{"id":3093,"date":"2020-08-18T20:07:02","date_gmt":"2020-08-18T12:07:02","guid":{"rendered":"https:\/\/www.moneythor.com\/?p=3093"},"modified":"2022-04-20T13:49:24","modified_gmt":"2022-04-20T05:49:24","slug":"lusage-et-le-comportement-des-services-bancaires-en-ligne-ont-change-a-cause-du-coronavirus","status":"publish","type":"post","link":"https:\/\/www.moneythor.com\/fr\/entreprise-ja\/lusage-et-le-comportement-des-services-bancaires-en-ligne-ont-change-a-cause-du-coronavirus\/","title":{"rendered":"\u30c7\u30fc\u30bf\u3067\u898b\u308b:\u65b0\u578b\u30b3\u30ed\u30ca\u304c\u30aa\u30f3\u30e9\u30a4\u30f3\u30d0\u30f3\u30ad\u30f3\u30b0\u5229\u7528\u3092\u4fc3\u9032\u3057\u9867\u5ba2\u5fc3\u7406\u3092\u5909\u3048\u305f"},"content":{"rendered":"

\u4f01\u696d\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u3092\u5b9f\u73fe\u3059\u308b\u306e\u306f\u8ab0\u3067\u3057\u3087\u3046\u3002\u793e\u9577\u3067\u3059\u304b\uff1f\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u5197\u8ac7\u4ea4\u3058\u308a\u306b\u3053\u3046\u8a9e\u3089\u308c\u308b\u5834\u9762\u306bDescription du produit\u5c11\u306a\u304f\u3068\u3082\u6d88\u8cbb\u8005\u306e\u5fc3\u7406\u30fb\u884c\u52d5\u306b\u306f\u660e\u3089\u304b\u306a\u5909\u5316\u304c\u898b\u3048\u3066\u304d\u3066\u3044\u307e\u3059\u3002<\/p>\n

\"\"
\nQuestion 1. <\/strong> Source\u00a0: McKinsey & Company, 29 juin 2020, \u00ab\u00a0Sentiment des d\u00e9cideurs financiers\u00a0\u00bb (Japon).<\/em><\/p>\n

UFJ \u9280\u884c\u306e\u30a4\u30f3\u30bf\u30fc\u30cd\u30c3\u30c8\u30d0\u30f3\u30ad\u30f3\u30b0\u306e\u65b0\u898f\u5229\u7528\u8005\u304c\u524d\u5e74\u540c\u6708\u6bd4\u306e3\u500d\u3001\u307e\u305f\u30a2\u30d7\u30ea\u7d4c\u7531\u306e\u53e3\u5ea7\u958b\u8a2d\u304c2\u00e8me ann\u00e9e \u3001\u65b0\u578b\u30b3\u30ed\u30ca\u304c\u30aa\u30f3\u30e9\u30a4\u30f3\u30d0\u30f3\u30ad\u30f3\u30b0\u5229\u7528\u3092\u5f8c\u62bc\u3057\u3057\u305f\u3053\u3068\u304c\u660e\u3089\u304b\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n

\u3057 \u304b \u3057 \u3053 \u308c \u306f \u4e00 \u6642 \u7684 \u306a \u3053 \u3068 \u306a \u306e \u3067 \u3057 \u3087 \u3046 \u304b.\u308b\u306e\u304b\u304c\u6c17\u306b\u306a\u308b\u3068\u3053\u308d\u3067\u3059\u304c\u3001\u4eca\u5e744\u6708\u304b\u30896\u6708\u306b\u884c\u308f\u308c\u305fMcKinsey & Soci\u00e9t\u00e9\u30aa\u30f3\u30e9\u30a4\u30f3\u3084\u30e2\u30d0\u30a4\u30eb\u30d0\u30f3\u30ad\u30f3\u30b0\u3092\u300c\u30b3\u30ed\u30ca\u524d\u3088\u308a\u3082\u3063\u3068\u5229\u7528\u3059\u308b\u3060Voir aussi\u591a\u304f\u3044\u308b\u3068\u3044\u3046\u8208\u5473\u6df1\u3044\u7d50\u679c\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002(\u56f3\u88681)<\/p>\n

\u540c\u4e0a\u306e\u30a2\u30f3\u30b1\u30fc\u30c8\u8abf\u67fb\u306e\u4e2d\u3067\u3001\u81ea\u5206\u304c\u5229\u7528\u3059\u308b\u9280\u884c\u3084\u30ab\u30fc\u30c9\u4f1a\u793e\u306b\u4f55401TP 3T\u4ee5\u4e0a\u304c\u300c\u5168\u3066\u306e\u624b\u7d9a\u304d\u304c\u30aa\u30f3\u30e9\u30a4\u30f3\u4e0a\u3067\u30b7\u30fc\u30e0\u30ec\u30b9\u306b\u884c\u3048\u308b\u3088\u3046\u56f3\u88682)<\/p>\n

\"\"<\/p>\n

Exemple 2.<\/strong> Source : McKinsey & Company, 29 juin 2020, \u00ab\u00a0Sentiment des d\u00e9cideurs financiers\u00a0\u00bb.<\/em><\/p>\n

\u65b0\u578b\u30b3\u30ed\u30ca\u3092\u304d\u3063\u304b\u3051\u306b\u3001\u30aa\u30f3\u30e9\u30a4\u30f3\u30c4\u30fc\u30eb\u306e\u5229\u7528\u8005\u304c\u5897\u3048\u3001\u304b\u3064\u30aa\u30f3\u30e9\u30a4\u30f3\u4e0a\u3067\u306e\u3088\u308a\u826f\u3044\u9867\u5ba2\u4f53\u9a13\u3078\u306e\u671f\u5f85\u304c\u3055\u3089\u306b\u9ad8\u307e\u3063\u3066\u6765\u3066\u3044\u308b\u3053\u3068\u304c\u88cf\u4ed8\u3051\u3089\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n

\u696d\u6cc1\u306e\u4e0d\u900f\u660e\u611f\u304c\u5897\u3059\u4e2d\u3001\u3053\u306e\u3088\u3046\u306a\u65b0\u578b\u30b3\u30ed\u30ca\u306b\u3088\u308b\u9867\u5ba2\u5fc3\u7406\u306e\u5909\u5316\u306b\u7a4d\u6975\u7684\u306b\u5fdc\u3048\u308b\u30a2\u30af\u30b7\u30e7\u30f3\u3092\u5b9f\u884c\u3067\u304d\u308b\u304b\u3001\u4eca\u5f8c\u306e\u91d1\u878d\u6a5f\u95a2\u306e\u7d4c\u55b6\u624b\u8155\u304c\u554f\u308f\u308c\u308b\u3053\u3068\u306b\u306a\u308a\u305d\u3046\u3067\u3059.<\/p>\n

 <\/p>\n

Image de la photo : Photo de Daryan Shamkhali<\/a> sur Unsplash<\/a><\/em><\/p>","protected":false},"excerpt":{"rendered":"

\u4f01\u696d\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u3092\u5b9f\u73fe\u3059\u308b\u306e\u306f\u8ab0\u3067\u3057\u3087\u3046\u3002\u793e\u9577\u3067\u3059\u304b\uff1f\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u5197\u8ac7\u4ea4\u3058\u308a\u306b\u3053\u3046\u8a9e\u3089\u308c\u308b\u5834\u9762\u306bDescription du produit\u5c11\u306a\u304f\u3068\u3082\u6d88\u8cbb\u8005\u306e\u5fc3\u7406\u30fb\u884c\u52d5\u306b\u306f\u660e\u3089\u304b\u306a\u5909\u5316\u304c\u898b\u3048\u3066\u304d\u3066\u3044\u307e\u3059\u3002 Article 1. Source\u00a0: McKinsey & Company, 29 juin 2020, \u00ab\u00a0Sentiment des d\u00e9cideurs financiers\u00a0\u00bb (Japon). UFJ \u9280\u884c\u306e\u30a4\u30f3\u30bf\u30fc\u30cd\u30c3\u30c8\u30d0\u30f3\u30ad\u30f3\u30b0\u306e\u65b0\u898f\u5229\u7528\u8005\u304c\u524d\u5e74\u540c\u6708\u6bd4\u306e3\u500d\u3001\u307e\u305f\u30a2\u30d7\u30ea\u7d4c\u7531\u306e\u53e3\u5ea7\u958b\u8a2d\u304c2\u00e8me ann\u00e9e \u3001\u65b0\u578b\u30b3\u30ed\u30ca\u304c\u30aa\u30f3\u30e9\u30a4\u30f3\u30d0\u30f3\u30ad\u30f3\u30b0\u5229\u7528\u3092\u5f8c\u62bc\u3057\u3057\u305f\u3053\u3068\u304c\u660e\u3089\u304b\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002 \u3057 \u304b \u3057 \u3053 \u308c \u306f \u4e00 \u6642 \u7684 \u306a \u3053 \u3068 \u306a \u306e \u3067 \u3057 \u3087 \u3046 \u304b.\u308b\u306e\u304b\u304c\u6c17\u306b\u306a\u308b\u3068\u3053\u308d\u3067\u3059\u304c\u3001\u4eca\u5e744\u6708\u304b\u30896\u6708\u306b\u884c\u308f\u308c\u305fMcKinsey & Soci\u00e9t\u00e9\u30aa\u30f3\u30e9\u30a4\u30f3\u3084\u30e2\u30d0\u30a4\u30eb\u30d0\u30f3\u30ad\u30f3\u30b0\u3092\u300c\u30b3\u30ed\u30ca\u524d\u3088\u308a\u3082\u3063\u3068\u5229\u7528\u3059\u308b\u3060Voir aussi\u591a\u304f\u3044\u308b\u3068\u3044\u3046\u8208\u5473\u6df1\u3044\u7d50\u679c\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002(\u56f3\u88681) \u540c\u4e0a\u306e\u30a2\u30f3\u30b1\u30fc\u30c8\u8abf\u67fb\u306e\u4e2d\u3067\u3001\u81ea\u5206\u304c\u5229\u7528\u3059\u308b\u9280\u884c\u3084\u30ab\u30fc\u30c9\u4f1a\u793e\u306b\u4f55401TP 3T\u4ee5\u4e0a\u304c\u300c\u5168\u3066\u306e\u624b\u7d9a\u304d\u304c\u30aa\u30f3\u30e9\u30a4\u30f3\u4e0a\u3067\u30b7\u30fc\u30e0\u30ec\u30b9\u306b\u884c\u3048\u308b\u3088\u3046\u56f3\u88682) \u00c9tape 2. Source : McKinsey & Company, 29 juin 2020, \u00ab\u00a0Sentiment des d\u00e9cideurs financiers\u00a0\u00bb. \u65b0\u578b\u30b3\u30ed\u30ca\u3092\u304d\u3063\u304b\u3051\u306b\u3001\u30aa\u30f3\u30e9\u30a4\u30f3\u30c4\u30fc\u30eb\u306e\u5229\u7528\u8005\u304c\u5897\u3048\u3001\u304b\u3064\u30aa\u30f3\u30e9\u30a4\u30f3\u4e0a\u3067\u306e\u3088\u308a\u826f\u3044\u9867\u5ba2\u4f53\u9a13\u3078\u306e\u671f\u5f85\u304c\u3055\u3089\u306b\u9ad8\u307e\u3063\u3066\u6765\u3066\u3044\u308b\u3053\u3068\u304c\u88cf\u4ed8\u3051\u3089\u308c\u3066\u3044\u307e\u3059\u3002 \u696d\u6cc1\u306e\u4e0d\u900f\u660e\u611f\u304c\u5897\u3059\u4e2d\u3001\u3053\u306e\u3088\u3046\u306a\u65b0\u578b\u30b3\u30ed\u30ca\u306b\u3088\u308b\u9867\u5ba2\u5fc3\u7406\u306e\u5909\u5316\u306b\u7a4d\u6975\u7684\u306b\u5fdc\u3048\u308b\u30a2\u30af\u30b7\u30e7\u30f3\u3092\u5b9f\u884c\u3067\u304d\u308b\u304b\u3001\u4eca\u5f8c\u306e\u91d1\u878d\u6a5f\u95a2\u306e\u7d4c\u55b6\u624b\u8155\u304c\u554f\u308f\u308c\u308b\u3053\u3068\u306b\u306a\u308a\u305d\u3046\u3067\u3059. Article : Photo de Daryan Shamkhali sur Unsplash<\/p>","protected":false},"author":4,"featured_media":3098,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[189],"tags":[],"class_list":["post-3093","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-company-ja"],"yoast_head":"\n\u30c7\u30fc\u30bf\u3067\u898b\u308b\uff1a\u65b0\u578b\u30b3\u30ed\u30ca\u304c\u30aa\u30f3\u30e9\u30a4\u30f3\u30d0\u30f3\u30ad\u30f3\u30b0\u5229\u7528\u3092\u4fc3\u9032\u3057\u9867\u5ba2\u5fc3\u7406\u3092\u5909\u3048\u305f | Moneythor<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.moneythor.com\/fr\/entreprise-ja\/lusage-et-le-comportement-des-services-bancaires-en-ligne-ont-change-a-cause-du-coronavirus\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u30c7\u30fc\u30bf\u3067\u898b\u308b\uff1a\u65b0\u578b\u30b3\u30ed\u30ca\u304c\u30aa\u30f3\u30e9\u30a4\u30f3\u30d0\u30f3\u30ad\u30f3\u30b0\u5229\u7528\u3092\u4fc3\u9032\u3057\u9867\u5ba2\u5fc3\u7406\u3092\u5909\u3048\u305f | Moneythor\" \/>\n<meta property=\"og:description\" content=\"\u4f01\u696d\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u3092\u5b9f\u73fe\u3059\u308b\u306e\u306f\u8ab0\u3067\u3057\u3087\u3046\u3002\u793e\u9577\u3067\u3059\u304b\uff1f\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u6226\u7565\u5ba4\u9577\u3067\u3059\u304b\uff1f\u7b54\u3048\u306f\u300c\u65b0\u578b\u30b3\u30ed\u30ca\u300d\u3002\u5197\u8ac7\u4ea4\u3058\u308a\u306b\u3053\u3046\u8a9e\u3089\u308c\u308b\u5834\u9762\u306b\u51fa\u4f1a\u3063\u305f\u3053\u3068\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\u3002\u305d\u306e\u5197\u8ac7\u304c\u4eca\u3001\u73fe\u5b9f\u306b\u306a\u308a\u3064\u3064\u3042\u308b\u3068\u8a00\u3048\u307e\u3059\u3002\u5c11\u306a\u304f\u3068\u3082\u6d88\u8cbb\u8005\u306e\u5fc3\u7406\u30fb\u884c\u52d5\u306b\u306f\u660e\u3089\u304b\u306a\u5909\u5316\u304c\u898b\u3048\u3066\u304d\u3066\u3044\u307e\u3059\u3002 \u56f3\u88681. Source: McKinsey & Company 2020\u5e746\u670829\u65e5\u201cFinancial Decision Maker Sentiment\u201d\u306e\u30c7\u30fc\u30bf\u3092\u3082\u3068\u306b\u65e5\u672c\u8a9e\u8a33\u3068Japan\u306e\u7d50\u679c\u8ffd\u52a0\u3002 \u65b0\u578b\u30b3\u30ed\u30ca\u306e\u611f\u67d3\u62e1\u5927\u3092\u53d7\u3051\u5916\u51fa\u306e\u81ea\u7c9b\u304c\u59cb\u307e\u3063\u305f\u4eca\u5e743\u6708\u3001\u4e09\u83f1UFJ\u9280\u884c\u306e\u30a4\u30f3\u30bf\u30fc\u30cd\u30c3\u30c8\u30d0\u30f3\u30ad\u30f3\u30b0\u306e\u65b0\u898f\u5229\u7528\u8005\u304c\u524d\u5e74\u540c\u6708\u6bd4\u306e3\u500d\u3001\u307e\u305f\u30a2\u30d7\u30ea\u7d4c\u7531\u306e\u53e3\u5ea7\u958b\u8a2d\u304c\u307f\u305a\u307b\u9280\u884c\u3067\u306f\u524d\u5e74\u540c\u6708\u6bd4\u306e6\u5272\u5897\u3001\u308a\u305d\u306a\u30b0\u30eb\u30fc\u30d7\u9280\u884c\u3067\u306f2\u500d\u3060\u3063\u305f\u3068\u3044\u3046\u3088\u3046\u306b\u3001\u65b0\u578b\u30b3\u30ed\u30ca\u304c\u30aa\u30f3\u30e9\u30a4\u30f3\u30d0\u30f3\u30ad\u30f3\u30b0\u5229\u7528\u3092\u5f8c\u62bc\u3057\u3057\u305f\u3053\u3068\u304c\u660e\u3089\u304b\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002 \u3057\u304b\u3057\u3053\u308c\u306f\u4e00\u6642\u7684\u306a\u3053\u3068\u306a\u306e\u3067\u3057\u3087\u3046\u304b\u3002\u30b3\u30ed\u30ca\u53ce\u675f\u5f8c\u306e\u4eba\u3005\u306e\u884c\u52d5\u304c\u3069\u3046\u306a\u308b\u306e\u304b\u304c\u6c17\u306b\u306a\u308b\u3068\u3053\u308d\u3067\u3059\u304c\u3001\u4eca\u5e744\u6708\u304b\u30896\u6708\u306b\u884c\u308f\u308c\u305fMcKinsey & Company\u306e\u30a2\u30f3\u30b1\u30fc\u30c8\u306b\u3088\u308b\u3068\u4e16\u754c\u5404\u56fd\u5171\u901a\u3057\u3066\u3001\u30b3\u30ed\u30ca\u53ce\u675f\u5f8c\u3001\u30aa\u30f3\u30e9\u30a4\u30f3\u3084\u30e2\u30d0\u30a4\u30eb\u30d0\u30f3\u30ad\u30f3\u30b0\u3092\u300c\u30b3\u30ed\u30ca\u524d\u3088\u308a\u3082\u3063\u3068\u5229\u7528\u3059\u308b\u3060\u308d\u3046\u300d\u3068\u7b54\u3048\u305f\u4eba\u304c\u591a\u304f\u3001\u307e\u305f\u652f\u5e97\u306f\u300c\u30b3\u30ed\u30ca\u524d\u3088\u308a\u5229\u7528\u3057\u306a\u3044\u3060\u308d\u3046\u300d\u3068\u7b54\u3048\u305f\u4eba\u304c\u591a\u304f\u3044\u308b\u3068\u3044\u3046\u8208\u5473\u6df1\u3044\u7d50\u679c\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002(\u56f3\u88681) \u540c\u4e0a\u306e\u30a2\u30f3\u30b1\u30fc\u30c8\u8abf\u67fb\u306e\u4e2d\u3067\u3001\u81ea\u5206\u304c\u5229\u7528\u3059\u308b\u9280\u884c\u3084\u30ab\u30fc\u30c9\u4f1a\u793e\u306b\u4f55\u3092\u671f\u5f85\u3057\u3066\u3044\u308b\u306e\u304b\u3092\u554f\u3046\u8cea\u554f\u306b\u5bfe\u3057\u3066\u306f\u3001\u65e5\u672c\u306e\u56de\u7b54\u8005\u306e40%\u4ee5\u4e0a\u304c\u300c\u5168\u3066\u306e\u624b\u7d9a\u304d\u304c\u30aa\u30f3\u30e9\u30a4\u30f3\u4e0a\u3067\u30b7\u30fc\u30e0\u30ec\u30b9\u306b\u884c\u3048\u308b\u3088\u3046\u30aa\u30f3\u30e9\u30a4\u30f3\u30c1\u30e3\u30cd\u30eb\u3092\u6539\u5584\u3057\u3066\u6b32\u3057\u3044\u300d\u3068\u56de\u7b54\u3057\u3066\u3044\u307e\u3059\u3002(\u56f3\u88682) \u56f3\u88682. Source: McKinsey & Company 2020\u5e746\u670829\u65e5\u201cFinancial Decision Maker Sentiment\u201d\u306e\u30c7\u30fc\u30bf\u3092\u3082\u3068\u306b\u65e5\u672c\u8a9e\u8a33\u8ffd\u52a0\u3002 \u65b0\u578b\u30b3\u30ed\u30ca\u3092\u304d\u3063\u304b\u3051\u306b\u3001\u30aa\u30f3\u30e9\u30a4\u30f3\u30c4\u30fc\u30eb\u306e\u5229\u7528\u8005\u304c\u5897\u3048\u3001\u304b\u3064\u30aa\u30f3\u30e9\u30a4\u30f3\u4e0a\u3067\u306e\u3088\u308a\u826f\u3044\u9867\u5ba2\u4f53\u9a13\u3078\u306e\u671f\u5f85\u304c\u3055\u3089\u306b\u9ad8\u307e\u3063\u3066\u6765\u3066\u3044\u308b\u3053\u3068\u304c\u88cf\u4ed8\u3051\u3089\u308c\u3066\u3044\u307e\u3059\u3002 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Source: McKinsey & Company 2020\u5e746\u670829\u65e5\u201cFinancial Decision Maker Sentiment\u201d\u306e\u30c7\u30fc\u30bf\u3092\u3082\u3068\u306b\u65e5\u672c\u8a9e\u8a33\u3068Japan\u306e\u7d50\u679c\u8ffd\u52a0\u3002 \u65b0\u578b\u30b3\u30ed\u30ca\u306e\u611f\u67d3\u62e1\u5927\u3092\u53d7\u3051\u5916\u51fa\u306e\u81ea\u7c9b\u304c\u59cb\u307e\u3063\u305f\u4eca\u5e743\u6708\u3001\u4e09\u83f1UFJ\u9280\u884c\u306e\u30a4\u30f3\u30bf\u30fc\u30cd\u30c3\u30c8\u30d0\u30f3\u30ad\u30f3\u30b0\u306e\u65b0\u898f\u5229\u7528\u8005\u304c\u524d\u5e74\u540c\u6708\u6bd4\u306e3\u500d\u3001\u307e\u305f\u30a2\u30d7\u30ea\u7d4c\u7531\u306e\u53e3\u5ea7\u958b\u8a2d\u304c\u307f\u305a\u307b\u9280\u884c\u3067\u306f\u524d\u5e74\u540c\u6708\u6bd4\u306e6\u5272\u5897\u3001\u308a\u305d\u306a\u30b0\u30eb\u30fc\u30d7\u9280\u884c\u3067\u306f2\u500d\u3060\u3063\u305f\u3068\u3044\u3046\u3088\u3046\u306b\u3001\u65b0\u578b\u30b3\u30ed\u30ca\u304c\u30aa\u30f3\u30e9\u30a4\u30f3\u30d0\u30f3\u30ad\u30f3\u30b0\u5229\u7528\u3092\u5f8c\u62bc\u3057\u3057\u305f\u3053\u3068\u304c\u660e\u3089\u304b\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002 \u3057\u304b\u3057\u3053\u308c\u306f\u4e00\u6642\u7684\u306a\u3053\u3068\u306a\u306e\u3067\u3057\u3087\u3046\u304b\u3002\u30b3\u30ed\u30ca\u53ce\u675f\u5f8c\u306e\u4eba\u3005\u306e\u884c\u52d5\u304c\u3069\u3046\u306a\u308b\u306e\u304b\u304c\u6c17\u306b\u306a\u308b\u3068\u3053\u308d\u3067\u3059\u304c\u3001\u4eca\u5e744\u6708\u304b\u30896\u6708\u306b\u884c\u308f\u308c\u305fMcKinsey & Company\u306e\u30a2\u30f3\u30b1\u30fc\u30c8\u306b\u3088\u308b\u3068\u4e16\u754c\u5404\u56fd\u5171\u901a\u3057\u3066\u3001\u30b3\u30ed\u30ca\u53ce\u675f\u5f8c\u3001\u30aa\u30f3\u30e9\u30a4\u30f3\u3084\u30e2\u30d0\u30a4\u30eb\u30d0\u30f3\u30ad\u30f3\u30b0\u3092\u300c\u30b3\u30ed\u30ca\u524d\u3088\u308a\u3082\u3063\u3068\u5229\u7528\u3059\u308b\u3060\u308d\u3046\u300d\u3068\u7b54\u3048\u305f\u4eba\u304c\u591a\u304f\u3001\u307e\u305f\u652f\u5e97\u306f\u300c\u30b3\u30ed\u30ca\u524d\u3088\u308a\u5229\u7528\u3057\u306a\u3044\u3060\u308d\u3046\u300d\u3068\u7b54\u3048\u305f\u4eba\u304c\u591a\u304f\u3044\u308b\u3068\u3044\u3046\u8208\u5473\u6df1\u3044\u7d50\u679c\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002(\u56f3\u88681) \u540c\u4e0a\u306e\u30a2\u30f3\u30b1\u30fc\u30c8\u8abf\u67fb\u306e\u4e2d\u3067\u3001\u81ea\u5206\u304c\u5229\u7528\u3059\u308b\u9280\u884c\u3084\u30ab\u30fc\u30c9\u4f1a\u793e\u306b\u4f55\u3092\u671f\u5f85\u3057\u3066\u3044\u308b\u306e\u304b\u3092\u554f\u3046\u8cea\u554f\u306b\u5bfe\u3057\u3066\u306f\u3001\u65e5\u672c\u306e\u56de\u7b54\u8005\u306e40%\u4ee5\u4e0a\u304c\u300c\u5168\u3066\u306e\u624b\u7d9a\u304d\u304c\u30aa\u30f3\u30e9\u30a4\u30f3\u4e0a\u3067\u30b7\u30fc\u30e0\u30ec\u30b9\u306b\u884c\u3048\u308b\u3088\u3046\u30aa\u30f3\u30e9\u30a4\u30f3\u30c1\u30e3\u30cd\u30eb\u3092\u6539\u5584\u3057\u3066\u6b32\u3057\u3044\u300d\u3068\u56de\u7b54\u3057\u3066\u3044\u307e\u3059\u3002(\u56f3\u88682) \u56f3\u88682. 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