671f\u7684\u306a\u8acb\u6c42\u984d\u3092\u8868\u793a\u3059\u308b\u3053\u3068\u306f\u3067\u304d\u308b\u304c\u3001\u3069\u306e\u7b2c\u4e09\u8005\u304c\u9867\u5ba2\u306e\u30a2\u30ab\u30a6\u30f3\u30c8\u30c7\u30fc\u30bf\u3092\u95b2\u89a7\u3057\u3066\u3044\u308b\u304b\u3001\u3042\u308b\u3044\u306f\u9280\u884c\u304c\u9867\u5ba2\u306b\u3069\u306e\u3088\u3046\u306a\u9023\u7d61\u3092\u53d6\u308b\u3053\u3068\u304c\u8a31\u53ef\u3055\u308c\u3066\u3044\u308b\u304b\u306b\u3064\u3044\u3066\u306f\u4f55\u3082\u793a\u3055\u306a\u3044\u3002.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u30de\u30fc\u30b1\u30c6\u30a3\u30f3\u30b0\u9078\u597d\u30bb\u30f3\u30bf\u30fc\u306f\u30013\u756a\u76ee\u306e\u30ab\u30c6\u30b4\u30ea\u30fc\u306e\u307f\u3092\u5bfe\u8c61\u3068\u3057\u3001\u4ed6\u306e2\u3064\u306e\u30ab\u30c6\u30b4\u30ea\u30fc\u306f\u5bfe\u8c61\u3068\u3057\u3066\u3044\u307e\u305b\u3093\u3002.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u9280\u884c\u306f\u3053\u308c\u30893\u3064\u306e\u5f79\u5272\u3059\u3079\u3066\u3092\u540c\u6642\u306b\u62c5\u3063\u3066\u3044\u307e\u3059\u3002\u30aa\u30fc\u30d7\u30f3\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u306b\u304a\u3051\u308b\u30c7\u30fc\u30bf\u4fdd\u6709\u8005\u3067\u3042\u308a\u3001\u30de\u30fc\u30b1\u30c6\u30a3\u30f3\u30b0\u6d3b\u52d5\u3092\u884c\u3044\u3001\u672a\u767b\u9332\u306e\u5951\u7d04\u304c\u5b9f\u969b\u306b\u5b58\u5728\u3059\u308b\u53d6\u5f15\u5c65\u6b74\u3092\u7ba1\u7406\u3057\u3066\u3044\u307e\u3059\u3002\u9867\u5ba2\u304c\u540c\u610f\u3057\u305f\u3059\u3079\u3066\u306e\u4e8b\u9805\u3092\u5358\u4e00\u306e\u53f0\u5e33\u306b\u8a18\u9332\u3067\u304d\u308b\u306e\u306f\u3001\u9280\u884c\u3060\u3051\u304c\u63d0\u4f9b\u3067\u304d\u308b\u30b5\u30fc\u30d3\u30b9\u3067\u3059\u3002.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u305d\u306e\u3069\u308c\u304c\u53ef\u80fd\u304b\u306f\u3001\u4e00\u3064\u306e\u6761\u4ef6\u306b\u3088\u3063\u3066\u6c7a\u307e\u308b\u3002.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h2><b><span data-contrast=\"auto\">\u30ec\u30b8\u306f\u52a0\u76df\u5e97\u306e\u8b58\u5225\u60c5\u5831\u306b\u4f9d\u5b58\u3057\u307e\u3059<\/span><\/b><span data-ccp-props=\"{}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">\u305d\u306e\u767b\u9332\u7c3f\u306e\u3046\u3061\u3001\u5b9a\u671f\u5951\u7d04\u306b\u95a2\u3059\u308b\u90e8\u5206\u306f\u3001\u91d1\u878d\u6a5f\u95a2\u304c\u52a0\u76df\u5e97\u3092\u6307\u5b9a\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b\u304c\u3001\u307b\u3068\u3093\u3069\u306e\u91d1\u878d\u6a5f\u95a2\u306f\u305d\u308c\u3092\u78ba\u5b9f\u306b\u884c\u3046\u3053\u3068\u304c\u3067\u304d\u306a\u3044\u3002.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u53e3\u5ea7\u632f\u66ff\u3084\u5b9a\u984d\u9001\u91d1\u306f\u3001\u9280\u884c\u304c\u65e2\u306b\u4fdd\u6709\u3057\u3066\u3044\u308b\u6b63\u5f0f\u306a\u6307\u793a\u306a\u306e\u3067\u3001\u6bd4\u8f03\u7684\u5bb9\u6613\u3067\u3059\u3002\u5546\u696d\u7684\u306b\u91cd\u8981\u306a\u53d6\u5f15\u306f\u3001\u30ab\u30fc\u30c9\u60c5\u5831\u306b\u57fa\u3065\u304f\u8acb\u6c42\u3067\u3042\u308a\u3001\u751f\u306e\u53d6\u5f15\u30c7\u30fc\u30bf\u3067\u306f\u3001\u3053\u308c\u3089\u306f\u901a\u5e38\u306e\u30ab\u30fc\u30c9\u6c7a\u6e08\u3068\u5168\u304f\u540c\u3058\u3088\u3046\u306b\u898b\u3048\u307e\u3059\u3002\u53d6\u5f15\u660e\u7d30\u306f\u7701\u7565\u5f62\u3084\u77ed\u7e2e\u5f62\u3067\u5c4a\u304d\u3001\u6708\u3054\u3068\u306b\u5909\u66f4\u3055\u308c\u307e\u3059\u3002\u307e\u305f\u3001\u9867\u5ba2\u304c\u8a8d\u8b58\u3059\u308b\u30b5\u30fc\u30d3\u30b9\u3067\u306f\u306a\u304f\u3001\u6c7a\u6e08\u4ee3\u884c\u696d\u8005\u306b\u5e30\u5c5e\u3059\u308b\u3053\u3068\u3082\u591a\u304f\u3042\u308a\u307e\u3059\u3002\u4fa1\u683c\u306e\u4e0a\u6607\u3084\u6599\u91d1\u4f53\u7cfb\u306e\u5909\u66f4\u306b\u4f34\u3044\u3001\u91d1\u984d\u3082\u5909\u52d5\u3057\u307e\u3059\u3002\u52a0\u76df\u5e97\u306e\u72b6\u6cc1\u306f\u65e5\u3005\u5909\u5316\u3057\u3066\u3044\u307e\u3059\u3002.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u751f\u306e\u53d6\u5f15\u30c7\u30fc\u30bf\u306b\u57fa\u3065\u3044\u3066\u540c\u610f\u767b\u9332\u7c3f\u3092\u4f5c\u6210\u3059\u308c\u3070\u3001\u9867\u5ba2\u306f\u30c7\u30fc\u30bf\u5171\u6709\u306e\u540c\u610f\u3001\u30de\u30fc\u30b1\u30c6\u30a3\u30f3\u30b0\u306e\u8a31\u53ef\u3001\u305d\u3057\u3066\u5b9f\u969b\u306b\u8cbb\u7528\u304c\u767a\u751f\u3059\u308b\u7fa9\u52d9\u306e\u4e0d\u5b8c\u5168\u3067\u4fe1\u983c\u6027\u306e\u4f4e\u3044\u30ea\u30b9\u30c8\u3092\u53d7\u3051\u53d6\u308b\u3053\u3068\u306b\u306a\u308b\u3002. <\/span><b><span data-contrast=\"auto\">\u9867\u5ba2\u306e\u5951\u7d04\u5185\u5bb9\u306e3\u5206\u306e1\u3092\u6f0f\u308c\u3066\u3057\u307e\u3046\u30ec\u30b8\u306f\u3001\u30ec\u30b8\u304c\u306a\u3044\u3088\u308a\u3082\u5bb3\u304c\u5927\u304d\u3044\u3002\u306a\u305c\u306a\u3089\u3001\u305d\u308c\u306f\u5b9f\u73fe\u4e0d\u53ef\u80fd\u306a\u5b8c\u5168\u6027\u3092\u6697\u793a\u3057\u3066\u3044\u308b\u304b\u3089\u3060\u3002.<\/span><\/b><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u53d6\u5f15\u60c5\u5831\u306e\u5145\u5b9f\u5316\u306f\u901a\u5e38\u3001\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30bc\u30fc\u30b7\u30e7\u30f3\u6a5f\u80fd\u3068\u3057\u3066\u63d0\u4f9b\u3055\u308c\u308b\u3002\u3057\u304b\u3057\u3001\u3053\u3053\u3067\u306f\u305d\u308c\u304c\u4fe1\u983c\u95a2\u4fc2\u306e\u57fa\u76e4\u3068\u306a\u308b\u3002\u52a0\u76df\u5e97\u8b58\u5225\u3053\u305d\u304c\u3001\u9867\u5ba2\u304c\u540c\u610f\u3057\u305f\u5185\u5bb9\u3092\u6b63\u78ba\u306b\u4f1d\u3048\u308b\u3053\u3068\u3068\u3001\u305d\u308c\u3092\u63a8\u6e2c\u3059\u308b\u3053\u3068\u3068\u306e\u9055\u3044\u3092\u751f\u307f\u51fa\u3059\u306e\u3060\u3002.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h2>\u3088\u304f\u3042\u308b\u8cea\u554f<\/h2>\n<div class=\"accordion\">\n\t<div id=\"accordion-1876590909\" class=\"accordion-item TextRun SCXW249693375 BCX0\">\n\t\t<a id=\"accordion-1876590909-label\" class=\"accordion-title plain\" href=\"#accordion-item-does-making-cancellation-easier-reduce-card-revenue?\" aria-expanded=\"false\" aria-controls=\"accordion-1876590909-content\" >\n\t\t\t<button class=\"toggle\" aria-label=\"\u30c8\u30b0\u30eb\"><i class=\"icon-angle-down\"><\/i><\/button>\n\t\t\t<span>\u89e3\u7d04\u624b\u7d9a\u304d\u3092\u5bb9\u6613\u306b\u3059\u308b\u3068\u3001\u30ab\u30fc\u30c9\u306e\u53ce\u76ca\u306f\u6e1b\u5c11\u3059\u308b\u306e\u304b\uff1f<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-1876590909-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-1876590909-label\" >\n\t\t\t\n<p><span class=\"NormalTextRun SCXW117218354 BCX0\">\u305d\u308c <\/span><span class=\"NormalTextRun SCXW117218354 BCX0\">\u4e00\u822c\u7684\u306b\u4fdd\u8b77\u3059\u308b<\/span><span class=\"NormalTextRun SCXW117218354 BCX0\"> \u7c21\u5358\u306b\u30ad\u30e3\u30f3\u30bb\u30eb\u3067\u304d\u306a\u3044\u9867\u5ba2\u306f\u652f\u6255\u3044\u3092\u30d6\u30ed\u30c3\u30af\u3057\u305f\u308a\u3001\u30ab\u30fc\u30c9\u3092\u4ea4\u63db\u3057\u305f\u308a\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u306a\u3044\u3002 <\/span><span class=\"NormalTextRun SCXW117218354 BCX0\">\u7d42\u4e86\u3059\u308b<\/span><span class=\"NormalTextRun SCXW117218354 BCX0\"> \u89e3\u7d04\u3057\u305f\u3044\u5951\u7d04\u3060\u3051\u3067\u306a\u304f\u3001\u305d\u306e\u30ab\u30fc\u30c9\u3067\u8cc7\u91d1\u3092\u8abf\u9054\u3057\u3066\u3044\u305f\u3059\u3079\u3066\u306e\u30ab\u30fc\u30c9\u767b\u9332\u5951\u7d04\u304c\u5bfe\u8c61\u3068\u306a\u308a\u307e\u3059\u3002\u4e00\u6642\u505c\u6b62\u30aa\u30d7\u30b7\u30e7\u30f3\u3092\u4f7f\u7528\u3059\u308b\u3068\u30ab\u30fc\u30c9\u306f\u6709\u52b9\u306a\u307e\u307e\u7dad\u6301\u3055\u308c\u3001\u6d88\u8cbb\u8005\u306e34%\u306f\u3001\u89e3\u7d04\u3067\u306f\u306a\u304f\u4e00\u6642\u505c\u6b62\u3067\u304d\u308b\u306e\u3067\u3042\u308c\u3070\u5951\u7d04\u3092\u7d99\u7d9a\u3057\u305f\u3044\u3068\u7b54\u3048\u3066\u3044\u307e\u3059\u3002.<\/span><\/p>\n\t\t<\/div>\n\t<\/div>\n\t\n\t<div id=\"accordion-4073633643\" class=\"accordion-item TextRun SCXW91669828 BCX0\">\n\t\t<a id=\"accordion-4073633643-label\" class=\"accordion-title plain\" href=\"#accordion-item-is-subscription-management-just-pfm-under-a-different-name?\" aria-expanded=\"false\" aria-controls=\"accordion-4073633643-content\" >\n\t\t\t<button class=\"toggle\" aria-label=\"\u30c8\u30b0\u30eb\"><i class=\"icon-angle-down\"><\/i><\/button>\n\t\t\t<span>\u8cfc\u8aad\u7ba1\u7406\u306f\u3001\u5358\u306bPFM\uff08\u500b\u4eba\u8ca1\u52d9\u7ba1\u7406\uff09\u306e\u540d\u79f0\u3092\u5909\u3048\u305f\u3060\u3051\u306a\u306e\u3067\u3057\u3087\u3046\u304b\uff1f<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-4073633643-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-4073633643-label\" >\n\t\t\t\n<p><span class=\"NormalTextRun SCXW229758299 BCX0\">\u3044\u3044\u3048\u3002 <\/span><span class=\"NormalTextRun SCXW229758299 BCX0\">\u8ca1\u52d9\u7ba1\u7406<\/span><span class=\"NormalTextRun SCXW229758299 BCX0\"> \u3059\u3067\u306b\u767a\u751f\u3057\u305f\u4e8b\u8c61\u3092\u5831\u544a\u3059\u308b\u3082\u306e\u3067\u3042\u308a\u3001\u307b\u3068\u3093\u3069\u306e\u9280\u884c\u306f\u3053\u308c\u3092\u30b3\u30b9\u30c8\u30bb\u30f3\u30bf\u30fc\u3068\u3057\u3066\u6271\u3044\u307e\u3059\u3002\u30b5\u30d6\u30b9\u30af\u30ea\u30d7\u30b7\u30e7\u30f3\u7ba1\u7406\u306f\u3001\u6b21\u306e\u652f\u6255\u3044\u304c\u53e3\u5ea7\u304b\u3089\u5f15\u304d\u843d\u3068\u3055\u308c\u308b\u524d\u306b\u4ecb\u5165\u3059\u308b\u30b7\u30fc\u30b1\u30f3\u30b9\u306e\u65e9\u3044\u6bb5\u968e\u3067\u6a5f\u80fd\u3059\u308b\u305f\u3081\u3001\u7d50\u679c\u304c\u5909\u308f\u308a\u307e\u3059\u3002\u305d\u306e\u5f71\u97ff\u306f\u3001\u7d1b\u4e89\u3084\u30b5\u30fc\u30d3\u30b9\u63d0\u4f9b\u306b\u73fe\u308c\u307e\u3059\u3002 <\/span><span class=\"NormalTextRun SCXW229758299 BCX0\">\u97f3\u91cf<\/span><span class=\"NormalTextRun SCXW229758299 BCX0\"> \u305d\u3057\u3066\u30ab\u30fc\u30c9\u4fdd\u6301\u7387\u3002.<\/span><\/p>\n\t\t<\/div>\n\t<\/div>\n\t\n\t<div id=\"accordion-1957064235\" class=\"accordion-item TextRun SCXW116166131 BCX0\">\n\t\t<a id=\"accordion-1957064235-label\" class=\"accordion-title plain\" href=\"#accordion-item-do-regulators-require-banks-to-provide-a-consent-dashboard?\" aria-expanded=\"false\" aria-controls=\"accordion-1957064235-content\" >\n\t\t\t<button class=\"toggle\" aria-label=\"\u30c8\u30b0\u30eb\"><i class=\"icon-angle-down\"><\/i><\/button>\n\t\t\t<span>\u898f\u5236\u5f53\u5c40\u306f\u9280\u884c\u306b\u5bfe\u3057\u3001\u540c\u610f\u30c0\u30c3\u30b7\u30e5\u30dc\u30fc\u30c9\u306e\u63d0\u4f9b\u3092\u7fa9\u52d9\u4ed8\u3051\u3066\u3044\u308b\u306e\u304b\uff1f<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-1957064235-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-1957064235-label\" >\n\t\t\t\n<p><span class=\"NormalTextRun SCXW68320256 BCX0\">\u5e83\u304f\u666e\u53ca\u3057\u3066\u3044\u308b\u308f\u3051\u3067\u306f\u306a\u304f\u3001\u305d\u306e\u7acb\u5834\u306f\u3057\u3070\u3057\u3070\u8a87\u5f35\u3055\u308c\u3066\u3044\u308b\u3002\u30de\u30ec\u30fc\u30b7\u30a2\u4e2d\u592e\u9280\u884c\u306f\u3001\u30aa\u30fc\u30d7\u30f3\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u306b\u95a2\u3059\u308b\u516c\u958b\u8349\u6848\u306e\u4e2d\u3067\u3001\u9867\u5ba2\u304c\u30a2\u30af\u30bb\u30b9\u53ef\u80fd\u306a\u30c0\u30c3\u30b7\u30e5\u30dc\u30fc\u30c9\u306b\u73fe\u5728\u304a\u3088\u3073\u904e\u53bb\u306e\u540c\u610f\u3092\u8868\u793a\u3059\u308b\u3053\u3068\u3092\u7fa9\u52d9\u4ed8\u3051\u308b\u6848\u3092\u63d0\u793a\u3057\u3066\u304a\u308a\u3001\u65bd\u884c\u4e88\u5b9a\u65e5\u306f2027\u5e741\u67081\u65e5\u3068\u306a\u3063\u3066\u3044\u308b\u3002\u6700\u7d42\u7684\u306a\u653f\u7b56\u6587\u66f8\u306f\u307e\u3060\u516c\u8868\u3055\u308c\u3066\u3044\u306a\u3044\u3002EU\u306e\u91d1\u878d\u30c7\u30fc\u30bf\u30a2\u30af\u30bb\u30b9\u898f\u5247\u306f\u3001\u30c7\u30fc\u30bf\u4fdd\u6709\u8005\u306b\u8a31\u53ef\u30c0\u30c3\u30b7\u30e5\u30dc\u30fc\u30c9\u306e\u7fa9\u52d9\u3092\u8ab2\u3059\u3082\u306e\u3060\u304c\u3001\u3053\u308c\u306f2023\u5e74\u306e\u63d0\u6848\u3067\u3042\u308b\u3002 <\/span><span class=\"NormalTextRun ContextualSpellingAndGrammarErrorV2Themed SCXW68320256 BCX0\">\u6587\u7ae0<\/span><span class=\"NormalTextRun SCXW68320256 BCX0\"> \u305d\u3057\u3066\u3001\u305d\u306e\u5236\u5ea6\u306f\u73fe\u5728\u3082\u518d\u4ea4\u6e09\u4e2d\u3067\u3059\u3002\u82f1\u56fd\u91d1\u878d\u884c\u52d5\u76e3\u8996\u6a5f\u69cb\uff08FCA\uff09\u306f2021\u5e74\u306b\u82f1\u56fd\u3067\u306e\u30c0\u30c3\u30b7\u30e5\u30dc\u30fc\u30c9\u5c0e\u5165\u7fa9\u52d9\u5316\u3092\u691c\u8a0e\u3057\u307e\u3057\u305f\u304c\u3001\u6700\u7d42\u7684\u306b\u8ab0\u306b\u3082\u7fa9\u52d9\u4ed8\u3051\u306a\u3044\u3053\u3068\u3092\u6c7a\u5b9a\u3057\u307e\u3057\u305f\u3002\u307b\u3068\u3093\u3069\u306e\u5e02\u5834\u3067\u306f\u3001\u30c0\u30c3\u30b7\u30e5\u30dc\u30fc\u30c9\u306e\u69cb\u7bc9\u306f\u7af6\u4e89\u4e0a\u306e\u5224\u65ad\u3068\u306a\u308a\u307e\u3059\u3002.<\/span><\/p>\n\t\t<\/div>\n\t<\/div>\n\t\n\t<div id=\"accordion-685214711\" class=\"accordion-item TextRun SCXW230144501 BCX0\">\n\t\t<a id=\"accordion-685214711-label\" class=\"accordion-title plain\" href=\"#accordion-item-is-there-a-regulation-requiring-banks-to-show-third-party-subscriptions?\" aria-expanded=\"false\" aria-controls=\"accordion-685214711-content\" >\n\t\t\t<button class=\"toggle\" aria-label=\"\u30c8\u30b0\u30eb\"><i class=\"icon-angle-down\"><\/i><\/button>\n\t\t\t<span>\u9280\u884c\u304c\u7b2c\u4e09\u8005\u306e\u52a0\u5165\u72b6\u6cc1\u3092\u958b\u793a\u3059\u308b\u3053\u3068\u3092\u7fa9\u52d9\u4ed8\u3051\u308b\u898f\u5236\u306f\u3042\u308a\u307e\u3059\u304b\uff1f<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-685214711-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-685214711-label\" >\n\t\t\t\n<p><span class=\"NormalTextRun SCXW806611 BCX0\">\u3044\u3044\u3048\u3002GCC\u8af8\u56fd\u3084\u305d\u306e\u4ed6\u306e\u307b\u3068\u3093\u3069\u306e\u5e02\u5834\u3067\u306f\u3001\u9280\u884c\u304c\u7b2c\u4e09\u8005\u306e\u8cfc\u8aad\u6599\u3092\u958b\u793a\u3059\u308b\u3053\u3068\u3092\u7fa9\u52d9\u4ed8\u3051\u308b\u898f\u5236\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u6d88\u8cbb\u8005\u4fdd\u8b77\u898f\u5247\u306f\u3001\u9280\u884c\u81ea\u8eab\u306e\u5b9a\u671f\u624b\u6570\u6599\u3001\u81ea\u52d5 <\/span><span class=\"NormalTextRun SCXW806611 BCX0\">\u66f4\u65b0<\/span><span class=\"NormalTextRun SCXW806611 BCX0\"> \u305d\u3057\u3066\u30de\u30fc\u30b1\u30c6\u30a3\u30f3\u30b0\u306b\u95a2\u3059\u308b\u540c\u610f\u3002\u8cfc\u8aad\u767b\u9332\u3068\u540c\u610f\u767b\u9332\u5236\u5ea6\u3092\u63a8\u9032\u3059\u308b\u8981\u56e0\u306f\u3001\u9867\u5ba2\u306e\u9700\u8981\u3001\u7af6\u4e89\u5727\u529b\u3001\u305d\u3057\u30663\u3064\u306e\u540c\u610f\u7fa9\u52d9\u30921\u3064\u306e\u30ec\u30a4\u30e4\u30fc\u3067\u6e80\u305f\u3059\u52b9\u7387\u6027\u3067\u3042\u308b\u3002.<\/span><\/p>\n\t\t<\/div>\n\t<\/div>\n\t\n\t<div id=\"accordion-2368568420\" class=\"accordion-item\">\n\t\t<a id=\"accordion-2368568420-label\" class=\"accordion-title plain\" href=\"#accordion-item-why-can-a-bank-not-simply-list-subscriptions-from-the-transaction-data-it-already-holds?\" aria-expanded=\"false\" aria-controls=\"accordion-2368568420-content\" >\n\t\t\t<button class=\"toggle\" aria-label=\"\u30c8\u30b0\u30eb\"><i class=\"icon-angle-down\"><\/i><\/button>\n\t\t\t<span>\u9280\u884c\u306f\u3001\u65e2\u306b\u4fdd\u6709\u3057\u3066\u3044\u308b\u53d6\u5f15\u30c7\u30fc\u30bf\u304b\u3089\u8cfc\u8aad\u60c5\u5831\u3092\u5358\u7d14\u306b\u4e00\u89a7\u8868\u793a\u3067\u304d\u306a\u3044\u306e\u306f\u306a\u305c\u3067\u3057\u3087\u3046\u304b\uff1f<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-2368568420-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-2368568420-label\" >\n\t\t\t\n<p>\u306a\u305c\u306a\u3089\u3001\u672a\u52a0\u5de5\u306e\u30ab\u30fc\u30c9\u6c7a\u6e08\u306e\u307b\u3068\u3093\u3069\u306f\u3001\u901a\u5e38\u306e\u30ab\u30fc\u30c9\u6c7a\u6e08\u3068\u898b\u305f\u76ee\u304c\u540c\u3058\u3060\u304b\u3089\u3067\u3059\u3002\u6c7a\u6e08\u60c5\u5831\u306f\u9014\u4e2d\u3067\u9014\u5207\u308c\u305f\u308a\u3001\u6708\u3054\u3068\u306b\u4e00\u8cab\u6027\u304c\u306a\u304b\u3063\u305f\u308a\u3001\u8a8d\u8b58\u53ef\u80fd\u306a\u30b5\u30fc\u30d3\u30b9\u3067\u306f\u306a\u304f\u6c7a\u6e08\u4ee3\u884c\u696d\u8005\u306b\u7d10\u3065\u3051\u3089\u308c\u305f\u308a\u3059\u308b\u3053\u3068\u304c\u983b\u7e41\u306b\u3042\u308a\u307e\u3059\u3002\u91d1\u984d\u3084\u65e5\u4ed8\u3082\u5909\u52d5\u3057\u307e\u3059\u3002\u52a0\u76df\u5e97\u8b58\u5225\u3068\u6c7a\u6e08\u983b\u5ea6\u306e\u691c\u51fa\u304c\u306a\u3051\u308c\u3070\u3001\u8cfc\u8aad\u8005\u30ea\u30b9\u30c8\u306f\u5b9f\u8cea\u7684\u306b\u4e0d\u5b8c\u5168\u306a\u3082\u306e\u3068\u306a\u308a\u3001\u4e0d\u5b8c\u5168\u306a\u767b\u9332\u7c3f\u306f\u3001\u5b9f\u969b\u306b\u306f\u63d0\u4f9b\u3067\u304d\u306a\u3044\u5b8c\u5168\u6027\u3092\u6697\u793a\u3059\u308b\u305f\u3081\u3001\u767b\u9332\u7c3f\u304c\u306a\u3044\u3088\u308a\u3082\u5bb3\u304c\u5927\u304d\u304f\u306a\u308a\u307e\u3059\u3002.<\/p>\n\t\t<\/div>\n\t<\/div>\n\t\n\t<div id=\"accordion-2779924033\" class=\"accordion-item\">\n\t\t<a id=\"accordion-2779924033-label\" class=\"accordion-title plain\" href=\"#accordion-item-which-team-should-own-this?\" aria-expanded=\"false\" aria-controls=\"accordion-2779924033-content\" >\n\t\t\t<button class=\"toggle\" aria-label=\"\u30c8\u30b0\u30eb\"><i class=\"icon-angle-down\"><\/i><\/button>\n\t\t\t<span>\u3053\u308c\u306f\u3069\u3061\u3089\u306e\u30c1\u30fc\u30e0\u304c\u6240\u6709\u3059\u3079\u304d\u3067\u3057\u3087\u3046\u304b\uff1f<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-2779924033-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-2779924033-label\" >\n\t\t\t\n<p><span class=\"TextRun SCXW108755814 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW108755814 BCX0\">\u305d\u306e\u8cea\u554f\u3053\u305d\u304c\u3001\u901a\u5e38\u3001\u4f55\u3082\u51fa\u8377\u3055\u308c\u306a\u3044\u7406\u7531\u3067\u3059\u3002\u5b9a\u671f\u7684\u306a\u30b3\u30df\u30c3\u30c8\u30e1\u30f3\u30c8\u306f\u652f\u6255\u3044\u307e\u305f\u306f\u30ab\u30fc\u30c9\u306b\u3001\u30de\u30fc\u30b1\u30c6\u30a3\u30f3\u30b0\u8a31\u53ef\u306f\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u3068\u30de\u30fc\u30b1\u30c6\u30a3\u30f3\u30b0\u306b\u3001\u30c7\u30fc\u30bf\u5171\u6709\u540c\u610f\u306f\u30aa\u30fc\u30d7\u30f3\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u30d7\u30ed\u30b0\u30e9\u30e0\u306b\u5c5e\u3057\u307e\u3059\u3002\u3053\u308c\u30893\u3064\u3059\u3079\u3066\u30921\u4eba\u306e\u6240\u6709\u8005\u306b\u3088\u308b1\u3064\u306e\u30ec\u30b8\u30b9\u30bf\u30fc\u3068\u3057\u3066\u6271\u3046\u3053\u3068\u3067\u30013\u3064\u306e\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u30d7\u30ed\u30b8\u30a7\u30af\u30c8\u304c <\/span><span class=\"NormalTextRun SCXW108755814 BCX0\">\u5358\u4e00\u306e\u88fd\u54c1<\/span><span class=\"NormalTextRun SCXW108755814 BCX0\">.<\/span><\/span><span class=\"EOP Selected SCXW108755814 BCX0\" data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n\t\t<\/div>\n\t<\/div>\n\t\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Any serious conversation about subscription management in banking should start with a cancellation route that shows up in none of your product analytics. When a subscription becomes hard to escape, customers stop trying to reach the merchant. They come to you, and they block the payment or ask for a new card.\u00a0 Half of Gen Z consumers say they block payments to cancel a subscription. It works, it takes a minute, and for most customers it is the only cancellation mechanism their bank has ever offered them.\u00a0 It also does considerably more damage than the customer intends, and almost all of that damage lands on the cards and loyalty P&amp;L [&#8230;]\n","protected":false},"author":26,"featured_media":10387,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[279],"tags":[],"class_list":["post-10386","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Your Customers Are Cancelling Subscriptions by Blocking Their Cards | Moneythor<\/title>\n<meta name=\"description\" content=\"Customers cancel subscriptions by blocking their cards, which breaks every card-on-file arrangement they hold. What that costs, and why consent is the deeper issue.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.moneythor.com\/jp\/\u30d6\u30ed\u30b0\/\u9280\u884c\u306b\u304a\u3051\u308b\u30b5\u30d6\u30b9\u30af\u30ea\u30d7\u30b7\u30e7\u30f3\u7ba1\u7406\uff1a\u30ab\u30fc\u30c9\u4fdd\/\" \/>\n<meta property=\"og:locale\" content=\"ja_JP\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Your Customers Are Cancelling Subscriptions by Blocking Their Cards | Moneythor\" \/>\n<meta property=\"og:description\" content=\"Customers cancel subscriptions by blocking their cards, which breaks every card-on-file arrangement they hold. What that costs, and why consent is the deeper issue.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.moneythor.com\/jp\/\u30d6\u30ed\u30b0\/\u9280\u884c\u306b\u304a\u3051\u308b\u30b5\u30d6\u30b9\u30af\u30ea\u30d7\u30b7\u30e7\u30f3\u7ba1\u7406\uff1a\u30ab\u30fc\u30c9\u4fdd\/\" \/>\n<meta property=\"og:site_name\" content=\"Moneythor\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/moneythorhq\" \/>\n<meta property=\"article:published_time\" content=\"2026-09-16T12:51:54+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-16T12:57:58+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.moneythor.com\/wp-content\/uploads\/2026\/09\/Blog-Your-Customers-Are-Cancelling-Subscriptions-by-Blocking-Their-Cards-1200x628-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"628\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Aperture\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@moneythor\" \/>\n<meta name=\"twitter:site\" content=\"@moneythor\" \/>\n<meta name=\"twitter:label1\" content=\"\u57f7\u7b46\u8005\" \/>\n\t<meta name=\"twitter:data1\" content=\"Aperture\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u63a8\u5b9a\u8aad\u307f\u53d6\u308a\u6642\u9593\" \/>\n\t<meta name=\"twitter:data2\" content=\"15\u5206\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.moneythor.com\/blog\/subscription-management-in-banking-the-card-retention-case\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.moneythor.com\/blog\/subscription-management-in-banking-the-card-retention-case\/\"},\"author\":{\"name\":\"Aperture\",\"@id\":\"https:\/\/www.moneythor.com\/#\/schema\/person\/212478a2ea3f9ded9aeed8286269daf7\"},\"headline\":\"Your Customers Are Cancelling Subscriptions by Blocking Their Cards\",\"datePublished\":\"2026-09-16T12:51:54+00:00\",\"dateModified\":\"2026-09-16T12:57:58+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.moneythor.com\/blog\/subscription-management-in-banking-the-card-retention-case\/\"},\"wordCount\":3046,\"publisher\":{\"@id\":\"https:\/\/www.moneythor.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.moneythor.com\/blog\/subscription-management-in-banking-the-card-retention-case\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.moneythor.com\/wp-content\/uploads\/2026\/09\/Blog-Your-Customers-Are-Cancelling-Subscriptions-by-Blocking-Their-Cards-1200x628-1.jpg\",\"articleSection\":[\"Blog\"],\"inLanguage\":\"ja\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.moneythor.com\/blog\/subscription-management-in-banking-the-card-retention-case\/\",\"url\":\"https:\/\/www.moneythor.com\/blog\/subscription-management-in-banking-the-card-retention-case\/\",\"name\":\"Your Customers Are Cancelling Subscriptions by Blocking Their Cards | Moneythor\",\"isPartOf\":{\"@id\":\"https:\/\/www.moneythor.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.moneythor.com\/blog\/subscription-management-in-banking-the-card-retention-case\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.moneythor.com\/blog\/subscription-management-in-banking-the-card-retention-case\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.moneythor.com\/wp-content\/uploads\/2026\/09\/Blog-Your-Customers-Are-Cancelling-Subscriptions-by-Blocking-Their-Cards-1200x628-1.jpg\",\"datePublished\":\"2026-09-16T12:51:54+00:00\",\"dateModified\":\"2026-09-16T12:57:58+00:00\",\"description\":\"Customers cancel subscriptions by blocking their cards, which breaks every card-on-file arrangement they hold. What that costs, and why consent is the deeper issue.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.moneythor.com\/blog\/subscription-management-in-banking-the-card-retention-case\/#breadcrumb\"},\"inLanguage\":\"ja\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.moneythor.com\/blog\/subscription-management-in-banking-the-card-retention-case\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"ja\",\"@id\":\"https:\/\/www.moneythor.com\/blog\/subscription-management-in-banking-the-card-retention-case\/#primaryimage\",\"url\":\"https:\/\/www.moneythor.com\/wp-content\/uploads\/2026\/09\/Blog-Your-Customers-Are-Cancelling-Subscriptions-by-Blocking-Their-Cards-1200x628-1.jpg\",\"contentUrl\":\"https:\/\/www.moneythor.com\/wp-content\/uploads\/2026\/09\/Blog-Your-Customers-Are-Cancelling-Subscriptions-by-Blocking-Their-Cards-1200x628-1.jpg\",\"width\":1200,\"height\":628,\"caption\":\"Blog Your Customers Are Cancelling Subscriptions By Blocking Their Cards (1200x628)\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.moneythor.com\/blog\/subscription-management-in-banking-the-card-retention-case\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.moneythor.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Your Customers Are Cancelling Subscriptions by Blocking Their Cards\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.moneythor.com\/#website\",\"url\":\"https:\/\/www.moneythor.com\/\",\"name\":\"Moneythor\",\"description\":\"All-in-one personalisation engine for financial services\",\"publisher\":{\"@id\":\"https:\/\/www.moneythor.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.moneythor.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ja\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.moneythor.com\/#organization\",\"name\":\"Moneythor\",\"url\":\"https:\/\/www.moneythor.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ja\",\"@id\":\"https:\/\/www.moneythor.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.moneythor.com\/wp-content\/uploads\/2024\/06\/Templates-for-Articles-NEW-BRANDING-2.png\",\"contentUrl\":\"https:\/\/www.moneythor.com\/wp-content\/uploads\/2024\/06\/Templates-for-Articles-NEW-BRANDING-2.png\",\"width\":1200,\"height\":630,\"caption\":\"Moneythor\"},\"image\":{\"@id\":\"https:\/\/www.moneythor.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/moneythorhq\",\"https:\/\/x.com\/moneythor\",\"https:\/\/www.linkedin.com\/company\/moneythor\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.moneythor.com\/#\/schema\/person\/212478a2ea3f9ded9aeed8286269daf7\",\"name\":\"Aperture\",\"url\":\"https:\/\/www.moneythor.com\/jp\/author\/aperture\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u9867\u5ba2\u306f\u30ab\u30fc\u30c9\u3092\u505c\u6b62\u3059\u308b\u3053\u3068\u3067\u5b9a\u671f\u8cfc\u8aad\u3092\u30ad\u30e3\u30f3\u30bb\u30eb\u3057\u3066\u3044\u307e\u3059 | Moneythor","description":"\u9867\u5ba2\u304c\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3092\u505c\u6b62\u3059\u308b\u3053\u3068\u3067\u5b9a\u671f\u8cfc\u5165\u3092\u30ad\u30e3\u30f3\u30bb\u30eb\u3059\u308b\u3068\u3001\u767b\u9332\u6e08\u307f\u306e\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u60c5\u5831\u304c\u3059\u3079\u3066\u7121\u52b9\u306b\u306a\u308b\u3002\u305d\u306e\u30b3\u30b9\u30c8\u3001\u305d\u3057\u3066\u540c\u610f\u304c\u3088\u308a\u6839\u6df1\u3044\u554f\u984c\u3068\u306a\u308b\u7406\u7531\u3068\u306f\uff1f.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.moneythor.com\/jp\/\u30d6\u30ed\u30b0\/\u9280\u884c\u306b\u304a\u3051\u308b\u30b5\u30d6\u30b9\u30af\u30ea\u30d7\u30b7\u30e7\u30f3\u7ba1\u7406\uff1a\u30ab\u30fc\u30c9\u4fdd\/","og_locale":"ja_JP","og_type":"article","og_title":"Your Customers Are Cancelling Subscriptions by Blocking Their Cards | Moneythor","og_description":"Customers cancel subscriptions by blocking their cards, which breaks every card-on-file arrangement they hold. What that costs, and why consent is the deeper issue.","og_url":"https:\/\/www.moneythor.com\/jp\/\u30d6\u30ed\u30b0\/\u9280\u884c\u306b\u304a\u3051\u308b\u30b5\u30d6\u30b9\u30af\u30ea\u30d7\u30b7\u30e7\u30f3\u7ba1\u7406\uff1a\u30ab\u30fc\u30c9\u4fdd\/","og_site_name":"Moneythor","article_publisher":"https:\/\/www.facebook.com\/moneythorhq","article_published_time":"2026-09-16T12:51:54+00:00","article_modified_time":"2026-09-16T12:57:58+00:00","og_image":[{"width":1200,"height":628,"url":"https:\/\/www.moneythor.com\/wp-content\/uploads\/2026\/09\/Blog-Your-Customers-Are-Cancelling-Subscriptions-by-Blocking-Their-Cards-1200x628-1.jpg","type":"image\/jpeg"}],"author":"Aperture","twitter_card":"summary_large_image","twitter_creator":"@moneythor","twitter_site":"@moneythor","twitter_misc":{"\u57f7\u7b46\u8005":"Aperture","\u63a8\u5b9a\u8aad\u307f\u53d6\u308a\u6642\u9593":"15\u5206"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.moneythor.com\/blog\/subscription-management-in-banking-the-card-retention-case\/#article","isPartOf":{"@id":"https:\/\/www.moneythor.com\/blog\/subscription-management-in-banking-the-card-retention-case\/"},"author":{"name":"Aperture","@id":"https:\/\/www.moneythor.com\/#\/schema\/person\/212478a2ea3f9ded9aeed8286269daf7"},"headline":"Your Customers Are Cancelling Subscriptions by Blocking Their Cards","datePublished":"2026-09-16T12:51:54+00:00","dateModified":"2026-09-16T12:57:58+00:00","mainEntityOfPage":{"@id":"https:\/\/www.moneythor.com\/blog\/subscription-management-in-banking-the-card-retention-case\/"},"wordCount":3046,"publisher":{"@id":"https:\/\/www.moneythor.com\/#organization"},"image":{"@id":"https:\/\/www.moneythor.com\/blog\/subscription-management-in-banking-the-card-retention-case\/#primaryimage"},"thumbnailUrl":"https:\/\/www.moneythor.com\/wp-content\/uploads\/2026\/09\/Blog-Your-Customers-Are-Cancelling-Subscriptions-by-Blocking-Their-Cards-1200x628-1.jpg","articleSection":["Blog"],"inLanguage":"ja"},{"@type":"WebPage","@id":"https:\/\/www.moneythor.com\/blog\/subscription-management-in-banking-the-card-retention-case\/","url":"https:\/\/www.moneythor.com\/blog\/subscription-management-in-banking-the-card-retention-case\/","name":"\u9867\u5ba2\u306f\u30ab\u30fc\u30c9\u3092\u505c\u6b62\u3059\u308b\u3053\u3068\u3067\u5b9a\u671f\u8cfc\u8aad\u3092\u30ad\u30e3\u30f3\u30bb\u30eb\u3057\u3066\u3044\u307e\u3059 | Moneythor","isPartOf":{"@id":"https:\/\/www.moneythor.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.moneythor.com\/blog\/subscription-management-in-banking-the-card-retention-case\/#primaryimage"},"image":{"@id":"https:\/\/www.moneythor.com\/blog\/subscription-management-in-banking-the-card-retention-case\/#primaryimage"},"thumbnailUrl":"https:\/\/www.moneythor.com\/wp-content\/uploads\/2026\/09\/Blog-Your-Customers-Are-Cancelling-Subscriptions-by-Blocking-Their-Cards-1200x628-1.jpg","datePublished":"2026-09-16T12:51:54+00:00","dateModified":"2026-09-16T12:57:58+00:00","description":"\u9867\u5ba2\u304c\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3092\u505c\u6b62\u3059\u308b\u3053\u3068\u3067\u5b9a\u671f\u8cfc\u5165\u3092\u30ad\u30e3\u30f3\u30bb\u30eb\u3059\u308b\u3068\u3001\u767b\u9332\u6e08\u307f\u306e\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u60c5\u5831\u304c\u3059\u3079\u3066\u7121\u52b9\u306b\u306a\u308b\u3002\u305d\u306e\u30b3\u30b9\u30c8\u3001\u305d\u3057\u3066\u540c\u610f\u304c\u3088\u308a\u6839\u6df1\u3044\u554f\u984c\u3068\u306a\u308b\u7406\u7531\u3068\u306f\uff1f.","breadcrumb":{"@id":"https:\/\/www.moneythor.com\/blog\/subscription-management-in-banking-the-card-retention-case\/#breadcrumb"},"inLanguage":"ja","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.moneythor.com\/blog\/subscription-management-in-banking-the-card-retention-case\/"]}]},{"@type":"ImageObject","inLanguage":"ja","@id":"https:\/\/www.moneythor.com\/blog\/subscription-management-in-banking-the-card-retention-case\/#primaryimage","url":"https:\/\/www.moneythor.com\/wp-content\/uploads\/2026\/09\/Blog-Your-Customers-Are-Cancelling-Subscriptions-by-Blocking-Their-Cards-1200x628-1.jpg","contentUrl":"https:\/\/www.moneythor.com\/wp-content\/uploads\/2026\/09\/Blog-Your-Customers-Are-Cancelling-Subscriptions-by-Blocking-Their-Cards-1200x628-1.jpg","width":1200,"height":628,"caption":"Blog Your Customers Are Cancelling Subscriptions By Blocking Their Cards (1200x628)"},{"@type":"BreadcrumbList","@id":"https:\/\/www.moneythor.com\/blog\/subscription-management-in-banking-the-card-retention-case\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.moneythor.com\/"},{"@type":"ListItem","position":2,"name":"Your Customers Are Cancelling Subscriptions by Blocking Their Cards"}]},{"@type":"WebSite","@id":"https:\/\/www.moneythor.com\/#website","url":"https:\/\/www.moneythor.com\/","name":"\u30de\u30cd\u30fc\u30bd\u30fc\u306f","description":"\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u5411\u3051\u306e\u30aa\u30fc\u30eb\u30a4\u30f3\u30ef\u30f3\u306e\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30bc\u30fc\u30b7\u30e7\u30f3 \u30a8\u30f3\u30b8\u30f3","publisher":{"@id":"https:\/\/www.moneythor.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.moneythor.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ja"},{"@type":"Organization","@id":"https:\/\/www.moneythor.com\/#organization","name":"\u30de\u30cd\u30fc\u30bd\u30fc\u306f","url":"https:\/\/www.moneythor.com\/","logo":{"@type":"ImageObject","inLanguage":"ja","@id":"https:\/\/www.moneythor.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.moneythor.com\/wp-content\/uploads\/2024\/06\/Templates-for-Articles-NEW-BRANDING-2.png","contentUrl":"https:\/\/www.moneythor.com\/wp-content\/uploads\/2024\/06\/Templates-for-Articles-NEW-BRANDING-2.png","width":1200,"height":630,"caption":"Moneythor"},"image":{"@id":"https:\/\/www.moneythor.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/moneythorhq","https:\/\/x.com\/moneythor","https:\/\/www.linkedin.com\/company\/moneythor"]},{"@type":"Person","@id":"https:\/\/www.moneythor.com\/#\/schema\/person\/212478a2ea3f9ded9aeed8286269daf7","name":"\u7d5e\u308a","url":"https:\/\/www.moneythor.com\/jp\/author\/aperture\/"}]}},"_links":{"self":[{"href":"https:\/\/www.moneythor.com\/jp\/wp-json\/wp\/v2\/posts\/10386","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.moneythor.com\/jp\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.moneythor.com\/jp\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.moneythor.com\/jp\/wp-json\/wp\/v2\/users\/26"}],"replies":[{"embeddable":true,"href":"https:\/\/www.moneythor.com\/jp\/wp-json\/wp\/v2\/comments?post=10386"}],"version-history":[{"count":3,"href":"https:\/\/www.moneythor.com\/jp\/wp-json\/wp\/v2\/posts\/10386\/revisions"}],"predecessor-version":[{"id":10390,"href":"https:\/\/www.moneythor.com\/jp\/wp-json\/wp\/v2\/posts\/10386\/revisions\/10390"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.moneythor.com\/jp\/wp-json\/wp\/v2\/media\/10387"}],"wp:attachment":[{"href":"https:\/\/www.moneythor.com\/jp\/wp-json\/wp\/v2\/media?parent=10386"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.moneythor.com\/jp\/wp-json\/wp\/v2\/categories?post=10386"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.moneythor.com\/jp\/wp-json\/wp\/v2\/tags?post=10386"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}