{"id":10121,"date":"2026-03-11T20:06:27","date_gmt":"2026-03-11T12:06:27","guid":{"rendered":"https:\/\/www.moneythor.com\/?p=10121"},"modified":"2026-03-11T20:06:27","modified_gmt":"2026-03-11T12:06:27","slug":"%e3%83%95%e3%82%a3%e3%83%aa%e3%83%94%e3%83%b3%e3%81%ab%e3%81%8a%e3%81%91%e3%82%8b%e3%83%91%e3%83%bc%e3%82%bd%e3%83%8a%e3%83%ab%e3%83%90%e3%83%b3%e3%82%ad%e3%83%b3%e3%82%b0","status":"publish","type":"post","link":"https:\/\/www.moneythor.com\/jp\/%e3%83%96%e3%83%ad%e3%82%b0\/%e3%83%95%e3%82%a3%e3%83%aa%e3%83%94%e3%83%b3%e3%81%ab%e3%81%8a%e3%81%91%e3%82%8b%e3%83%91%e3%83%bc%e3%82%bd%e3%83%8a%e3%83%ab%e3%83%90%e3%83%b3%e3%82%ad%e3%83%b3%e3%82%b0\/","title":{"rendered":"\u30d5\u30a3\u30ea\u30d4\u30f3\u306b\u304a\u3051\u308b\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30ba\u30c9\u30d0\u30f3\u30ad\u30f3\u30b0 | 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\u30d0\u30f3\u30ad\u30f3\u30b0 \u30c1\u30e3\u30cd\u30eb\u5168\u4f53\u3067\u4e00\u8cab\u3057\u305f\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30ba\u3055\u308c\u305f\u30c7\u30b8\u30bf\u30eb \u30a8\u30af\u30b9\u30da\u30ea\u30a8\u30f3\u30b9\u3092\u63d0\u4f9b\u3059\u308b\u3053\u3068\u306b\u82e6\u52b4\u3057\u3066\u3044\u307e\u3059\u3002.<\/p>\n<p>\u591a\u304f\u306e\u5834\u5408\u30013 \u3064\u306e\u5171\u901a\u306e\u8ab2\u984c\u304c\u7acb\u3061\u306f\u3060\u304b\u308a\u307e\u3059\u3002.<\/p>\n<ul>\n<li><strong>\u30c1\u30fc\u30e0\u9593\u3067\u6240\u6709\u6a29\u304c\u65ad\u7247\u5316\u3057\u3066\u3044\u308b:<\/strong> \u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30bc\u30fc\u30b7\u30e7\u30f3\u306e\u53d6\u308a\u7d44\u307f\u306f\u3001\u30c7\u30b8\u30bf\u30eb\u3001\u30de\u30fc\u30b1\u30c6\u30a3\u30f3\u30b0\u3001\u5206\u6790\u3001\u88fd\u54c1\u306a\u3069\u8907\u6570\u306e\u90e8\u9580\u306b\u307e\u305f\u304c\u308b\u3053\u3068\u304c\u591a\u304f\u3001\u30c7\u30b8\u30bf\u30eb \u30d0\u30f3\u30ad\u30f3\u30b0\u306e\u53d6\u308a\u7d44\u307f\u304c\u30b5\u30a4\u30ed\u5316\u3057\u3066\u3044\u307e\u3059\u3002.<\/li>\n<li><strong>\u30ec\u30ac\u30b7\u30fc\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u3068\u7d71\u5408\u306e\u8907\u96d1\u3055:<\/strong> \u591a\u304f\u306e\u9280\u884c\u306f\u3001\u8907\u6570\u306e\u30ec\u30ac\u30b7\u30fc\u30b7\u30b9\u30c6\u30e0\u3092\u5099\u3048\u305f\u8907\u96d1\u306a\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u74b0\u5883\u3092\u904b\u7528\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u308c\u3089\u306e\u30b7\u30b9\u30c6\u30e0\u3092\u6700\u65b0\u306e\u30c7\u30b8\u30bf\u30eb\u30d0\u30f3\u30ad\u30f3\u30b0\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3068\u7d71\u5408\u3059\u308b\u3068\u3001\u9867\u5ba2\u30c7\u30fc\u30bf\u3092\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u3067\u6d3b\u7528\u3059\u308b\u3053\u3068\u304c\u56f0\u96e3\u306b\u306a\u308b\u3053\u3068\u304c\u3088\u304f\u3042\u308a\u307e\u3059\u3002.<\/li>\n<li><strong>\u30c7\u30fc\u30bf\u54c1\u8cea\u3068\u53ef\u7528\u6027\u306e\u8ab2\u984c:<\/strong> \u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30ba\u3055\u308c\u305f\u30d0\u30f3\u30ad\u30f3\u30b0\u306b\u304a\u3051\u308b\u3082\u3046\u4e00\u3064\u306e\u5927\u304d\u306a\u969c\u58c1\u306f\u3001\u30c7\u30fc\u30bf\u306e\u65ad\u7247\u5316\u3067\u3059\u3002\u9867\u5ba2\u60c5\u5831\u306f\u3001\u5546\u54c1\u3001\u30c1\u30e3\u30cd\u30eb\u3001\u305d\u3057\u3066\u30ec\u30ac\u30b7\u30fc\u30b7\u30b9\u30c6\u30e0\u306b\u6563\u5728\u3057\u3066\u3044\u308b\u3053\u3068\u304c\u591a\u304f\u3001\u9867\u5ba2\u306b\u95a2\u3059\u308b\u7d71\u4e00\u3055\u308c\u305f\u30d3\u30e5\u30fc\u3092\u4f5c\u6210\u3059\u308b\u3053\u3068\u304c\u56f0\u96e3\u3067\u3059\u3002.<\/li>\n<\/ul>\n<p>\u3053\u308c\u3089\u306e\u8ab2\u984c\u304c\u91cd\u306a\u308b\u3068\u3001\u9280\u884c\u306f\u9867\u5ba2\u3092\u6f20\u7136\u3068\u3057\u305f\u30ad\u30e3\u30f3\u30da\u30fc\u30f3\u3084\u3001\u9867\u5ba2\u3068\u7121\u95a2\u4fc2\u306a\u30e1\u30c3\u30bb\u30fc\u30b8\u3001\u3042\u308b\u3044\u306f\u30bf\u30a4\u30df\u30f3\u30b0\u306e\u60aa\u3044\u30aa\u30d5\u30a1\u30fc\u3092\u63d0\u4f9b\u3059\u308b\u3053\u3068\u304c\u591a\u304f\u306a\u308a\u307e\u3059\u3002\u305d\u306e\u7d50\u679c\u3001\u9867\u5ba2\u4f53\u9a13\u306f\u3042\u308a\u304d\u305f\u308a\u306a\u3082\u306e\u3068\u306a\u308a\u3001\u7af6\u5408\u4ed6\u793e\u304c\u5bb9\u6613\u306b\u6a21\u5023\u3067\u304d\u3001\u6642\u306b\u306f\u5f79\u7acb\u3064\u3069\u3053\u308d\u304b\u62bc\u3057\u4ed8\u3051\u304c\u307e\u3057\u3044\u3082\u306e\u306b\u306a\u3063\u3066\u3057\u307e\u3046\u3053\u3068\u3082\u3042\u308a\u307e\u3059\u3002.<\/p>\n<p>&nbsp;<\/p>\n<h2><strong>\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30ba\u3055\u308c\u305f\u9280\u884c\u30b5\u30fc\u30d3\u30b9\u3092\u5b9f\u73fe\u3059\u308b\u305f\u3081\u306b\u9280\u884c\u306b\u5fc5\u8981\u306a\u3082\u306e<\/strong><\/h2>\n<p>\u696d\u754c\u306e\u8b70\u8ad6\u3092\u901a\u3058\u3066\u3001\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30ba\u3055\u308c\u305f\u9280\u884c\u696d\u52d9\u306e\u63a8\u9032\u3092\u76ee\u6307\u3059\u9280\u884c\u306b\u3068\u3063\u3066\u3001\u5f71\u97ff\u529b\u306e\u5927\u304d\u3044\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30ba\u3055\u308c\u305f\u9280\u884c\u696d\u52d9\u306e\u30e6\u30fc\u30b9\u30b1\u30fc\u30b9\u3068\u3001\u4fe1\u983c\u6027\u306e\u9ad8\u3044\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u306e\u9867\u5ba2\u30c7\u30fc\u30bf\u3068\u3044\u3046 2 \u3064\u306e\u512a\u5148\u4e8b\u9805\u304c\u5e38\u306b\u6d6e\u4e0a\u3057\u3066\u3044\u307e\u3059\u3002.<\/p>\n<p>\u9280\u884c\u306f\u3001\u30c7\u30b8\u30bf\u30eb\u30d0\u30f3\u30ad\u30f3\u30b0\u30c1\u30e3\u30cd\u30eb\u306b\u304a\u3051\u308b\u6e2c\u5b9a\u53ef\u80fd\u306a\u30a8\u30f3\u30b2\u30fc\u30b8\u30e1\u30f3\u30c8\u3092\u4fc3\u9032\u3059\u308b\u5b9f\u7528\u7684\u306a\u30e6\u30fc\u30b9\u30b1\u30fc\u30b9\u3092\u6c42\u3081\u3066\u304a\u308a\u3001\u30c7\u30b8\u30bf\u30eb\u30d0\u30f3\u30ad\u30f3\u30b0\u30a2\u30d7\u30ea\u3092\u5358\u306a\u308b\u53d6\u5f15\u30c4\u30fc\u30eb\u304b\u3089\u30a4\u30f3\u30bf\u30e9\u30af\u30c6\u30a3\u30d6\u306a\u91d1\u878d\u30a8\u30f3\u30b2\u30fc\u30b8\u30e1\u30f3\u30c8\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3078\u3068\u5909\u9769\u3059\u308b\u3053\u3068\u3092\u76ee\u6307\u3057\u3066\u3044\u307e\u3059\u3002\u5177\u4f53\u7684\u306b\u306f\u3001\u4ee5\u4e0b\u306e\u3088\u3046\u306a\u30e6\u30fc\u30b9\u30b1\u30fc\u30b9\u304c\u6319\u3052\u3089\u308c\u307e\u3059\u3002<\/p>\n<ul>\n<li>\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30ba\u3055\u308c\u305f\u8ca1\u52d9\u5206\u6790\u3068\u652f\u51fa\u5206\u6790<\/li>\n<li>\u8caf\u84c4\u76ee\u6a19\u3068\u81ea\u52d5\u4e88\u7b97\u4f5c\u6210\u30c4\u30fc\u30eb<\/li>\n<li>\u72b6\u6cc1\u306b\u5fdc\u3058\u305f\u5831\u916c\u3068\u30aa\u30d5\u30a1\u30fc<\/li>\n<li>\u30b2\u30fc\u30e0\u5316\u3055\u308c\u305f\u30c7\u30b8\u30bf\u30eb\u30d0\u30f3\u30ad\u30f3\u30b0\u30a8\u30f3\u30b2\u30fc\u30b8\u30e1\u30f3\u30c8\u4f53\u9a13<\/li>\n<li>\u7d39\u4ecb\u304a\u3088\u3073\u30ed\u30a4\u30e4\u30eb\u30c6\u30a3\u30d7\u30ed\u30b0\u30e9\u30e0<\/li>\n<\/ul>\n<p>\u3057\u304b\u3057\u3001\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30ba\u3055\u308c\u305f\u30d0\u30f3\u30ad\u30f3\u30b0\u306f\u3001\u9867\u5ba2\u30c7\u30fc\u30bf\u3092\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u3067\u96c6\u7d04\u3001\u62e1\u5145\u3001\u305d\u3057\u3066\u6d3b\u7528\u3059\u308b\u80fd\u529b\u306b\u304b\u304b\u3063\u3066\u3044\u307e\u3059\u3002\u9280\u884c\u306f\u3001\u751f\u306e\u91d1\u878d\u30c7\u30fc\u30bf\u3092\u5b9f\u7528\u7684\u306a\u30a4\u30f3\u30b5\u30a4\u30c8\u306b\u5909\u63db\u3057\u3001\u91d1\u878d\u30a4\u30f3\u30b5\u30a4\u30c8\u3084\u30ec\u30b3\u30e1\u30f3\u30c7\u30fc\u30b7\u30e7\u30f3\u304b\u3089\u3001\u72b6\u6cc1\u306b\u5fdc\u3058\u305f\u7279\u5178\u3084\u30a8\u30f3\u30b2\u30fc\u30b8\u30e1\u30f3\u30c8\u30b8\u30e3\u30fc\u30cb\u30fc\u306b\u81f3\u308b\u307e\u3067\u3001\u3042\u3089\u3086\u308b\u9867\u5ba2\u30a4\u30f3\u30bf\u30e9\u30af\u30b7\u30e7\u30f3\u306b\u304a\u3044\u3066\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30ba\u3055\u308c\u305f\u30c7\u30b8\u30bf\u30eb\u30a8\u30af\u30b9\u30da\u30ea\u30a8\u30f3\u30b9\u3092\u63d0\u4f9b\u3067\u304d\u308b\u30c7\u30b8\u30bf\u30eb\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3092\u307e\u3059\u307e\u3059\u5fc5\u8981\u3068\u3057\u3066\u3044\u307e\u3059\u3002.<\/p>\n<p>&nbsp;<\/p>\n<h2><strong>\u30c7\u30a3\u30fc\u30d7\u30d0\u30f3\u30ad\u30f3\u30b0\u306e\u53f0\u982d<\/strong><\/h2>\n<p>\u3053\u308c\u3089\u306e\u8ab2\u984c\u306b\u5bfe\u51e6\u3059\u308b\u305f\u3081\u306b\u3001\u591a\u304f\u306e\u9280\u884c\u306f\u6b21\u306e\u3088\u3046\u306a\u30e2\u30c7\u30eb\u306b\u79fb\u884c\u3057\u3064\u3064\u3042\u308a\u307e\u3059\u3002 <a href=\"https:\/\/www.moneythor.com\/jp\/%e3%83%96%e3%83%ad%e3%82%b0\/%e3%83%87%e3%82%a3%e3%83%bc%e3%83%97%e3%83%90%e3%83%b3%e3%82%ad%e3%83%b3%e3%82%b0%e3%81%a8%e3%81%af%e4%bd%95%e3%81%8b\/\">\u30c7\u30a3\u30fc\u30d7\u30d0\u30f3\u30ad\u30f3\u30b0<\/a>, \u9867\u5ba2\u30c7\u30fc\u30bf\u3001AI\u3001\u30c7\u30b8\u30bf\u30eb\u30a8\u30f3\u30b2\u30fc\u30b8\u30e1\u30f3\u30c8\u6a5f\u80fd\u304c\u9023\u643a\u3057\u3001\u9280\u884c\u696d\u52d9\u5168\u4f53\u306b\u308f\u305f\u3063\u3066\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30ba\u3055\u308c\u305f\u30a8\u30af\u30b9\u30da\u30ea\u30a8\u30f3\u30b9\u3092\u63d0\u4f9b\u3057\u307e\u3059\u3002.<\/p>\n<ul>\n<li>\u500b\u4eba\u306e\u884c\u52d5\u306b\u5408\u308f\u305b\u305f\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30ba\u3055\u308c\u305f\u9280\u884c\u4f53\u9a13<\/li>\n<li>\u9867\u5ba2\u306e\u30cb\u30fc\u30ba\u3092\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u3067\u4e88\u6e2c\u3059\u308b\u7a4d\u6975\u7684\u306a\u30a8\u30f3\u30b2\u30fc\u30b8\u30e1\u30f3\u30c8<\/li>\n<li>\u5831\u916c\u3001\u91d1\u878d\u60c5\u5831\u3001\u30e9\u30a4\u30d5\u30b9\u30bf\u30a4\u30eb\u30a8\u30f3\u30b2\u30fc\u30b8\u30e1\u30f3\u30c8\u306a\u3069\u306e\u9280\u884c\u696d\u52d9\u3092\u8d85\u3048\u305f\u30b5\u30fc\u30d3\u30b9<\/li>\n<\/ul>\n<p><strong>\u00a0<\/strong><\/p>\n<h2><strong>\u30d5\u30a3\u30ea\u30d4\u30f3\u306b\u304a\u3051\u308b\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30ba\u3055\u308c\u305f\u30c7\u30b8\u30bf\u30eb\u30d0\u30f3\u30ad\u30f3\u30b0\u306e\u672a\u6765<\/strong><\/h2>\n<p>\u30d5\u30a3\u30ea\u30d4\u30f3\u306e\u9280\u884c\u696d\u754c\u306f\u30c7\u30b8\u30bf\u30eb\u5909\u9769\u306e\u65b0\u305f\u306a\u6bb5\u968e\u306b\u5165\u308a\u3064\u3064\u3042\u308a\u307e\u3059\u3002.<\/p>\n<p>\u9280\u884c\u306f\u65e2\u306b\u30c7\u30b8\u30bf\u30eb\u30d0\u30f3\u30ad\u30f3\u30b0\u3078\u306e\u30a2\u30af\u30bb\u30b9\u3068\u5c0e\u5165\u62e1\u5927\u306b\u304a\u3044\u3066\u5927\u304d\u306a\u9032\u6b69\u3092\u9042\u3052\u3066\u3044\u307e\u3059\u3002\u6b21\u306e\u8ab2\u984c\u306f\u3001\u305d\u306e\u30a2\u30af\u30bb\u30b9\u3092\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30ba\u3055\u308c\u305f\u9280\u884c\u4f53\u9a13\u3092\u901a\u3058\u3066\u6df1\u3044\u9867\u5ba2\u30a8\u30f3\u30b2\u30fc\u30b8\u30e1\u30f3\u30c8\u3078\u3068\u8ee2\u63db\u3059\u308b\u3053\u3068\u3067\u3059\u3002.<\/p>\n<p>\u6210\u529f\u3059\u308b\u6a5f\u95a2\u306f\u3001\u4e00\u822c\u7684\u306a\u6a5f\u80fd\u3092\u8d85\u3048\u3066\u3001\u9867\u5ba2\u306e\u91d1\u878d\u751f\u6d3b\u3092\u771f\u306b\u30b5\u30dd\u30fc\u30c8\u3059\u308b\u3001\u95a2\u9023\u6027\u306e\u3042\u308b\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30ba\u3055\u308c\u305f\u30c7\u30b8\u30bf\u30eb \u30a8\u30af\u30b9\u30da\u30ea\u30a8\u30f3\u30b9\u3092\u63d0\u4f9b\u3059\u308b\u6a5f\u95a2\u3067\u3059\u3002.<\/p>\n<p>\u30c7\u30b8\u30bf\u30eb \u30d0\u30f3\u30ad\u30f3\u30b0\u306e\u6642\u4ee3\u306b\u304a\u3044\u3066\u3001\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30ba\u3055\u308c\u305f\u30d0\u30f3\u30ad\u30f3\u30b0\u306f\u5358\u306a\u308b\u7af6\u4e89\u4e0a\u306e\u512a\u4f4d\u6027\u3067\u306f\u306a\u304f\u3001\u9577\u671f\u7684\u306a\u9867\u5ba2\u30a8\u30f3\u30b2\u30fc\u30b8\u30e1\u30f3\u30c8\u3001\u30ed\u30a4\u30e4\u30eb\u30c6\u30a3\u3001\u6210\u9577\u306e\u57fa\u76e4\u306b\u306a\u308a\u3064\u3064\u3042\u308a\u307e\u3059\u3002.<\/p>\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>Personalised Banking in the Philippines: Turning Digital Banking into Meaningful Customer Experiences Retail banks in the Philippines widely agree on one thing: personalised banking is no longer optional. As digital banking adoption accelerates and customers increasingly rely on mobile apps to manage their finances, expectations are rising. Customers now expect their bank to understand their financial behaviour and deliver personalised digital experiences that support their financial goals. The challenge for banks is no longer recognising the importance of personalisation, it\u2019s delivering it consistently and at scale within modern digital banking platforms. Recent discussions with banking leaders in the Philippines highlighted both the opportunity and the challenges banks face as they [&#8230;]\n","protected":false},"author":26,"featured_media":10123,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[279],"tags":[],"class_list":["post-10121","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Personalised Banking in the Philippines | The Future of Digital Banking | Moneythor<\/title>\n<meta name=\"description\" content=\"Deep banking shifts the focus from merely fulfilling transactions to creating a personalised and proactive bank-customer relationship.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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